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Vivienne Westwood

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undefined Westbourne Orb Ladies Quartz Watch

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Westbourne Orb Ladies Quartz Watch

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Bloomsbury II Watch

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undefined Twin Pack 50L Premium Professional Compost

Twin Pack 50L Premium Professional Compost

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Tie Dye

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69 reviews

undefined Nandina 'Obsessed' (17cm Pot)

Nandina 'Obsessed' (17cm Pot)

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undefined Camden Lock Unisex Quartz Watch

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Camden Lock Unisex Quartz Watch

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Regular price was £265

5 out of 5 stars

4 reviews

undefined Yucca 3 Stem 90/45/20cm in 24cm Pot (1.3m Tall)

Yucca 3 Stem 90/45/20cm in 24cm Pot (1.3m Tall)

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62 reviews

undefined Monstera deliciosa Swiss Cheese Plant 14cm Pot

Monstera deliciosa Swiss Cheese Plant 14cm Pot

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4.2 out of 5 stars

67 reviews

undefined Green Orb Dial Green Strap Watch

Vivienne Westwood

Green Orb Dial Green Strap Watch

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5 out of 5 stars

2 reviews

undefined Pair Of Italian Cypress Trees 0.6-0.9m Tall

Pair Of Italian Cypress Trees 0.6-0.9m Tall

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64 reviews

undefined Compact Sweet Cherry Bush 'Porthos' 3L Potted Plant

Compact Sweet Cherry Bush 'Porthos' 3L Potted Plant

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4.4 out of 5 stars

12 reviews

undefined Camden Lock Leather Mens Watch

Vivienne Westwood

Camden Lock Leather Mens Watch

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9 reviews

undefined Nandina 'Firepower' 2L

Nandina 'Firepower' 2L

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4 reviews

undefined Dixie Pink' Powder Puff Tree (80-100cm tall)

Dixie Pink' Powder Puff Tree (80-100cm tall)

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Regular price was £34.99

3.5 out of 5 stars

2 reviews

undefined Creeping Moss Phlox Subulata Collection 6 x 9cm Pots

Creeping Moss Phlox Subulata Collection 6 x 9cm Pots

Current sale price is £19.99

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Regular price was £22.99

2.6 out of 5 stars

5 reviews

undefined Peat Free Multipurpose Compost 40L

Peat Free Multipurpose Compost 40L

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5 out of 5 stars

14 reviews

undefined Ficus benjamanica (Weeping Fig) 21cm pot 90cm tall - green houseplant

Ficus benjamanica (Weeping Fig) 21cm pot 90cm tall - green houseplant

Current sale price is £29.99

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Regular price was £34.99

4.7 out of 5 stars

26 reviews

undefined Patio Fruit Tree Plum 'Little Vic' 4L Potted Plant

Patio Fruit Tree Plum 'Little Vic' 4L Potted Plant

Current sale price is £25.99

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Regular price was £29.99

4.1 out of 5 stars

17 reviews

undefined Eryngium 'Blue Hobbit' (3 x 9cm pots)

Eryngium 'Blue Hobbit' (3 x 9cm pots)

Current sale price is £13.99

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Regular price was £16.99

3.4 out of 5 stars

5 reviews

undefined Furblet Loo Lay

Furblet Loo Lay

Current sale price is £6.99

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Regular price was £9.99

undefined Ficus Microcarpa Ginseng 'Bonsai Fig' 14cm Pot

Ficus Microcarpa Ginseng 'Bonsai Fig' 14cm Pot

Current sale price is £16.99

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Regular price was £19.99

3.4 out of 5 stars

13 reviews

undefined Galaxy Glow-In-The-Dark Interactive Toy

Galaxy Glow-In-The-Dark Interactive Toy

Current sale price is £53.99

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Regular price was £74.99

4.9 out of 5 stars

30 reviews

undefined Deutzia hybrida 'Rasberry Sundae' 3L

Deutzia hybrida 'Rasberry Sundae' 3L

Current sale price is £13.99

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Regular price was £16.99

3.6 out of 5 stars

13 reviews

undefined Strulch Mineralised Straw Mulch & Slug Deterrent 9kg Bag

Strulch Mineralised Straw Mulch & Slug Deterrent 9kg Bag

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Regular price was £19.99

4.4 out of 5 stars

32 reviews

undefined Colourful Ornamental Grasses Collection 6 x 9cm Potted Plants

Colourful Ornamental Grasses Collection 6 x 9cm Potted Plants

Current sale price is £18.99

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Regular price was £24.99

2.6 out of 5 stars

14 reviews

undefined Passiflora Collection - 3 x 9cm Pots

Passiflora Collection - 3 x 9cm Pots

Current sale price is £16.99

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Regular price was £21.99

5 out of 5 stars

1 review

undefined Geum Orange Pumpkin (3 x 9cm Pots)

Geum Orange Pumpkin (3 x 9cm Pots)

Current sale price is £18.99

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Regular price was £21.99

5 out of 5 stars

1 review

undefined Blueberry "Pink Lemonade" - 2L Pot

Blueberry "Pink Lemonade" - 2L Pot

Current sale price is £8.99

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Regular price was £11.99

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

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What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

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You can choose to pay monthly with flexible monthly payments.

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Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.