Home Instalment Plan

The Interest Rate offered may vary based on your credit assessment and will be confirmed in checkout.

What is an Instalment Plan?

Instalment Plans are available through a Very Pay account, letting you spread the cost with fixed monthly payments. Plans are subject to offer on eligible items, and your account status.

How do I get an Instalment Plan?

If you already have a Very Pay account, shop as usual and select the Instalment Plan at checkout.

If you don’t have an account:

1. Add items to your basket

2. Checkout and register

3. Complete the Very Pay eligibility check

4. If approved, open your Very Pay account and choose the Instalment Plan at checkout. The instalment Plan interest rate may differ from your account rate.

Are there any exclusions?

Yes. Delivery, installation, and insurance costs aren’t eligible. Any exclusions will be shown before you place your order.

How do I pay an Instalment Plan?

Your monthly instalment is included in your Very Pay minimum payment, so paying this keeps your plan on track. If you choose to pay a Take 3 payment (if available), the instalment is included, no extra payment is needed.

Representative Example for the Very Pay account

Representative Example:
Representative 44.9% APR variable (interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

The APR and credit limit you receive will depend on your individual circumstances.