Refrigeration

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Pay later with Very Pay

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Up to 50% off Sale!

Up to 50% off Sale!

Refrigeration, Appliances, All Offers

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Results: 1 - 30 (of 104)

HONLQ2S38EWK Compact Undercounter Fridge - White - E Rated

Current sale price is £129

HPMLF 6442 W4UK Frost Free Tall Larder Fridge - White

Current sale price is £519

HPK2 6493 XP5UK V Dual No Frost 70/30 Fridge Freezer with VitalCare - Brushed Steel

Current sale price is £679

INKS 3251 W4UK Low Frost 60/40 Fridge Freezer - White

Current sale price is £299

INKS 1201 S4UK Low Frost 70/30 Fridge Freezer - Silver

Current sale price is £269

HCW99F18DIMB 90cm Cube Series 9 Obsidian Steel Freestanding Fridge Freezer Black

Current sale price is £1499

HCR59F18DNMM 90cm French Series 5 Freestanding Fridge Freezer Inox

Current sale price is £899

HPG26574WXBR5UK Dual No Frost Side-by-side Fridge Freezer - Dark Silver

Current sale price is £899

HONCQ3T518ENTK 55cm Total No Frost Fridge Freezer - Black - E Rated

Current sale price is £319

HONCQ3T518EWTK 55cm Total No Frost Fridge Freezer with Water Dispenser- Black - E Rated

Current sale price is £349

HONCQ3T518EWWK 55cm Total No Frost Fridge Freezer with Water Dispenser - White - E Rated

Current sale price is £349

HONLQ2S58EBK Under Counter Fridge - Black

Current sale price is £199

HOSS3T918EIXK Non-Plumbed Water & Ice American Fridge Freezer - Inox - E Rated

Current sale price is £749

H-FRIDGE 500 MAXI HONSQ2T918EWBK Non-Plumbed, Total No Frost American Fridge Freezer, Black, E Rated

Current sale price is £599

Series 7 SpaceMax RS57DG410EB4EU 578-Litre, Smart American Fridge Freezer with SpaceMax Technology - Black

Current sale price is £949

Series 7 RS57DG410EM9EU 578-Litre, Smart American Fridge Freezer with SpaceMax Technology - Silver

Current sale price is £999

RH90AFF201SS-WD 177cm high 90cm wide freestanding slimline American Fridge Freezer with Water Dispenser Stainless Steel

Current sale price is £499

HTW7620DNGB Total no Frost Fridge Freezer Black Glass

Current sale price is £649

HFKR7819DWGB Total no Frost American Fridge Freezer Black Glass

Current sale price is £999

RH90AFF201B-WD 177cm high 90cm wide freestanding slimline American Fridge Freezer with Water Dispenser in Black

Current sale price is £574

HPKH1261W5UK No Frost with Wine Rack - White

Current sale price is £399

CNG4686DVW Combi Cooling White

Current sale price is £399

HPK26363W4UK Dual No Frost with Even Flow - White

Current sale price is £399

HPK26362XP5UK - Dual No Frost Fridge Freezer - Silver

Current sale price is £459

GMF960EV4E 637L Linear Compressor Multi Door Fridge Freezer Essence - Black Steel

Current sale price is £1599

MC55240E Freestanding Fridge Freezer - White

Current sale price is £279

MF70450ES 200cm High Total No Frost Freestanding American French Door Fridge Freezer - Silver - E Rated