Home Instalment Plan | The Very Collection | Grey

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off Very Big Deals

Up to 40% off Very Big Deals

Home Instalment Plan, The Very Collection, Grey

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Results: 1 - 30 (of 591)

Liberty Left Hand Fabric Chaise Sofa - FSC® Certified

Current sale price is £749

Escana Left Hand Corner Chaise Sofa

Current sale price is £1299

Lexington Fabric Corner Group - Made to Order in the UK - FSC® Certified

Current sale price is £1899

Albion Chenille 3 + 2 Seater High Back Manual Recliner Sofa Set (Buy & SAVE!) - FSC® Certified

£1199

Broadgate Large U-shape Modular Sofa - Made to Order in the UK

Current sale price is £1549

Amara 4 Seater Sofa - Made to Order in the UK

Current sale price is £849

Jenna Left Hand Fabric Corner Chaise with Footstool - Made to Order in the UK - FSC® Certified

Current sale price is £1599

Broadgate Large U-shape Modular Sofa with Footstool - Made to Order in the UK

Current sale price is £1999

Torrance Bed with Built-In Side Tables and Lights with Mattress Options (Buy & SAVE!) - Grey

Current sale price is From £699

Amara 3 Seater Sofa - Made to Order in the UK

Current sale price is £799

Liberty 3 Seater Fabric Sofa + Snuggle Chair Set (Buy & SAVE!) - FSC® Certified

Current sale price is £839

Liberty Right Hand Fabric Chaise Sofa - FSC® Certified

Current sale price is £749

Amara Snuggle Chair - Made to Order in the UK

Current sale price is £599

Marlow 3 Seater + 2 Seater Leather Sofa Set (Buy & SAVE!) - FSC® Certified

Current sale price is £2049

New Dakota Velvet End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!) - Grey, Cream

Current sale price is From £499

Escana 3 Seater Sofa + Snuggle Chair (Buy & SAVE!)

Current sale price is £1149

Halstow Fabric 3 Seater + 2 Seater Sofa Set (Buy & SAVE!) - Charcoal - Made to order in the UK

Current sale price is £849

Havana Fabric Scatterback Corner Group Sofa - FSC® Certified

Current sale price is £1199

Dury Chunky Weave Standard Back Corner Group Sofa - FSC® Certified

£1149

Pavilion 2 Seater Leather/Faux Leather Power Recliner Sofa - FSC® Certified

Current sale price is £799

Amara 2 Seater Sofa - Made to Order in the UK

Current sale price is £749

Nova End Lift Up Storage Ottoman Bed with Mattress Options (Buy & SAVE!)

From £379

Broadgate U-shape Modular Sofa with Footstool - Made to Order in the UK

Current sale price is £1749

Broadgate Large Left Hand Cozy Modular Sofa - Made to Order in the UK

Current sale price is £1549

Amara Corner Group Sofa - Made to Order in the UK

Current sale price is £1799

New Bailey Sofa Bed - FSC® Certified