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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Selected Electricals Offer, Touch Control

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Results: 1 - 30 (of 39)

HDE6IDC2B1 - Electric Double Cooker - Black

Current sale price is £649

I Dual Series 6 HAIH6IESCF Induction Hob with Extractor, Black

Current sale price is From £1399

I-Dual Series 6 HAIH8IFMCF Induction Hob with Extractor, Black

From £1899

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

Current sale price is £369

HDE3211BBUK Electric Cooker with Ceramic Hob - Black

£429

RI161C 60cm Built-In Ceramic Hob - Black

Current sale price is From £159

HAMTB56IRB1S 60cm Induction Hob

From £599

IS83Q60NE 60cm Wide Built-In Induction Hob - Black

Current sale price is From £199

Hi8 HI6443BSCWF 60cm Induction Hob with Area Flex - Black

£549

HR612CH 60cm Wide Built-in Ceramic Hob - Black

From £219

IRD2030B 30cm Domino Ceramic Hob - Black

From £179

Series 2 PKE611CA3E 60cm Wide Frameless Electric Hob - Black

£249

Hi6 Max HDCEC5C10W 69/43L Ceramic Freestanding 50cm Electric Cooker - White

£399

PVH92BKFKIT 90cm Vented Hob - Black

Current sale price is From £1599

Series 4 PIE631BB5E 60cm Induction Hob - Touch Control, 4 Zones, Front Bevel, 7.4kW - Black

£499

HDE6IDC2SA - Electric Double Cooker - Dark Silver

Current sale price is £685

Series 2 PKE61RAA8B 60cm Ceramic Hob, Touch Control, 4 Zones - Black

Current sale price is £199

Push & Go IS19Q30NE 30cm Domino Induction Hob - Black

From £289

Series 2 PUG61RAA5B 60cm Integrated Induction Hob, Touch Control, 4 Zones - Black

Current sale price is £249

N70 T66FHX4L0 60cm Electric Flex Induction Hob - Black

£699

N30 T36FBE1L0 60cm Electric Induction Hob - Black

£399

ACP778CBA 77cm Wide Built-in Induction Hob - Black

Current sale price is From £629

TS3560FCPNE CleanProtect 60cm Integrated Induction Hob

From £369

TS5760FNE Built-In 65cm Width, Induction Hob - Black

From £379

TQ1460SNE 60cm Wide Built-In Induction Hob - Black

From £239

IB88B60NE 60cm Integrated Induction Hob

From £299

H-HOB 500 CERAMIC HH64BV 60cm Ceramic Hob with Optional Installation - Black

From £199

HR 724 BH 77cm Ceramic Hob - Black

From £289

HI6442BSCE, AreaFlex, 60cm Induction Hob - Black

£329

Series 4 PWP611BB5B 60cm Induction Hob - Touch Control, 4 Zones, CombiZone, Frameless - Black

Current sale price is £299

Results: 1 - 30 (of 39)