New In | Benefit | Dyson | Insta360 | Pretty Lavish

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 40% off selected Fashion, Sports & Beauty

Up to 40% off selected Fashion, Sports & Beauty

New In, Benefit, Dyson, Insta360, Pretty Lavish

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Results: 1 - 30 (of 35)

Luna Ultra Creator Bundle Black

£829.99

Womens Adelaide Argyle Fluffy Cardigan Jumper - Cream

£55

Womens Ayla Velvet Lace High Neck Blouse - Black

£62

The Hotel Beneville, 24-piece Beauty Advent Calendar, Worth £307.41

£149

Womens Alice Ruched Waist Satin-Look Maxi Dress - Green

£92

Airwrap i.d. Ceramic Pink & Chitosan Perfect Styling Gift Set (Worth £529.99)

£499.99

Womens Thea Draped Fringe Jumper - Cream

£58

The Glam Golf Club, 6-piece Full Face Makeup Gift Set, Worth £68.61

Current sale price is £29

Beauty Star Cinema, 5-piece Makeup Gift Set with Limited Edition Beauty Bag, Worth £97.50

£58.50

Luna Ultra Creator Bundle White

£829.99

V8 Cyclone + Car Cleaning Kit

£379

Womens Breya Wide Leg Pleated Tailored Trousers - Brown

£55

Womens Mika Organza Bow Sheer Sleeve Blouse - Black

£48

BADgal Hypetower Mascara & Eyeliner Duo Gift Set, Worth £51.35

Current sale price is £26

Womens Eden Jacquard Cowl Neck Scarf Back Maxi Dress - Multi

£88

The Brow Booth Shade, Precisely, My Brow Pencil, Wax & Eyebrow Gel

£35

The Lash Scoop, Badgal BANG Waterproof Mascara Duo Gift Set, Worth £56

£34

Beneville Beauty Salon, Badgal BANG Mascara, Lip Tint & Hoola Bronzer Trio Makeup Gift Set, Worth £68.50

Current sale price is £34

Womens Fletcher Ruched Scarf Tartan Maxi Dress - Multi

£92

Womens Harlyn Covered Button Longline Cardigan - Beige

£62

Beauty Bus Stop, Hoola Bronzer, Blusher & Highlighter Cheek Gift Palette, Worth £51

£29

BADgal Party Co, Volumising Mini Mascara Duo Stocking Filler, Worth £30

Current sale price is £17

The Great Brow Hall Shade, Eyebrow Pen & 24Hr Brow Setter Duo Gift Set, Worth £53.35

£28

X4 Air Starter Bundle

£389.99

Beneville Fruit Stand, Mini Mascara & Brow Duo Makeup Stocking Filler, Worth £29.50

Current sale price is £17

You've Got Benetint, Duo Cheek & Lip Tint Limited Edition Gift Set, Worth £47