Black Friday Deals | YouTube

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off Bank Holiday Deals

Up to 40% off Bank Holiday Deals

Black Friday Deals, YouTube

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50-inch Crystal UHD U7000H 4K Vision AI Smart TV - UE50U7000HKXXU

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32-inch Full HD Smart TV - UE32F6000

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SF560k 43" QLED Full HD Fire Smart TV - 43SF560K

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C5 65" OLED evo 4K HDR Smart AI TV 2025 - OLED65C55LA.AEK

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43-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE43U8000HKXXU

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55-inch Crystal UHD U7000H 4K Vision AI Smart TV - UE55U7000HKXXU

Current sale price is £349

S85F 65-inch OLED 4K Vision AI Smart TV - QE65S85F

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50-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE50U8000HKXXU

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65-inch Crystal UHD U8000H 4K Vision AI Smart TV - UE65U8000HKXXU

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U7Q 55" 4K MiniLED QLED 144Hz Smart AI TV with Freely- 55U7QTUK

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QN70F 55-inch Neo QLED 4K Vision AI Smart TV - QE55QN70F

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98-inch Crystal UHD U9000H 4K Vision AI Smart TV - UE98U9000HKXXU

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E78Q 50" 4K QLED Smart AI TV with Freely - 50E78QTUK

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E78Q PRO 43" 4K 144Hz QLED Smart AI TV with Freely- 43E78QTUK PRO

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UE24F6000 24 inch FULL HD, Smart TV

Current sale price is £139

75-inch Mini LED M1EH 4K Vision AI Smart TV - UE75M1EHAUXXU

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QEF1 75-inch QLED 4K Vision AI Smart TV - QE75QEF1

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OLED evo AI C6 55" 2026 4K Smart TV

Current sale price is £1599

QN90F 50-inch Neo QLED 4K Mini LED Vision AI Smart TV - QE50QN90F

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NANO 4K UHD AI NU80 50" 2026 4K Smart TV

Current sale price is £309

65-inch Mini LED M1EH 4K Vision AI Smart TV - UE65M1EHAUXXU

Current sale price is £579

85-inch Crystal UHD U7000H 4K Vision AI Smart TV - UE85U7000HKXXU

Current sale price is £949

NANO 4K UHD AI NU80 65" 2026 4K Smart TV

Current sale price is £489

QN80F 65-inch Neo QLED 4K Mini LED Vision AI Smart TV - QE65QN80F

Current sale price is £999

65-inch Mini LED M70H 4K Vision AI Smart TV - UE65M70HAKXXU

Current sale price is £619

G5 65" OLED evo 4K HDR Smart AI TV 2025 (Standing) - OLED65G56LS.AEK

Current sale price is £1999

55-inch Bravia 2 II UHD Smart TV K55S25M2PB.UKA