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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Free returns

Shop the brands you love

Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 30% off Home & Electricals

Up to 30% off Home & Electricals

Up to 20% off selected Computing, Technology & Gaming, Up to 8 hours

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Results: 61 - 90 (of 104)

Zenbook Duo - 14in OLED Laptop- Intel Core Ultra 9 - 32GB RAM - 2TB - Grey

From £1999

Vivobook 15 Laptop - 15.6in FHD, Intel Core i3, 8GB RAM, 128GB SSD - Blue

Current sale price is £339

Aspire Go Spin - 14in - Intel N150 - 4GB RAM - 128GB - Silver

Current sale price is £349

15fd0064na Laptop - 15.6in FHD, Intel Core i5, 8GB RAM, 256GB SSD, with Norton 360 Antivirus - Black

Current sale price is From £399

Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 128GB SSD, with Norton 360 Deluxe Antivirus - Silver

From £309

ProArt PX13 Convertible Laptop - 13.3in 3K OLED Touchscreen, AMD Ryzen AI MAX, 32GB RAM, 1TB SSD - Black

From £1999

Chromebook Plus - 14in WUXGA OLED, Mediatek Kompanio Ultra 910, 12GB RAM, 128GB SSD

£729

Erazer Scout E15 - Intel Core i5 - 15.6in - FHD 144Hz - GeForce RTX 5050 - 16 GB RAM - 1 TB SSD - Gaming Laptop

£949

OmniBook 5 - Copilot+ PC - 16in - AMD Ryzen AI 7 - 16GB RAM - 1TB SSD - Silver

Current sale price is From £919

Zenbook 14 - Copilot+ PC - 14in OLED Laptop- AMD Ryzen AI 7 - 16GB RAM - 1TB - Black

Current sale price is From £878

Recoil 16 Gaming Laptop - 16in Mini-LED QHD+ 300Hz, GeForce RTX 5090, Intel Core Ultra 9, 64GB RAM, 2TB SSD - Black

£4199

Cyborg 15 B2RWEKG-021UK - 15.6in FHD 144Hz IPS - Intel Core 7 - GeForce RTX 5050 - 16GB RAM - 1TB SSD - Gaming Laptop

£1049

OMEN 16-ak0000na Gaming Laptop - GeForce RTX 5080 - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in - Black

Current sale price is £2429

OMEN 16-ak0001na Gaming Laptop - GeForce RTX 5070 Ti - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in - Black

£2399

Predator Helios AI Gaming Laptop - GeForce RTX 5090 - Intel Core Ultra 9 (Series 2) - 64 GB - 1TB - 18in

£3999

Recoil 16 Gaming Laptop - 16in Mini-LED QHD+ 300Hz, GeForce RTX 5080, AMD Ryzen 9, 32GB RAM, 2TB SSD - Black

£3299

OMEN 16-ah0002na Gaming Laptop - GeForce RTX 5070 Ti - Intel Core Ultra 9 - 32GB RAM - 1TB SSD - 16in - Black

£2599

OMEN 16-ap0001na Gaming Laptop - GeForce RTX 5070 - AMD Ryzen AI 9 - 16GB RAM - 1TB SSD - 16in - Black

Current sale price is £1648

15fc0045na Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD - Black - with Norton 360 Antivirus

Current sale price is From £379

OMEN MAX 16-ah0007na - GeForce RTX 5080 - Intel Core Ultra 9 (Series 2) - 32GB RAM - 1TB SSD - 16in Laptop - Black

£2999

Vivobook 15 - 15.6in Laptop - Intel Core 3 - 8GB RAM - 512GB - Silver

From £399

OMEN 17-db1000na Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 16GB RAM - 1TB SSD - 17.3in - Black

£1308

Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD - Silver

From £388

Zenbook - 14in Laptop - Intel Core Ultra 7 - 16GB RAM - 1TB SSD - Blue

From £1299

Defiance Pro Gaming Laptop - 16in QHD+ 300Hz, GeForce RTX 5070 Ti, Intel Core i9, 32GB RAM, 1TB SSD - Black

£2249

Ionico Gaming Laptop - 16in QHD+ 300Hz, GeForce RTX 5070, Intel Core Ultra 9, 32GB RAM, 1TB SSD - Black