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undefined iPhone 16, 128Gb - Black

Trade in & get up to £560*

iPhone 16, 128Gb - Black

Current sale price is From £699

(Save up to £100)

Regular price was From £799

5 out of 5 stars

29 reviews

undefined iPhone 15, 128Gb - Black

Trade in & get up to £560*

iPhone 15, 128Gb - Black

Current sale price is £599

(Save £100)

Regular price was £699

4.7 out of 5 stars

81 reviews

undefined Prent 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!)

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in natural, grey, silver, teal coloursAvailable in natural, grey, silver, teal coloursAvailable in natural, grey, silver, teal coloursAvailable in natural, grey, silver, teal coloursAvailable in natural, grey, silver, teal colours

Prent 3 + 2 Seater Fabric Sofa Set (Buy & SAVE!)

Current sale price is £849

(Save £750)

Regular price was £1599

4 out of 5 stars

2 reviews

undefined Galaxy S25 Ultra 5G, 256GB with Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver colours

Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Current sale price is From £1099

(Save up to £150)

Regular price was From £1249

4.9 out of 5 stars

22289 reviews

undefined Ribcage Full-length Jeans - Dance Around Blue

Ribcage Full-length Jeans - Dance Around Blue

Current sale price is £54.50

(Save £55.50)

Regular price was £110

4.9 out of 5 stars

14 reviews

undefined Men's Challenger Tracksuit - Grey

Men's Challenger Tracksuit - Grey

Current sale price is £44.75

(Save £25.25)

Regular price was £70

4.6 out of 5 stars

48 reviews

undefined 5-Pack of Palm Print T-Shirt - Multi

5-Pack of Palm Print T-Shirt - Multi

Current sale price is £30

(Save £20)

Regular price was £50

5 out of 5 stars

2 reviews

undefined UFO Den & Climbing Frame

UFO Den & Climbing Frame

Current sale price is £139.99

(Save £90)

Regular price was £229.99

3 out of 5 stars

12 reviews

undefined Boys Challenger Tracksuit - Grey

Boys Challenger Tracksuit - Grey

Current sale price is £22

(Save £33)

Regular price was £55

4.9 out of 5 stars

8 reviews

undefined 55A6NTUK, 55-inch, 4K HDR, Smart TV

55A6NTUK, 55-inch, 4K HDR, Smart TV

Current sale price is £279

(Save £300)

Regular price was £579

4.5 out of 5 stars

55 reviews

undefined Prague 5 Door Mirrored Wardrobe - FSC® Certified

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak coloursAvailable in grey, white ash, black ash, new oak colours

Prague 5 Door Mirrored Wardrobe - FSC® Certified

Current sale price is £399

(Save £50)

Regular price was £449

3.1 out of 5 stars

10 reviews

undefined V Neck Sequin Detail Halter Maxi Dress - White

V Neck Sequin Detail Halter Maxi Dress - White

Current sale price is £20.25

(Save £24.75)

Regular price was £45

3 out of 5 stars

1 review

undefined Womens VL Court 3.0 Trainers - White/Black

adidas Sportswear

Womens VL Court 3.0 Trainers - White/Black

Current sale price is £48

(Save £12)

Regular price was £60

4.7 out of 5 stars

237 reviews

undefined Galaxy A56 5G - 8GB RAM, 256GB Storage

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey coloursAvailable in black, pink, green, grey colours

Galaxy A56 5G - 8GB RAM, 256GB Storage

Current sale price is From £424

(Save up to £75)

Regular price was From £499

4.5 out of 5 stars

352 reviews

undefined Woven Patch Work Shirt And Wide Leg Bottom Pj Set

Woven Patch Work Shirt And Wide Leg Bottom Pj Set

Current sale price is £10.50

(Save £19.50)

Regular price was £30

5 out of 5 stars

2 reviews

undefined Scoop Co-ord Waistcoat - Black

Scoop Co-ord Waistcoat - Black

Current sale price is £13.40

(Save £14.60)

Regular price was £28

4 out of 5 stars

1 review

undefined Mens Challenger Tracksuit - Grey

Mens Challenger Tracksuit - Grey

Current sale price is £42

(Save £28)

Regular price was £70

4.5 out of 5 stars

30 reviews

undefined Mens Barreda Trainers - White

adidas Sportswear

Mens Barreda Trainers - White

Current sale price is £30.80

(Save £24.20)

Regular price was £55

4.9 out of 5 stars

20 reviews

undefined Province 3-Seater Garden Swing

Province 3-Seater Garden Swing

Current sale price is £129.99

(Save £70)

Regular price was £199.99

4.6 out of 5 stars

61 reviews

undefined iPhone 16 Pro Max, 256Gb - Desert Titanium

Trade in & get up to £560*

iPhone 16 Pro Max, 256Gb - Desert Titanium

Current sale price is £1099

(Save £100)

Regular price was £1199

4.7 out of 5 stars

35 reviews

undefined Wide Leg Jogger - Black

Wide Leg Jogger - Black

Current sale price is £12.75

(Save £5.25)

Regular price was £18

4.4 out of 5 stars

54 reviews

undefined iPhone 16 Pro Max, 256Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro Max, 256Gb - Black Titanium

Current sale price is £1099

(Save £100)

Regular price was £1199

4.8 out of 5 stars

41 reviews

undefined New Dakota Velvet End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Grey, Cream

+-5 colours+-1 colours+-2 colours+-4 colours+-3 colours

Available in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey coloursAvailable in natural, grey colours

New Dakota Velvet End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Grey, Cream

Current sale price is From £519

(Save up to £417)

Regular price was From £749

4.7 out of 5 stars

26 reviews

undefined iPhone 16 Pro, 128Gb - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro, 128Gb - Black Titanium

Current sale price is £899

(Save £100)

Regular price was £999

4.8 out of 5 stars

12 reviews

undefined Girls All Day Floral T-shirt And Legging Set

Girls All Day Floral T-shirt And Legging Set

Current sale price is From £4.75

(Save up to £6.50)

Regular price was From £10

5 out of 5 stars

2 reviews

undefined Mens Predator Pro Fold-Over Tongue Firm Ground Ground Football Boot - Black

Mens Predator Pro Fold-Over Tongue Firm Ground Ground Football Boot - Black

Current sale price is £67.20

(Save £72.80)

Regular price was £140

4.5 out of 5 stars

65 reviews

undefined Shape Enhancing Twist Swimsuit - Navy

Shape Enhancing Twist Swimsuit - Navy

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4 out of 5 stars

5 reviews

undefined Galaxy S24 FE 5G - Galaxy AI

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue coloursAvailable in yellow, graphite, mint, blue colours

Galaxy S24 FE 5G - Galaxy AI

Current sale price is From £549

(Save up to £100)

Regular price was From £649

4.6 out of 5 stars

1166 reviews

undefined Unisex 3 Pack 3 Stripes Crew Socks - White

adidas Originals

Unisex 3 Pack 3 Stripes Crew Socks - White

Current sale price is £6.75

(Save £5.25)

Regular price was £12

4.8 out of 5 stars

1484 reviews

undefined iPhone 16, 128Gb - Pink

Trade in & get up to £560*

iPhone 16, 128Gb - Pink

Current sale price is From £699

(Save up to £100)

Regular price was From £799

4.8 out of 5 stars

13 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.