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You Garden Flamingo Willow Salix Integra Hakuro Nishiki Standard

Bank Holiday Deal

Flamingo Willow Salix Integra Hakuro Nishiki Standard

Current sale price is £22

(Save £3)

Regular price was £25

4.1 out of 5 stars

152 reviews

You Garden Pair of Square April Planters - Powdered Beige (14.5")

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Pair of Square April Planters - Powdered Beige (14.5")

Current sale price is £18

(Save £2)

Regular price was £20

3 out of 5 stars

4 reviews

JBL TUNE BEAM 2 - True Wireless NC Earbuds

Bank Holiday Deal

Available in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal coloursAvailable in black, white, teal colours

TUNE BEAM 2 - True Wireless NC Earbuds

Current sale price is £59

(Save £20)

Regular price was £79

4.2 out of 5 stars

282 reviews

You Garden Acer 'Taylor' 3L Pot 50cm Tall - Pink Leaves

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Acer 'Taylor' 3L Pot 50cm Tall - Pink Leaves

Current sale price is £31

(Save £4)

Regular price was £35

2.7 out of 5 stars

33 reviews

You Garden Ceanothus thyrsiflorus var repens 3 x 9cm Pot

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Ceanothus thyrsiflorus var repens 3 x 9cm Pot

Current sale price is £15

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Regular price was £17

4.6 out of 5 stars

8 reviews

You Garden Deutzia hybrida 'Rasberry Sundae' 3L

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Deutzia hybrida 'Rasberry Sundae' 3L

Current sale price is £15

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Regular price was £17

3.6 out of 5 stars

13 reviews

You Garden Carpet Phlox collection x 12 plugs

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Carpet Phlox collection x 12 plugs

Current sale price is £12

(Save £3)

Regular price was £15

4.2 out of 5 stars

21 reviews

You Garden Boulevard Patio Clematis Collection (3 x 10.5cm Pots)

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Boulevard Patio Clematis Collection (3 x 10.5cm Pots)

Current sale price is £20

(Save £3)

Regular price was £23

5 out of 5 stars

5 reviews

You Garden Pack Of 4 Heavy Duty 30L Pots With Handles

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Pack Of 4 Heavy Duty 30L Pots With Handles

Current sale price is £17

(Save £3)

Regular price was £20

4.7 out of 5 stars

102 reviews

You Garden Twin Pack 50L Premium Professional Compost

Bank Holiday Deal

Twin Pack 50L Premium Professional Compost

Current sale price is £22

(Save £3)

Regular price was £25

4 out of 5 stars

38 reviews

You Garden Spruce Bark Chippings XL 70L Bag

Bank Holiday Deal

Spruce Bark Chippings XL 70L Bag

Current sale price is £20

(Save £3)

Regular price was £23

4.4 out of 5 stars

68 reviews

You Garden Lavender Hidcote - 12 Plug Plants

Bank Holiday Deal

Lavender Hidcote - 12 Plug Plants

Current sale price is £12

(Save £3)

Regular price was £15

4 out of 5 stars

7 reviews

You Garden Pair of Round April Planters - Indigo Green (14.5")

Bank Holiday Deal

Pair of Round April Planters - Indigo Green (14.5")

Current sale price is £18

(Save £2)

Regular price was £20

4.8 out of 5 stars

5 reviews

You Garden Hardy Callistemon 3L Potted 'Bottlebrush' Plant

Bank Holiday Deal

Hardy Callistemon 3L Potted 'Bottlebrush' Plant

Current sale price is £18

(Save £2)

Regular price was £20

4 out of 5 stars

34 reviews

You Garden Star Jasmine Trachelospermum

Bank Holiday Deal

Star Jasmine Trachelospermum

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

4 reviews

You Garden Hydrangea Glam Rock 2 x 9cm Potted Plants

Bank Holiday Deal

Hydrangea Glam Rock 2 x 9cm Potted Plants

Current sale price is £15

(Save £2)

Regular price was £17

3.8 out of 5 stars

18 reviews

You Garden Buddleia 'Butterfly Candy Little Ruby' 9cm Pot

Bank Holiday Deal

Buddleia 'Butterfly Candy Little Ruby' 9cm Pot

Current sale price is £9

(Save £1)

Regular price was £10

3.2 out of 5 stars

6 reviews

You Garden Philadelphus 'Virginal' 3L pot

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Philadelphus 'Virginal' 3L pot

Current sale price is £13

(Save £2)

Regular price was £15

4.9 out of 5 stars

8 reviews

You Garden Buddleia Tricolour Plant In 2l Pot

Bank Holiday Deal

Buddleia Tricolour Plant In 2l Pot

Current sale price is £15

(Save £2)

Regular price was £17

3.6 out of 5 stars

32 reviews

You Garden Ceanothus Thyrsiflorus Repens (2L Pot)

Bank Holiday Deal

Ceanothus Thyrsiflorus Repens (2L Pot)

Current sale price is £13

(Save £2)

Regular price was £15

4.5 out of 5 stars

2 reviews

Freya Starlight Underwired Hero Balcony Side Support Bra- Black

Bank Holiday Deal

Starlight Underwired Hero Balcony Side Support Bra- Black

Current sale price is From £28.75

(Save up to £7.25)

Regular price was £36

3.9 out of 5 stars

9 reviews

You Garden Premium Professional Compost 60L

Bank Holiday Deal

Premium Professional Compost 60L

Current sale price is £17

(Save £2)

Regular price was £19

5 out of 5 stars

1 review

You Garden Weigela florida 'Monet' 3L

Bank Holiday Deal

Weigela florida 'Monet' 3L

Current sale price is £15

(Save £2)

Regular price was £17

5 out of 5 stars

2 reviews

You Garden Acer shirashanum Aureum 3L Pot

Bank Holiday Deal

Acer shirashanum Aureum 3L Pot

Current sale price is £31

(Save £4)

Regular price was £35

3.4 out of 5 stars

8 reviews

JBL Tune 780NC Over-Ear Headphones

Bank Holiday Deal

Available in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white coloursAvailable in black, blue, white colours

Tune 780NC Over-Ear Headphones

Current sale price is £79

(Save £40)

Regular price was From £79

4.6 out of 5 stars

21 reviews

You Garden Euphorbia 'Miner's Merlot' (3 x 9cm Pots)

Bank Holiday Deal

Euphorbia 'Miner's Merlot' (3 x 9cm Pots)

Current sale price is £16

(Save £3)

Regular price was £19

5 out of 5 stars

4 reviews

You Garden Pampas Grass Collection (3 x 9cm Pots)

Bank Holiday Deal

Pampas Grass Collection (3 x 9cm Pots)

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

5 reviews

Wella Professionals Invigo Sun Care Set

Bank Holiday Deal

Professionals Invigo Sun Care Set

Current sale price is £26

(Save £9)

Regular price was £35

You Garden Laurel Hedging (Prunus laurocerasus)- 12 x 9cm Pots

Bank Holiday Deal

Laurel Hedging (Prunus laurocerasus)- 12 x 9cm Pots

Current sale price is £45

(Save £8)

Regular price was £53

You Garden Halimium 'April Sun' (2L Pot)

Bank Holiday Deal

Halimium 'April Sun' (2L Pot)

Current sale price is £18

(Save £2)

Regular price was £20

4.8 out of 5 stars

4 reviews

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

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Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.