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Shark Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Stratos Cordless Stick Vacuum with Anti Hair-Wrap Powerfins Technology and Flexology 60 mins - IZ400UK

Current sale price is £199

(Save £200)

Regular price was £399

4.2 out of 5 stars

644 reviews

Ray-Ban Meta Wayfarer Glasses - Matte Black, Polarised Gradient Graphite

Wayfarer Glasses - Matte Black, Polarised Gradient Graphite

Current sale price is £239.99

(Save £89.01)

Regular price was £329

4.6 out of 5 stars

42 reviews

NINJA Foodi Dual Zone 7.6L Air Fryer AF300UK

Foodi Dual Zone 7.6L Air Fryer AF300UK

Current sale price is £169

(Save £30)

Regular price was £199

4.9 out of 5 stars

8.3k reviews

Nintendo Switch 2 Console & Mario Kart World

Nintendo Switch 2

Console & Mario Kart World

Current sale price is £409

(Save £20)

Regular price was £429

4.7 out of 5 stars

58 reviews

MARC JACOBS Daisy Eau de Toilette for Women Trio Gift Set 100ml

Daisy Eau de Toilette for Women Trio Gift Set 100ml

Current sale price is £56

(Save £46)

Regular price was £102

4.6 out of 5 stars

1.8k reviews

Hisense A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

A6Q 43" 4K HDR Smart TV with Freely - 43A6QTUK

Current sale price is £199

(Save £30)

Regular price was £229

4.7 out of 5 stars

52 reviews

Mamas & Papas Sit & Play - Welcome to the World Pink

Sit & Play - Welcome to the World Pink

Current sale price is £24.99

(Save £15)

Regular price was £39.99

4.1 out of 5 stars

17 reviews

Hisense PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

Current sale price is £599

(Save £50)

Regular price was £649

4.8 out of 5 stars

18 reviews

Tower T17186 Vortx Digital Air Fryer, Space Saving Design, 1500W, 5L, Black

T17186 Vortx Digital Air Fryer, Space Saving Design, 1500W, 5L, Black

Current sale price is £32

(Save £57)

Regular price was £89

4.6 out of 5 stars

13 reviews

The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £34

(Save £34)

Regular price was £68

4.6 out of 5 stars

18 reviews

LG B5 55-inch OLED 4K HDR Smart AI TV - OLED55B56LA.AEK

B5 55-inch OLED 4K HDR Smart AI TV - OLED55B56LA.AEK

Current sale price is £999

(Save £500)

Regular price was £1499

4.8 out of 5 stars

56 reviews

Samsung U7000F 43-inch Crystal UHD 4K Smart TV - UE43U7000

U7000F 43-inch Crystal UHD 4K Smart TV - UE43U7000

Current sale price is £229

(Save £20)

Regular price was £249

4.7 out of 5 stars

29 reviews

Samsung MS23K3513AK/EU 23 -Litre Solo Microwave with Quick Defrost - Black

MS23K3513AK/EU 23 -Litre Solo Microwave with Quick Defrost - Black

Current sale price is £90

(Save £49)

Regular price was £139

4.4 out of 5 stars

119 reviews

NINJA Prep & Cook Bundle

Prep & Cook Bundle

Current sale price is £229

(Save £120)

Regular price was £349

4.1 out of 5 stars

7 reviews

Silentnight Super Snuggly Pillows Buys 2 get 2 FREE!

Super Snuggly Pillows Buys 2 get 2 FREE!

Current sale price is £20

(Save £15)

Regular price was £35

4.4 out of 5 stars

312 reviews

adidas Sportswear Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

Current sale price is £13.25

(Save £14.75)

Regular price was £28

4.8 out of 5 stars

4.1k reviews

Samsung U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

Current sale price is £449

(Save £80)

Regular price was £529

4.4 out of 5 stars

96 reviews

Beats Solo 4 - On-Ear Wireless Headphones - Matt Black

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Solo 4 - On-Ear Wireless Headphones - Matt Black

Current sale price is £149

(Save £50)

Regular price was £199

4.6 out of 5 stars

52 reviews

Tassimo by Bosch Happy Friendly Pod Coffee Machine with 70 Drinks Value Starter Bundle, TAS102EGBC - Black

by Bosch Happy Friendly Pod Coffee Machine with 70 Drinks Value Starter Bundle, TAS102EGBC - Black

Current sale price is £44

(Save £62)

Regular price was £106

4.7 out of 5 stars

21 reviews

The Personalised Memento Company Bespoke Antique Trinket Box

The Personalised Memento Company

Bespoke Antique Trinket Box

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.3 out of 5 stars

239 reviews

MARC JACOBS Perfect 100ml Eau de Toilette

Perfect 100ml Eau de Toilette

Current sale price is £49

(Save £55)

Regular price was £104

4.4 out of 5 stars

945 reviews

Jimmy Choo Flash Eau de Parfum - 60ml

Flash Eau de Parfum - 60ml

Current sale price is £26

(Save £29)

Regular price was £55

4.9 out of 5 stars

138 reviews

Ray-Ban Meta Wayfarer Glasses - Shiny Black, Clear

Wayfarer Glasses - Shiny Black, Clear

Current sale price is £219.99

(Save £79.01)

Regular price was £299

4.9 out of 5 stars

9 reviews

Regatta Womens Changing Robe - Leopard Print

Womens Changing Robe - Leopard Print

Current sale price is £60

(Save £24)

Regular price was £84

4.6 out of 5 stars

16 reviews

Benefit Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Glam of Life Mascara, Brow and Cheek 5-piece Makeup Gift Set (Worth £120.50)

Current sale price is £36

(Save £25.50)

Regular price was £61.50

4 out of 5 stars

2 reviews

The Personalised Memento Company Personalised Highland Cow Triple Tea Light Box

The Personalised Memento Company

Personalised Highland Cow Triple Tea Light Box

Current sale price is £13.59

(Save £3.40)

Regular price was £16.99

4.2 out of 5 stars

6 reviews

Remington Salon Smooth Hairdryer Gift Pack

Salon Smooth Hairdryer Gift Pack

Current sale price is £23.99

(Save £36)

Regular price was £59.99

4.9 out of 5 stars

59 reviews

The Very Collection Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

The Very Collection

Diamond Quilt Double Placket Longline Sorona Padded Coat - Beige

Current sale price is £40

(Save £40)

Regular price was £80

4.2 out of 5 stars

9 reviews

Sony ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

ULT WEAR Wireless Noise-Cancelling Headphones with ULT POWER SOUND

Current sale price is £129

(Save £50)

Regular price was £179

4.6 out of 5 stars

139 reviews

Very Home Teddy Bolster Pillow 137cm - Grey

Available in cream, charcoal, grey coloursAvailable in cream, charcoal, grey coloursAvailable in cream, charcoal, grey coloursAvailable in cream, charcoal, grey coloursAvailable in cream, charcoal, grey colours

Teddy Bolster Pillow 137cm - Grey

Current sale price is £15

(Save £5)

Regular price was £20

4.5 out of 5 stars

119 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.