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River Island Long Sleeve Belted Sweatshirt - White

Long Sleeve Belted Sweatshirt - White

Current sale price is £31.50

(Save £12.50)

Regular price was £44

V by Very Curve Zip Collared Colour Block Sweatshirt - Red

V by Very Curve

Zip Collared Colour Block Sweatshirt - Red

Current sale price is £17.50

(Save £7.50)

Regular price was £25

4 out of 5 stars

2 reviews

River Island Long Sleeve Belted Sweatshirt - Grey

Long Sleeve Belted Sweatshirt - Grey

Current sale price is £31.50

(Save £12.50)

Regular price was £44

V by Very Graphic Oversized Sweatshirt - Blue

Graphic Oversized Sweatshirt - Blue

Current sale price is £15

(Save £5)

Regular price was £20

3 out of 5 stars

1 review

adidas Originals Women's Essential Linear Quarter Zip - Green

adidas Originals

Women's Essential Linear Quarter Zip - Green

Current sale price is £40

(Save £10)

Regular price was £50

5 out of 5 stars

1 review

adidas Sportswear Women's Essentials 3-stripes French Terry Sweatshirt - Grey

adidas Sportswear

Women's Essentials 3-stripes French Terry Sweatshirt - Grey

Current sale price is £25.65

(Save £12.35)

Regular price was £38

V by Very Longline Zip Hoodie - Pink

Longline Zip Hoodie - Pink

Current sale price is £18.75

(Save £6.25)

Regular price was £25

3.2 out of 5 stars

6 reviews

V by Very Curve Collar Detail Sweatshirt - Pink

V by Very Curve

Collar Detail Sweatshirt - Pink

Current sale price is £15.75

(Save £9.25)

Regular price was £25

4 out of 5 stars

1 review

Sweaty Betty Womens Training After Class Crop Sweatshirt - White/Brown

Womens Training After Class Crop Sweatshirt - White/Brown

Current sale price is £30.38

(Save £14.62)

Regular price was £45

4.6 out of 5 stars

7 reviews

adidas Sportswear Womens Laziday Track Suit - Black

adidas Sportswear

Womens Laziday Track Suit - Black

Current sale price is £64

(Save £16)

Regular price was £80

4.9 out of 5 stars

16 reviews

adidas Originals Womens Essentials Oversized Hoodie - Black

adidas Originals

Womens Essentials Oversized Hoodie - Black

Current sale price is £40

(Save £10)

Regular price was £50

4.7 out of 5 stars

35 reviews

adidas Originals Women's Adibreak Tracksuit Bottoms - Blue

adidas Originals

Women's Adibreak Tracksuit Bottoms - Blue

Current sale price is £46.80

(Save £18.20)

Regular price was £65

Sweaty Betty Womens Training Revive Crew Neck Sweatshirt - Navy

Womens Training Revive Crew Neck Sweatshirt - Navy

Current sale price is £50.40

(Save £19.60)

Regular price was £70

adidas Sportswear Womens Energize Track Suit - Black

adidas Sportswear

Womens Energize Track Suit - Black

Current sale price is £60

(Save £15)

Regular price was £75

4.5 out of 5 stars

6 reviews

adidas Sportswear Women's Essentials 3-Stripes French Terry Sweatshirt - Brown

adidas Sportswear

Women's Essentials 3-Stripes French Terry Sweatshirt - Brown

Current sale price is £27.23

(Save £10.77)

Regular price was £38

V by Very Velour 1/2 Zip Sweatshirt Co-Ord - Brown

Velour 1/2 Zip Sweatshirt Co-Ord - Brown

Current sale price is £18.75

(Save £9.25)

Regular price was £28

Barbour Northumberland Hoodie - Beige

Northumberland Hoodie - Beige

Current sale price is £54

(Save £26)

Regular price was £80

adidas Sportswear

Women's Essentials Contemporary Logo Bomber Jacket - Black

Current sale price is £29.93

(Save £15.07)

Regular price was £45

5 out of 5 stars

14 reviews

Tommy Jeans Neon Graphic Print Hoodie Ext - Black

Neon Graphic Print Hoodie Ext - Black

Current sale price is £64.13

(Save £30.87)

Regular price was £95

Logo Sweatshirt - Medium Red

Current sale price is £87.53

(Save £51.47)

Regular price was £139

Sweaty Betty Womens Training Sand Wash Cloudweight Sweatshirt - Yellow

Womens Training Sand Wash Cloudweight Sweatshirt - Yellow

Current sale price is £45.90

(Save £39.10)

Regular price was £85

4.2 out of 5 stars

5 reviews

Deroxina Logo Crew Neck Sweat Top - Pink

Current sale price is £87.08

(Save £41.92)

Regular price was £129

Logo Sweatshirt - Black

Current sale price is £93.83

(Save £45.17)

Regular price was £139

Gym King Womens 365 Full Zip Funnel - Dark Green

Womens 365 Full Zip Funnel - Dark Green

Current sale price is £22.05

(Save £12.95)

Regular price was £35

5 out of 5 stars

1 review

Regular Logo Sweatshirt - Pink

Current sale price is £64.13

(Save £30.87)

Regular price was £95

HUGO Dejandra Graphic Hoodie - White

Dejandra Graphic Hoodie - White

Current sale price is £107.33

(Save £51.67)

Regular price was £159

Puma Womens Running Velocity Cloudspun 1/4 Zip - Black

Womens Running Velocity Cloudspun 1/4 Zip - Black

Current sale price is £25.65

(Save £12.35)

Regular price was £38

Armani Exchange Sweatshirt - White

Armani Exchange

Sweatshirt - White

Current sale price is £87.75

(Save £42.25)

Regular price was £130

HUGO Dejandra Graphic Hoodie - Black

Dejandra Graphic Hoodie - Black

Current sale price is £107.33

(Save £51.67)

Regular price was £159

Hero Logo Sweatshirt - White

Current sale price is £63.23

(Save £46.77)

Regular price was £110

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.