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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Latest Computing Offer, PC Components, Black

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Results: 1 - 30 (of 85)

Ryzen 7 5700X Processor

£139

RYZEN 7 9800X3D Processor

£489

RTX 5070 Prime Overclocked Graphics Card

Current sale price is £545

Ryzen 7 7800X3D Processor

£369

Ventus 2X OC - RTX 5060 - Graphics Card

Current sale price is £275

GeForce RTX 5080 ROG Gaming Astral Graphics Card (16GB GDDR7/PCI Express 5.0/30000MHz)

Current sale price is £1499

Gaming Pro RTX 5080 16GB Graphics Card (16GB GDDR7/PCI Express 5.0/2617MHz/30000MHz)

Current sale price is £1050

RX 9070 16GB PRIME Overclocked Graphics Card

Current sale price is £549

VENTUS 2X OC - GEFORCE RTX 5070 - 12G - Graphic Card

£535

Ventus 3X OC - GeForce RTX 5070 Ti - 16GB - Graphics Card

£839

Gaming OC - RTX 5060 - Graphics Card

Current sale price is £310

Ryzen 9 9950X Desktop Processor

Current sale price is £510

Ryzen 7 9700X Desktop Processor

Current sale price is £270

RTX 5080 16GB Windforce Overclocked Graphics Card

£1179

AM5 ROG CROSSHAIR X870E HERO Motherboard

£560

Ryzen 7 5700G Processor

£149

AM5 PRIME X870-P WIFI Motherboard

Current sale price is £240

AORUS AM5 X870 AORUS ELITE WIFI7 ICE Motherboard

£269

Ryzen 9 9900X Desktop Processor

Current sale price is £369

RTX 5080 16GB Gaming Overclocked Graphics Card

£1259

GeForce RTX 5090 Gaming Overclocked 32GB Graphics Card

Current sale price is £2389

Y70 Touch Infinite Case - Pitch Black

£379

Aorus GeForce RTX 5080 Master Graphics Card (16GB GDDR7/PCI Express 5.0/32000MHz)

£1349

AM5 TUF GAMING B850M-PLUS M-ATX Motherboard

£255

NVIDIA GeForce RTX 5080 16G VENTUS 3X OC WHITE GDDR7 256bit Gaming Graphics card

Current sale price is £1180

GeForce RTX 5060 Ti WINDFORCE OC 16G Graphics Card

Current sale price is £419

iCUE LINK TITAN 360 RX LCD AIO - 360mm Radiator - Liquid CPU Cooler

£259

TUF Gaming GeForce RTX 5080 OC Graphics Card (16GB GDDR7/PCI Express 5.0/30000MHz)

Current sale price is £1369

Ventus 3X OC - GeForce RTX 5080 - 16GB - Graphic Card

£1219

AM5 ROG STRIX B850-E GAMING WIFI Motherboard

£349

Results: 1 - 30 (of 85)