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undefined Ladies Series 32 Navy Smart Watch

Ladies Series 32 Navy Smart Watch

Current sale price is £40

(Save £10)

Regular price was £50

4.7 out of 5 stars

6 reviews

undefined Crusher Evo Sensory Bass Headphones with Personal Sound

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in black, white, grey coloursAvailable in black, white, grey coloursAvailable in black, white, grey coloursAvailable in black, white, grey coloursAvailable in black, white, grey colours

Crusher Evo Sensory Bass Headphones with Personal Sound

Current sale price is From £160

(Save up to £9)

Regular price was From £169

4.7 out of 5 stars

319 reviews

undefined Pocket Essentials Medium Ziptop Tote Bag

Pocket Essentials Medium Ziptop Tote Bag

Current sale price is £79

(Save £20)

Regular price was £99

undefined Hesh ANC Wireless Headphones with Active Noise Cancelling

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Hesh ANC Wireless Headphones with Active Noise Cancelling

Current sale price is From £59

(Save up to £40)

Regular price was From £79

4.4 out of 5 stars

313 reviews

undefined Series 20 Smart Calling Watch with Black Leather Strap

Series 20 Smart Calling Watch with Black Leather Strap

Current sale price is £68

(Save £17)

Regular price was £85

4.5 out of 5 stars

2 reviews

undefined Dime Evo True Wireless Earbuds

Dime Evo True Wireless Earbuds

Current sale price is £29

(Save £10)

Regular price was £39

4.6 out of 5 stars

62 reviews

undefined Mallow Street Small Flapover Purse

Mallow Street Small Flapover Purse

Current sale price is £55.20

(Save £13.80)

Regular price was £69

undefined Willis Street Medium Bifold Purse Saddle

Willis Street Medium Bifold Purse Saddle

Current sale price is £47.20

(Save £11.80)

Regular price was £59

5 out of 5 stars

2 reviews

undefined Fore Street Gladiator Sandal Black

Fore Street Gladiator Sandal Black

Current sale price is £87.20

(Save £21.80)

Regular price was £109

undefined Reflex Active Series 53 Smart Nude and Black Interchangeable Strap Calling Watch

Reflex Active Series 53 Smart Nude and Black Interchangeable Strap Calling Watch

Current sale price is £36

(Save £8.95)

Regular price was £44.95

1 out of 5 stars

1 review

undefined Ladies Series 8 Black Silicone Strap Watch

Ladies Series 8 Black Silicone Strap Watch

Current sale price is £32

(Save £8)

Regular price was £40

3.3 out of 5 stars

4 reviews

undefined RHS SS25 Small Ziptop Grab Bag - White

RHS SS25 Small Ziptop Grab Bag - White

Current sale price is £207.20

(Save £51.80)

Regular price was £259

4 out of 5 stars

1 review

undefined Kensington Place Large Open Top Shoulder Bag - Black

Kensington Place Large Open Top Shoulder Bag - Black

Current sale price is £159.50

(Save £99.50)

Regular price was £259

undefined Anti-Pigmentation Face SPF50+ 50ml

Anti-Pigmentation Face SPF50+ 50ml

Current sale price is £19

(Save £13)

Regular price was £32

5 out of 5 stars

1 review

undefined Gold Plated 35mm Artichoke Leather Strap

Gold Plated 35mm Artichoke Leather Strap

Current sale price is £56

(Save £13.95)

Regular price was £69.95

undefined Pocket Essentials Medium Ziptop Backpack

Pocket Essentials Medium Ziptop Backpack

Current sale price is £103.20

(Save £25.80)

Regular price was £129

2 out of 5 stars

1 review

undefined Silver Plated Twist Bubble Bangle

Silver Plated Twist Bubble Bangle

Current sale price is £36

(Save £9)

Regular price was £45

5 out of 5 stars

1 review

undefined The Daily Small Zip Around Crossbody

The Daily Small Zip Around Crossbody

Current sale price is £103

(Save £26)

Regular price was £129

undefined Family Wet Skin Spray SPF50

Family Wet Skin Spray SPF50

Current sale price is £28

(Save £4)

Regular price was £32

undefined Holland Park Quilted Small Ziptop Crossbody Bag - Black

Holland Park Quilted Small Ziptop Crossbody Bag - Black

Current sale price is £79.20

(Save £19.80)

Regular price was £99

5 out of 5 stars

1 review

undefined Pockets Medium Zip Around Crossbody

Pockets Medium Zip Around Crossbody

Current sale price is £127.20

(Save £31.80)

Regular price was £159

undefined Threadneedle Street Faux Lizard Medium Open Top Crossbody - Brown

Threadneedle Street Faux Lizard Medium Open Top Crossbody - Brown

Current sale price is £207.20

(Save £51.80)

Regular price was £259

undefined Dime 3 True Wireless Earbuds

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Dime 3 True Wireless Earbuds

Current sale price is From £24.99

(Save up to £10.01)

Regular price was From £34

4.4 out of 5 stars

68 reviews

undefined Pockets 2.0 Mini Ziptop Crossbody

Pockets 2.0 Mini Ziptop Crossbody

Current sale price is £127.20

(Save £31.80)

Regular price was £159

5 out of 5 stars

2 reviews

undefined Ulrasun Super Sensitive Glimmer SPF20 150ml

Ulrasun Super Sensitive Glimmer SPF20 150ml

Current sale price is £16

(Save £12)

Regular price was £28

2 out of 5 stars

1 review

undefined Hesh Evo Wireless Headphones

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Hesh Evo Wireless Headphones

Current sale price is £49

(Save £20)

Regular price was £69

4.6 out of 5 stars

248 reviews

undefined Ivydale Road Small Ziptop Crossbody

Ivydale Road Small Ziptop Crossbody

Current sale price is £175.20

(Save £43.80)

Regular price was £219

undefined Dukes Place Medium Ziptop Grab Bag - Evenfall

Dukes Place Medium Ziptop Grab Bag - Evenfall

Current sale price is £209

(Save £30)

Regular price was £239

undefined The Kensal Medium Ziptop Shoulder Bag - Black

The Kensal Medium Ziptop Shoulder Bag - Black

Current sale price is £223.20

(Save £55.80)

Regular price was £279

undefined Smart Series 48 AMOLED Navy Smart Watch

Smart Series 48 AMOLED Navy Smart Watch

Current sale price is £76

(Save £19)

Regular price was £95

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.