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undefined Series 20 Smart Calling Watch with Black Leather Strap

Series 20 Smart Calling Watch with Black Leather Strap

Current sale price is £68

(Save £17)

Regular price was £85

4.5 out of 5 stars

2 reviews

undefined Kids Unisex Club Fleece Hoodie And Joggers Set - Beige

Kids Unisex Club Fleece Hoodie And Joggers Set - Beige

Current sale price is £28

(Save £12)

Regular price was £40

5 out of 5 stars

3 reviews

undefined Kids Girls Nike Pro Legging - Black

Kids Girls Nike Pro Legging - Black

Current sale price is £14

(Save £10)

Regular price was £24

4.9 out of 5 stars

24 reviews

undefined Infant Unisex Dri-fit Essentials Full Zip Jacket And Jogger Set - Navy Blue

Infant Unisex Dri-fit Essentials Full Zip Jacket And Jogger Set - Navy Blue

Current sale price is £24.50

(Save £10.50)

Regular price was £35

4.8 out of 5 stars

17 reviews

undefined Infants Essential Fleece Crew Tracksuit - Dark Grey

Infants Essential Fleece Crew Tracksuit - Dark Grey

Current sale price is £24.50

(Save £11.50)

Regular price was £36

4.8 out of 5 stars

19 reviews

undefined Ladies Series 32 Navy Smart Watch

Ladies Series 32 Navy Smart Watch

Current sale price is £40

(Save £10)

Regular price was £50

4.7 out of 5 stars

6 reviews

undefined Pocket Essentials Medium Ziptop Tote Bag

Pocket Essentials Medium Ziptop Tote Bag

Current sale price is £79

(Save £20)

Regular price was £99

undefined Kids Girls Fleece Lined Leggings - Black

Kids Girls Fleece Lined Leggings - Black

Current sale price is £12

(Save £12)

Regular price was £24

undefined Kids Girls Shine Hoody Legging Tracksuit - Black

Kids Girls Shine Hoody Legging Tracksuit - Black

Current sale price is £33.50

(Save £14.50)

Regular price was £48

undefined Kids Unisex Club Fleece Jogger And Hoodie Set - Blue

Kids Unisex Club Fleece Jogger And Hoodie Set - Blue

Current sale price is £32

(Save £8)

Regular price was £40

undefined Kids Girls Nike Pro Legging - Pink

Kids Girls Nike Pro Legging - Pink

Current sale price is £12.75

(Save £11.25)

Regular price was £24

4.9 out of 5 stars

24 reviews

undefined Womens Performance Fastback One Piece Swimsuit - Black

Womens Performance Fastback One Piece Swimsuit - Black

Current sale price is £26.50

(Save £11.50)

Regular price was £38

1 out of 5 stars

1 review

undefined Men's Essential Hydro Short Sleeve Hydroguard Plus-white

Men's Essential Hydro Short Sleeve Hydroguard Plus-white

Current sale price is £22.25

(Save £9.75)

Regular price was £32

5 out of 5 stars

1 review

undefined Kids Boys Futura T-shirt S/s - Black

Kids Boys Futura T-shirt S/s - Black

Current sale price is £11.20

(Save £4.80)

Regular price was £16

5 out of 5 stars

4 reviews

undefined Ladies Series 20 Navy Smart Watch

Ladies Series 20 Navy Smart Watch

Current sale price is £68

(Save £17)

Regular price was £85

undefined Womens Victory Swim Slim Legging-black

Womens Victory Swim Slim Legging-black

Current sale price is £41.30

(Save £17.70)

Regular price was £59

undefined Ladies Series 21 Smart Dark Plum Lozenge Silicone Strap Watch

Ladies Series 21 Smart Dark Plum Lozenge Silicone Strap Watch

Current sale price is £48

(Save £11.95)

Regular price was £59.95

undefined Kids Boys Futura T-shirt S/s - White

Kids Boys Futura T-shirt S/s - White

Current sale price is £11

(Save £5)

Regular price was £16

undefined Kids Essential Fleece Crew Tracksuit - Blue

Kids Essential Fleece Crew Tracksuit - Blue

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4.8 out of 5 stars

18 reviews

undefined Kids Girls Swoosh S/s T-shirt And Bike Short Set - Purple

Kids Girls Swoosh S/s T-shirt And Bike Short Set - Purple

Current sale price is £28

(Save £7)

Regular price was £35

4.9 out of 5 stars

18 reviews

undefined Smart Series 48 AMOLED Navy Smart Watch

Smart Series 48 AMOLED Navy Smart Watch

Current sale price is £76

(Save £19)

Regular price was £95

undefined Men's Essential Hydro Short Sleeve Hydroguard Plus-navy

Men's Essential Hydro Short Sleeve Hydroguard Plus-navy

Current sale price is £20.03

(Save £11.97)

Regular price was £32

undefined Pack - Black

Pack - Black

Current sale price is £15.75

(Save £10.25)

Regular price was £26

3 out of 5 stars

1 review

undefined Kids Boys Hoodie And Jogger Set - Black/grey

Kids Boys Hoodie And Jogger Set - Black/grey

Current sale price is £27.14

(Save £17.86)

Regular price was £45

undefined Kids Boys Crew And Jogger Set - Grey

Kids Boys Crew And Jogger Set - Grey

Current sale price is £30.15

(Save £11.85)

Regular price was £42

undefined Pack - Pink

Pack - Pink

Current sale price is £13

(Save £13)

Regular price was £26

undefined Kensington Place Large Open Top Shoulder Bag - Black

Kensington Place Large Open Top Shoulder Bag - Black

Current sale price is £143.55

(Save £115.45)

Regular price was £259

undefined Junior Boy's 4 Inch Boxy Patch Volley Shorts - Blue

Junior Boy's 4 Inch Boxy Patch Volley Shorts - Blue

Current sale price is £18

(Save £5)

Regular price was £23

undefined Kids Boys Futura T-shirt S/s - Navy Blue

Kids Boys Futura T-shirt S/s - Navy Blue

Current sale price is £10.50

(Save £5.50)

Regular price was £16

undefined Kids Boys Just Do It T-shirt And Short Set - Blue

Kids Boys Just Do It T-shirt And Short Set - Blue

Current sale price is £28

(Save £7)

Regular price was £35

4.9 out of 5 stars

21 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.