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The Very Collection Stretch Cord Flare Trousers - Dark Green

The Very Collection

Stretch Cord Flare Trousers - Dark Green

£30

4.3 out of 5 stars

8 reviews

Michelle Keegan Tie Neck Corset Top - Green

Michelle Keegan

Tie Neck Corset Top - Green

Current sale price is £22.75

(Save £15.25)

Regular price was £38

4 out of 5 stars

5 reviews

The Very Collection Faux Leather Wide Leg Trousers - Dark Red

The Very Collection

Faux Leather Wide Leg Trousers - Dark Red

£35

4.5 out of 5 stars

10 reviews

The Very Collection High Neck Embroidered Mini Dress - Green

The Very Collection

High Neck Embroidered Mini Dress - Green

Current sale price is £19.75

(Save £25.25)

Regular price was £45

4.7 out of 5 stars

3 reviews

The Very Collection Satin Bias Cut Maxi Skirt - Burgundy

The Very Collection

Satin Bias Cut Maxi Skirt - Burgundy

Current sale price is £28

(Save £7)

Regular price was £35

4 out of 5 stars

4 reviews

The Very Collection Lace Trim Long Sleeve Rib Top - Green

The Very Collection

Lace Trim Long Sleeve Rib Top - Green

£16

4 out of 5 stars

2 reviews

New Look Burgundy Fluffy Knit Crew Neck Jumper

Burgundy Fluffy Knit Crew Neck Jumper

Current sale price is From £23.50

(Save up to £6.49)

Regular price was From £29.99

4.5 out of 5 stars

2 reviews

The Very Collection Ultimate Leather Biker Jacket - Black

The Very Collection

Ultimate Leather Biker Jacket - Black

£100

4.4 out of 5 stars

177 reviews

The Very Collection Button Up Drop Hem Mini Dress - Red

Payday Deal

The Very Collection

Button Up Drop Hem Mini Dress - Red

Current sale price is £9

(Save £26)

Regular price was £35

4 out of 5 stars

1 review

The Very Collection Leather Biker Jacket - Black

The Very Collection

Leather Biker Jacket - Black

£100

4 out of 5 stars

136 reviews

The Very Collection Faux Leather Biker Jacket - Black

The Very Collection

Faux Leather Biker Jacket - Black

£45

4.8 out of 5 stars

4 reviews

Michelle Keegan Bodycon Maxi Dress With Bow - Black

Michelle Keegan

Bodycon Maxi Dress With Bow - Black

£80

4.5 out of 5 stars

2 reviews

The Very Collection Knitted Tie Waist Midaxi Dress - Black

The Very Collection

Knitted Tie Waist Midaxi Dress - Black

Current sale price is £33

(Save £22)

Regular price was £55

4 out of 5 stars

5 reviews

V by Very Faux Shearling Aviator Jacket - Black

Faux Shearling Aviator Jacket - Black

Current sale price is From £42.50

(Save up to £25.50)

Regular price was £68

4.7 out of 5 stars

9 reviews

The Very Collection Faux Wool Single Breasted Coat - Black

The Very Collection

Faux Wool Single Breasted Coat - Black

Current sale price is £46.50

(Save £8.50)

Regular price was £55

4.9 out of 5 stars

15 reviews

The Very Collection Bow Detail Midaxi Dress - Black

The Very Collection

Bow Detail Midaxi Dress - Black

Current sale price is £29.25

(Save £35.75)

Regular price was £65

4 out of 5 stars

1 review

The Very Collection Pearl Mesh Long Sleeve Maxi Dress - Grey

The Very Collection

Pearl Mesh Long Sleeve Maxi Dress - Grey

Current sale price is £40

(Save £40)

Regular price was £80

4.7 out of 5 stars

6 reviews

Michelle Keegan Knitted Dresses Ribbed Column Dress - Green

Michelle Keegan

Knitted Dresses Ribbed Column Dress - Green

Current sale price is £41.25

(Save £13.75)

Regular price was £55

4.3 out of 5 stars

7 reviews

The Very Collection V Neck Cinched Waist Cardigan With Detachable Brooch - Black

Payday Deal

The Very Collection

V Neck Cinched Waist Cardigan With Detachable Brooch - Black

Current sale price is £20

(Save £15)

Regular price was £35

4 out of 5 stars

2 reviews

The Very Collection Check Button Up Longline Waistcoat Top Co-Ord - Houndstooth - Print

The Very Collection

Check Button Up Longline Waistcoat Top Co-Ord - Houndstooth - Print

£28

4.3 out of 5 stars

3 reviews

The Very Collection Velvet Pearl Detail Jumpsuit - Black

The Very Collection

Velvet Pearl Detail Jumpsuit - Black

Current sale price is £30.25

(Save £7.75)

Regular price was £38

4.7 out of 5 stars

3 reviews

The Very Collection Lace Sequin Midaxi Dress - Black

The Very Collection

Lace Sequin Midaxi Dress - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

4 out of 5 stars

3 reviews

The Very Collection Slim Flare Trouser Co-ord - Black

The Very Collection

Slim Flare Trouser Co-ord - Black

Current sale price is £20

(Save £20)

Regular price was £40

4 out of 5 stars

5 reviews

The Very Collection Cord Double Breasted Blazer - Black

Payday Deal

The Very Collection

Cord Double Breasted Blazer - Black

Current sale price is £17.50

(Save £47.50)

Regular price was £65

4.3 out of 5 stars

3 reviews

The Very Collection Floral Sequin Cowl Maxi Dress - Burgundy

The Very Collection

Floral Sequin Cowl Maxi Dress - Burgundy

Current sale price is £19.50

(Save £45.50)

Regular price was £65

4 out of 5 stars

3 reviews

Michelle Keegan Statement Hardwear Jumpsuit - Black

Michelle Keegan

Statement Hardwear Jumpsuit - Black

Current sale price is £31.50

(Save £38.50)

Regular price was £70

4.8 out of 5 stars

4 reviews

V by Very Faux Leather Slim Cigarette Trousers - Black

Faux Leather Slim Cigarette Trousers - Black

Current sale price is £15

(Save £15)

Regular price was £30

4.8 out of 5 stars

5 reviews

JDY Sequin Straight Leg Jersey Trousers - Black

Sequin Straight Leg Jersey Trousers - Black

Current sale price is £36

(Save £9)

Regular price was £45

4 out of 5 stars

2 reviews

Michelle Keegan Hand Embellished Halter Top - Black

Michelle Keegan

Hand Embellished Halter Top - Black

Current sale price is £16.50

(Save £38.50)

Regular price was £55

4.3 out of 5 stars

3 reviews

The Very Collection Embellished Detail Longline Button Up Shirt - Black

The Very Collection

Embellished Detail Longline Button Up Shirt - Black

Current sale price is £18.75

(Save £23.25)

Regular price was £42

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.