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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

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Pay later with Very Pay

Free Click & Collect

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 60% off Sale!

Up to 60% off Sale!

Smart Appliances, Black

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Results: 1 - 30 (of 49)

H3WPS4106TAMBR80 10kg 1400 Spin Washing Machine - Graphite

£299

Series 5 AI Energy WW80CGC04DABEU 8kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

£369

Series 5 AI Energy WW11DG5B25ABEU 11kg Load, 1400 Spin Washing Machine with SpaceMax - Black

£499

Series 5 WD80TA046BX/EU 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer with ecobubble™ - E Rated, Graphite

Current sale price is £549

Omni C28A Robot Vacuum & Mop with All-in-One Station with Accessory Kit

£619

HBP 413BL8G-80 Pro Wash Series 5, 13kg, A-20% Energy Class, 1400 rpm, Wifi, Freestanding Washing Machine - Graphite

£399

L50 Ultra AE Black-UK Vacuum

£549

X10 Pro Omni Robot Vacuum with Mop and All-in-One Station

£599

Series 5 AI Energy WW90CGC04DABEU 9kg Load, 1400 Spin ecobubble Washing Machine with SmartThings - Black

£399

Series 5 AI Energy DV90CGC0A0ABEU 9kg Heat Pump Tumble Dryer with OptimalDry - Black

Current sale price is £649

HBR 495BL8G-80 Pro Wash Series 3, 9kg, A-20% Energy Class, 1400 rpm, Wifi, Freestanding Washing Machine - Graphite

Current sale price is £299

Pro Wash Series 3 HBR 411BL9G-80 - 11kg 1400rpm spin - Graphite

£329

Series 6 AI Energy WW11DG6B25LBU1 11kg Load, 1400 Spin Washing Machine with SpaceMax & SmartThings - Black

£529

H-Dry 300 Lite HLE V9DGB 9kg Vented Tumble Dryer - Black

£299

G50 Hybrid Robot Vacuum with Mop and Auto-Detangle Brush

£199

Omni S2 Robot Vacuum & Mop with All-in-One Station

£1599

Series 5 AI Energy DV80CGC0B0ABEU 8kg Heat Pump Tumble Dryer with OptimalDry - Black

Current sale price is £549

L50s Pro Ultra Black-UK Vacuum

£649

V50 Ultra Complete Robot Black

£879

Power Steam 5i Series DH5I104BBAB WiFi-enabled 10kg, Heat Pump Tumble Dryer - Black - A+++ Rated

£749

L60 Hybrid Robot Vacuum & Mop with Self-Empty Station

£399

Series 5 AI Energy WD90HG5U34BBEU 9kg Wash, 6kg Dry, 1400rpm Spin Wifi Connected Washer Dryer - A Rated - Black

Current sale price is £649

Z60 Ultra Roller Complete Robot Black

£1249

3S Series DH3S802BB3 WiFi-enabled 8 kg A+++ Rated Heat Pump Tumble Dryer- Black

Current sale price is £429

L60 Hybrid Robot Vacuum Cleaner with Mop

£299

H-WASH 400 Pro BH4S69M6DB9BJ-80 Integrated 9kg Washing Machine, A Rated, 1600 rpm, Black, Wifi