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The Very Collection Girls Sparkle Cardigan - Black

The Very Collection

Girls Sparkle Cardigan - Black

Current sale price is From £15

(Save up to £8.50)

Regular price was From £22

1 out of 5 stars

1 review

River Island Older Girls Faux Fur Wrap Coat - Black

Older Girls Faux Fur Wrap Coat - Black

Current sale price is £39

(Save £10)

Regular price was £49

River Island Ruffle Maxi Dress - Black

Ruffle Maxi Dress - Black

Current sale price is £63.75

(Save £21.25)

Regular price was £85

River Island Tailored Sparkle Boucle Jacket - Black

Tailored Sparkle Boucle Jacket - Black

Current sale price is £60.75

(Save £15.25)

Regular price was £76

5 out of 5 stars

1 review

River Island Older Girls Sequin Hooded Puffer Coat - Black

Older Girls Sequin Hooded Puffer Coat - Black

Current sale price is £37.25

(Save £14.75)

Regular price was £52

River Island PU Fitted Blazer - Black

PU Fitted Blazer - Black

Current sale price is £51.75

(Save £17.25)

Regular price was £69

River Island Older Girls Faux Leather Pinafore Dress Set - Black

Older Girls Faux Leather Pinafore Dress Set - Black

Current sale price is £27

(Save £9)

Regular price was £36

River Island Studded Skinny Heel Sandal - Black

Studded Skinny Heel Sandal - Black

Current sale price is £28

(Save £12)

Regular price was £40

River Island Short Sleeve Neoprene Hotfix T-Shirt - Black

Short Sleeve Neoprene Hotfix T-Shirt - Black

Current sale price is £29.25

(Save £9.75)

Regular price was £39

River Island Older Girls Embellished Shirt Dress - Black

Older Girls Embellished Shirt Dress - Black

Current sale price is £25.50

(Save £6.50)

Regular price was £32

River Island Collar Mini Shirt Dress - Black

Collar Mini Shirt Dress - Black

Current sale price is £35.25

(Save £13.75)

Regular price was £49

River Island Long Sleeve Cape Mini Dress - Black

Long Sleeve Cape Mini Dress - Black

Current sale price is £42

(Save £14)

Regular price was £56

River Island Older Girls Faux Leather Shirt Dress - Black

Older Girls Faux Leather Shirt Dress - Black

Current sale price is £25.75

(Save £10.25)

Regular price was £36

River Island Luca Muscle Fit Knit T-Shirt - Black

Luca Muscle Fit Knit T-Shirt - Black

Current sale price is £20.75

(Save £5.25)

Regular price was £26

River Island Two In One Drape Knit Top - Black

Two In One Drape Knit Top - Black

Current sale price is £29.25

(Save £9.75)

Regular price was £39

River Island Dogtooth Flare Trouser - Print

Dogtooth Flare Trouser - Print

Current sale price is £29.25

(Save £9.75)

Regular price was £39

River Island Older Girls Check Boucle Jacket - Black

Older Girls Check Boucle Jacket - Black

Current sale price is £31.50

(Save £10.50)

Regular price was £42

River Island Short Sleeve Scarf Oversized T-Shirt - Black

Short Sleeve Scarf Oversized T-Shirt - Black

Current sale price is £20

(Save £9)

Regular price was £29

Zavetti Canada Mantio Duo Shine Padded Parka Coat - Black

Mantio Duo Shine Padded Parka Coat - Black

Current sale price is £104

(Save £26)

Regular price was £130

Very Man 4 Pocket Padded Jacket - Black

4 Pocket Padded Jacket - Black

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

3 reviews

Zavetti Canada Malzini Short Padded Coat - Black

Malzini Short Padded Coat - Black

Current sale price is £92

(Save £23)

Regular price was £115

5 out of 5 stars

1 review

The Very Collection Feather and Down Heatsealed Midweight Padded Jacket - Black

The Very Collection

Feather and Down Heatsealed Midweight Padded Jacket - Black

Current sale price is £86.25

(Save £28.75)

Regular price was £115

Very Man Supersoft Button Through Cardigan - Black

Supersoft Button Through Cardigan - Black

Current sale price is £24

(Save £8)

Regular price was £32

Very Man Canvas Barn Jacket With Cord Collar - Black

Canvas Barn Jacket With Cord Collar - Black

Current sale price is £45

(Save £15)

Regular price was £60

5 out of 5 stars

1 review

V by Very Faux Leather Slim Cigarette Trousers - Black

Faux Leather Slim Cigarette Trousers - Black

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

Mini V by Very Boys Hooded Padded Coat - Black

Boys Hooded Padded Coat - Black

Current sale price is From £22.50

(Save up to £8)

Regular price was From £30

5 out of 5 stars

1 review

Michelle Keegan Knitted Cape Cardigan - Black

Michelle Keegan

Knitted Cape Cardigan - Black

Current sale price is £24

(Save £8)

Regular price was £32

4 out of 5 stars

2 reviews

V by Very Wide Fit Chunky Biker Ankle Boots - Black

Wide Fit Chunky Biker Ankle Boots - Black

Current sale price is £24.25

(Save £13.75)

Regular price was £38

4.7 out of 5 stars

3 reviews

adidas Originals Junior Unisex Adibreak Tracksuit Bottoms - Black

adidas Originals

Junior Unisex Adibreak Tracksuit Bottoms - Black

Current sale price is From £31.50

(Save up to £4)

Regular price was From £35

4.7 out of 5 stars

20 reviews

CRUYFF Superbia Hex-Tech Trainers- Black

Superbia Hex-Tech Trainers- Black

Current sale price is £78.75

(Save £26.25)

Regular price was £105

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.