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undefined Divina Camera Bag - Nero/gold

Divina Camera Bag - Nero/gold

Current sale price is £55.20

(Save £13.80)

Regular price was £69

undefined Kylo Crossbody Bag - Black

Kylo Crossbody Bag - Black

Current sale price is £47.20

(Save £11.80)

Regular price was £59

4.3 out of 5 stars

6 reviews

undefined Pets Alive Mama & Baby Surprise Mama Duck S1

Pets Alive Mama & Baby Surprise Mama Duck S1

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.8 out of 5 stars

4 reviews

undefined Pattie Crossbody Bag - Black

Pattie Crossbody Bag - Black

Current sale price is £73.25

(Save £31.75)

Regular price was £105

1.6 out of 5 stars

7 reviews

undefined Ada Shoulder Bag - Black

Ada Shoulder Bag - Black

Current sale price is £108

(Save £27)

Regular price was £135

4.8 out of 5 stars

9 reviews

undefined Divina Zip Around Large Purse

Divina Zip Around Large Purse

Current sale price is £47.20

(Save £11.80)

Regular price was £59

4 out of 5 stars

6 reviews

undefined Petal Re Flap Bag

Petal Re Flap Bag

Current sale price is £69

(Save £70)

Regular price was £139

undefined Mariner Crossbody Bag - Black

Mariner Crossbody Bag - Black

Current sale price is £84

(Save £21)

Regular price was £105

3.7 out of 5 stars

3 reviews

undefined Marnier Crossbody Bag - Black

Marnier Crossbody Bag - Black

Current sale price is £31

(Save £58)

Regular price was £89

1 out of 5 stars

1 review

undefined Pattie Camera Bag

Pattie Camera Bag

Current sale price is £84

(Save £21)

Regular price was £105

undefined Dred Lace-Up Trainers - Black/Multi

Dred Lace-Up Trainers - Black/Multi

Current sale price is £132

(Save £33)

Regular price was £165

undefined Dress Slider Sandal - Nude

Dress Slider Sandal - Nude

Current sale price is £65.25

(Save £53.75)

Regular price was £119

undefined Miramar Camera Bag

Miramar Camera Bag

Current sale price is £95

(Save £24)

Regular price was £119

undefined Lady Re Zip Around Wallet

Lady Re Zip Around Wallet

Current sale price is £55.20

(Save £13.80)

Regular price was £69

5 out of 5 stars

1 review

Naif Re Hobo Studded Logo Bag

Current sale price is £83

(Save £56)

Regular price was £139

undefined Divina Coin Purse

Divina Coin Purse

Current sale price is £32

(Save £8)

Regular price was £40

undefined Bigs Crossbody Bag - Black

Bigs Crossbody Bag - Black

Current sale price is £84

(Save £21)

Regular price was £105

2.6 out of 5 stars

10 reviews

undefined Five Wallet

Five Wallet

Current sale price is £79.20

(Save £19.80)

Regular price was £99

5 out of 5 stars

1 review

undefined Zero Re Flap Bag

Zero Re Flap Bag

Current sale price is £108

(Save £27)

Regular price was £135

5 out of 5 stars

1 review

undefined Ada Shoulder Bag

Ada Shoulder Bag

Current sale price is £108

(Save £27)

Regular price was £135

3.5 out of 5 stars

2 reviews

undefined 4 Pack Zuru Unicorn Squad 5 Surprise Bundle

4 Pack Zuru Unicorn Squad 5 Surprise Bundle

Current sale price is £11.99

(Save £18)

Regular price was £29.99

undefined Privilege Quilted Large Shoulder Bag

Privilege Quilted Large Shoulder Bag

Current sale price is £111.20

(Save £27.80)

Regular price was £139

2 out of 5 stars

1 review

undefined Kylo Belt Bag - Black

Kylo Belt Bag - Black

Current sale price is £63.20

(Save £15.80)

Regular price was £79

3.7 out of 5 stars

3 reviews

undefined Mars Large-Size Suitcase - Rosa Antico

Mars Large-Size Suitcase - Rosa Antico

Current sale price is £165.50

(Save £29.50)

Regular price was £195

undefined Pattie Camera Bag

Pattie Camera Bag

Current sale price is £92

(Save £23)

Regular price was £115

2 out of 5 stars

1 review

undefined Ada Shoulder Bag - Black

Ada Shoulder Bag - Black

Current sale price is £127.20

(Save £31.80)

Regular price was £159

4.2 out of 5 stars

10 reviews

undefined Ocarina Large Quilted Shopper

Ocarina Large Quilted Shopper

Current sale price is £55.50

(Save £103.50)

Regular price was £159

5 out of 5 stars

2 reviews

undefined Starlight Large-Size Suitcase - Nero

Starlight Large-Size Suitcase - Nero

Current sale price is £146.25

(Save £48.75)

Regular price was £195

undefined Lady Re Shopper Tote

Lady Re Shopper Tote

Current sale price is £135.20

(Save £33.80)

Regular price was £169

5 out of 5 stars

1 review

undefined Attitude Pu Leather Belt

Attitude Pu Leather Belt

Current sale price is £31.73

(Save £27.27)

Regular price was £59

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.