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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

Representative 44.9% APR variable

Excludes all console games, iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Up to 40% off Bank Holiday Deals

Up to 40% off Bank Holiday Deals

Protect - Repair, White, Quick Wash & Dry Cycle

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Results: 1 - 30 (of 35)

BM3WT3841W 8kg Wash, 1400 Spin Washing Machine - White - A Rated

£249

H-WASH & DRY 350 H3DPS4866TAMB-80 8kg / 6Kg Washer Dryer, 1400 spin, D Rated - White

£349

B3W31041W 10kg Wash, 1400 Spin Washing Machine - White - A Rated

£299

1 Series DH1Q902BW2 9 kg Heat Pump Tumble Dryer - White

Current sale price is £369

Series 5 WD80TA046BE/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated - White

Current sale price is £459

TurboWash FWY606WWLN1 10kg Wash, 6kg Dry, 1400 Spin Washer Dryer - White

£639

CBW 494DWM5-80 9kg BUILT IN WASHING MACHINE White

Current sale price is From £369

3S Series DH3S802BW3 8kg Heat Pump Tumble Dryer - White

Current sale price is £409

Series 6 WGG254Z1GB 10kg Load, 1400rpm Spin AntiStain Washing Machine - White - A Rated

Current sale price is £617

Series 6 AI Energy WW90DG6U85LEU1 9kg Load, 1400 Spin Washing Machine with Auto Dose - White

Current sale price is £429

BM5D59645UW 1400 rpm Washer/Dryer White

£439

HBD 485D14/1-80 8/5kg BUILT IN WASHER DRYER White

From £399

BM3WT4941IW 1400 rpm Washing Machine White

£399

Push & Go IDP 10747 PUSH & GO UK 10kg Wash / 7kg Dry Washer Dryer with Steam - White

£399

1 Series Steam WF1Q1041BW 10 kg Steam 1400 Spin Washing Machine - White

Current sale price is £349

Smart CBD 485D14-80 Integrated 8Kg / 5Kg Washer Dryer, 1400 rpm, B Rated (Wash Only) - White

Current sale price is From £379

AntiStain HBD 9681 ANTI STAIN UK 9kg Wash/ 6kg Dry Washer Dryer - White

Current sale price is £429

Series 6 WNG25401GB 10.5kg Wash, 6kg Dry, Wash and Dry 60 minutes Washer Dryer - White - A Rated

£849

Series 6 WGG254F1GB 10kg Load, 1400rpm Spin AntiStain Washing Machine - White - A Rated

£699

HBD 495D14/1-80 9/5kg BUILT IN WASHER DRYER White

From £419

Series 5+ AI Energy DV90T5240AW/S1 with OptimalDry™ Heat Pump Tumble Dryer - 9kg Load A+++ Rated - White

Current sale price is £679

CSOW4966TWMB6-80 9+6kg Smart Pro Inverter - White

£369

HBW 49TAMEJ-80 9kg BUILT IN WASHING MACHINE White

From £449

Smart Pro CSOE H9A2DE-80 9kg Heat Pump Tumble Dryer, A++ Rated with WiFi Connectivity - White

£349

Smart CBD 495D14-80 Integrated 9kg / 5kg Washer Dryer, 1400 rpm, B Rated (Wash Only) - White

Current sale price is From £399

Push & Go IDP 9646 PUSH & GO UK 9kg Wash / 6kg Dry Washer Dryer with Steam - White

Current sale price is £389

HBDS 4954DMB5-80 Washer Dryer 9/5kg White

Current sale price is From £469

Series 4 WW90FG3M05AWEU 9kg Load, 1400rpm Spin Hygiene Steam Washing Machine - White

£349

Series 5 AI Energy WW80FG5L32AEEU 8kg Load, 1200rpm Spin ecobubble Washing Machine with SmartThings - White

£429

AntiStain HBD 8680 ANTI STAIN UK 8kg Wash/ 6kg Dry Washer Dryer - White