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The Very Collection3

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Regatta Unisex Dry Robe - Green

Unisex Dry Robe - Green

Current sale price is £60

(Save £24)

Regular price was £84

4.6 out of 5 stars

63 reviews

The Very Collection Wide Leg Trouser - Black

The Very Collection

Wide Leg Trouser - Black

Current sale price is £18.75

(Save £6.25)

Regular price was £25

4.3 out of 5 stars

90 reviews

Michelle Keegan Bodycon Maxi Dress With Bow - Black

Michelle Keegan

Bodycon Maxi Dress With Bow - Black

Current sale price is £47.50

(Save £32.50)

Regular price was £80

4 out of 5 stars

1 review

Michelle Keegan Faux Mongolian Trim Cuff Coat - Beige

Michelle Keegan

Faux Mongolian Trim Cuff Coat - Beige

Current sale price is £22.50

(Save £52.50)

Regular price was £75

4.3 out of 5 stars

6 reviews

Regatta Unisex Dry Robe - Blue

Unisex Dry Robe - Blue

Current sale price is £60

(Save £24)

Regular price was £84

4.7 out of 5 stars

92 reviews

AX Paris One Shoulder Knot Skirt Satin Midi Dress - Teal

One Shoulder Knot Skirt Satin Midi Dress - Teal

Current sale price is £40

(Save £10)

Regular price was £50

4 out of 5 stars

2 reviews

Regatta Unisex Dry Robe - Burgundy

Unisex Dry Robe - Burgundy

Current sale price is £60

(Save £24)

Regular price was £84

4 out of 5 stars

7 reviews

Michelle Keegan Statement Hardwear Jumpsuit - Black

Michelle Keegan

Statement Hardwear Jumpsuit - Black

Current sale price is £31.50

(Save £38.50)

Regular price was £70

4.8 out of 5 stars

4 reviews

River Island Hammered PU Cowl Neck Dress - Red

Hammered PU Cowl Neck Dress - Red

Current sale price is £17.50

(Save £41.50)

Regular price was £59

4.5 out of 5 stars

2 reviews

The Very Collection Tall Wide Leg Trouser - Black

The Very Collection

Tall Wide Leg Trouser - Black

Current sale price is £18

(Save £7)

Regular price was £25

4.1 out of 5 stars

50 reviews

The Very Collection Longline Military Jacket - Black

The Very Collection

Longline Military Jacket - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4.4 out of 5 stars

602 reviews

AX Paris Velvet One Shoulder Ruched Midi Dress - Brown

Velvet One Shoulder Ruched Midi Dress - Brown

Current sale price is £27.50

(Save £27.50)

Regular price was £55

4.7 out of 5 stars

3 reviews

Michelle Keegan Halter Neck Tie Waist Midaxi Dress - White/brown

Michelle Keegan

Halter Neck Tie Waist Midaxi Dress - White/brown

Current sale price is £24

(Save £56)

Regular price was £80

4 out of 5 stars

7 reviews

AX Paris Velvet Sequin Long Sleeve Mini Dress - Brown

Velvet Sequin Long Sleeve Mini Dress - Brown

Current sale price is £48

(Save £12)

Regular price was £60

4 out of 5 stars

1 review

AX Paris Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Current sale price is £52

(Save £13)

Regular price was £65

4 out of 5 stars

1 review

River Island 80S Wide Leg Jumpsuit - Black

80S Wide Leg Jumpsuit - Black

Current sale price is £33

(Save £23)

Regular price was £56

4 out of 5 stars

2 reviews

Michelle Keegan Bead Detail Mini Dress - White

Michelle Keegan

Bead Detail Mini Dress - White

Current sale price is £14.75

(Save £35.25)

Regular price was £50

4 out of 5 stars

2 reviews

Michelle Keegan Crochet Sequin Trouser - Cream

Michelle Keegan

Crochet Sequin Trouser - Cream

Current sale price is £18

(Save £42)

Regular price was £60

4.4 out of 5 stars

5 reviews

Michelle Keegan Cape Sculpted Blazer - Black

Michelle Keegan

Cape Sculpted Blazer - Black

Current sale price is £26

(Save £39)

Regular price was £65

4 out of 5 stars

1 review

Pretty Lavish Jade Floral Pleated Maxi Dress - Multi

Jade Floral Pleated Maxi Dress - Multi

Current sale price is £46

(Save £46)

Regular price was £92

4 out of 5 stars

4 reviews

B By Ted Baker Text Wide Leg Pyjama Set - Black

Text Wide Leg Pyjama Set - Black

Current sale price is £38.25

(Save £15.75)

Regular price was £54

4.5 out of 5 stars

2 reviews

Style Cheat Birdie Long Sleeve Midi Dress - Pink

Birdie Long Sleeve Midi Dress - Pink

Current sale price is £37.50

(Save £37.50)

Regular price was £75

4.4 out of 5 stars

5 reviews

New Look Blue A Line Denim Dress

Blue A Line Denim Dress

Current sale price is £13.50

(Save £21.49)

Regular price was £34.99

4 out of 5 stars

1 review

Michelle Keegan Tie Neck Corset Top - Green

Michelle Keegan

Tie Neck Corset Top - Green

Current sale price is £22.75

(Save £15.25)

Regular price was £38

4.8 out of 5 stars

4 reviews

Michelle Keegan Draped Long Sleeve Top - Black

Michelle Keegan

Draped Long Sleeve Top - Black

Current sale price is £24

(Save £6)

Regular price was £30

4.3 out of 5 stars

4 reviews

AX Paris Sparkle One Shoulder Ruched Top Jumpsuit - Black

Sparkle One Shoulder Ruched Top Jumpsuit - Black

Current sale price is £52

(Save £13)

Regular price was £65

4 out of 5 stars

3 reviews

AX Paris Square Neck A-Line Midi Dress - Purple

Square Neck A-Line Midi Dress - Purple

Current sale price is £40

(Save £10)

Regular price was £50

4 out of 5 stars

1 review

River Island Pu Button Through Mini Dress - Brown

Pu Button Through Mini Dress - Brown

Current sale price is £24.25

(Save £24.75)

Regular price was £49

4 out of 5 stars

1 review

Nobodys Child Starlight Midi Dress Stripe - Pink

Starlight Midi Dress Stripe - Pink

Current sale price is £52.50

(Save £35.50)

Regular price was £88

4.7 out of 5 stars

3 reviews

New Look Turn Up Cuff Wide Leg Jeans - Blue

Turn Up Cuff Wide Leg Jeans - Blue

Current sale price is £31.75

(Save £8.24)

Regular price was £39.99

4 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.