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undefined Linen Belted Jumpsuit - Multi

Linen Belted Jumpsuit - Multi

Current sale price is £35

(Save £15)

Regular price was £50

undefined Norma Faux Suede Trenchcoat - Multi

Norma Faux Suede Trenchcoat - Multi

Current sale price is £49

(Save £21)

Regular price was £70

undefined Naomi String Shorts - Multi

Naomi String Shorts - Multi

Current sale price is £28

(Save £7)

Regular price was £35

undefined Milla Life Strap Maxi Woven Dress - Blue

Milla Life Strap Maxi Woven Dress - Blue

Current sale price is £44

(Save £11)

Regular price was £55

undefined 14 Inch Bike

14 Inch Bike

Current sale price is £129.99

(Save £50)

Regular price was £179.99

3.8 out of 5 stars

4 reviews

undefined Thalia Life High Waist Wide Pant - Leopard Print

Thalia Life High Waist Wide Pant - Leopard Print

Current sale price is £16

(Save £16)

Regular price was £32

4.3 out of 5 stars

3 reviews

undefined Lucie Life 3/4 Knitted Cardigan - Multi

Lucie Life 3/4 Knitted Cardigan - Multi

Current sale price is £28

(Save £7)

Regular price was £35

4.5 out of 5 stars

2 reviews

undefined Tie Detail Stripe Cross Over Shirt - White/beige

Tie Detail Stripe Cross Over Shirt - White/beige

Current sale price is £14

(Save £21)

Regular price was £35

5 out of 5 stars

1 review

undefined Jakiri Linen Strap Dress - Multi

Jakiri Linen Strap Dress - Multi

Current sale price is £24

(Save £6)

Regular price was £30

undefined x Sarah Arnett Four-Piece Cocktail Shaker Set

x Sarah Arnett Four-Piece Cocktail Shaker Set

Current sale price is £24.99

(Save £5)

Regular price was £29.99

5 out of 5 stars

2 reviews

undefined Womens Running Favorite Aop Velocity 3" Shorts - Multi

Womens Running Favorite Aop Velocity 3" Shorts - Multi

Current sale price is £15

(Save £15)

Regular price was £30

undefined Evara Stripe Dress - Multi

Evara Stripe Dress - Multi

Current sale price is £28

(Save £7)

Regular price was £35

undefined TAP TAP SMART FIDGET- Version 2

TAP TAP SMART FIDGET- Version 2

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4 out of 5 stars

1 review

undefined Norma Faux Suede Jacket - Multi

Norma Faux Suede Jacket - Multi

Current sale price is £40

(Save £10)

Regular price was £50

undefined x Sarah Arnett Porcelain Dinner Plates – Set of 4

x Sarah Arnett Porcelain Dinner Plates – Set of 4

Current sale price is £44.99

(Save £10)

Regular price was £54.99

4.5 out of 5 stars

2 reviews

undefined Naomi Jacket - Multi

Naomi Jacket - Multi

Current sale price is £36

(Save £9)

Regular price was £45

undefined Chigo Strap Satin Maxi Dress - Leopard Print

Chigo Strap Satin Maxi Dress - Leopard Print

Current sale price is £16

(Save £24)

Regular price was £40

undefined x Sarah Arnett Porcelain Cup and Saucer

x Sarah Arnett Porcelain Cup and Saucer

Current sale price is £12.99

(Save £5)

Regular price was £17.99

5 out of 5 stars

1 review

undefined Go Go Racers Dlx Playset

Go Go Racers Dlx Playset

Current sale price is £29.99

(Save £4)

Regular price was £33.99

undefined x Sarah Arnett Porcelain Teapot

x Sarah Arnett Porcelain Teapot

Current sale price is £32.99

(Save £15)

Regular price was £47.99

5 out of 5 stars

1 review

undefined Sonic 3 Movie 5 Inch Figure - Sonic

Sonic 3 Movie 5 Inch Figure - Sonic

Current sale price is £13.99

(Save £2)

Regular price was £15.99

5 out of 5 stars

1 review

undefined Tia 3/4 Embellished Tie Top - Multi

Tia 3/4 Embellished Tie Top - Multi

Current sale price is £25.60

(Save £6.40)

Regular price was £32

undefined Charis Short Sleeve Mix Jersey Top - Multi

Charis Short Sleeve Mix Jersey Top - Multi

Current sale price is £25.60

(Save £6.40)

Regular price was £32

undefined Quilted Stripe Tie Detail Waistcoat - Multi

Quilted Stripe Tie Detail Waistcoat - Multi

Current sale price is £12

(Save £28)

Regular price was £40

undefined Sonic 3 Movie 5 Inch Figure - 1 Shadow

Sonic 3 Movie 5 Inch Figure - 1 Shadow

Current sale price is £13.99

(Save £2)

Regular price was £15.99

undefined x Sarah Arnett Moscow Mule Double-Walled Mug – Flamingo

x Sarah Arnett Moscow Mule Double-Walled Mug – Flamingo

Current sale price is £9.99

(Save £3)

Regular price was £12.99

5 out of 5 stars

1 review

undefined Embelished Waistcoat - Multi

Embelished Waistcoat - Multi

Current sale price is £28

(Save £7)

Regular price was £35

undefined x Sarah Arnett Moscow Mule Double-Walled Mug – Lips

x Sarah Arnett Moscow Mule Double-Walled Mug – Lips

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.3 out of 5 stars

4 reviews

undefined Contour 3-Hand Green and White Polyurethane Watch

Contour 3-Hand Green and White Polyurethane Watch

Current sale price is £63

(Save £16)

Regular price was £79

undefined Maxi Jigsaw Puzzle (60 Pieces)

Maxi Jigsaw Puzzle (60 Pieces)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.