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£100 - £25046

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Puma Womens Speedcat Ballet SD Trainer - Black

Womens Speedcat Ballet SD Trainer - Black

£70

Fridgemaster MCF96EB 95L Chest Freezer - Black

MCF96EB 95L Chest Freezer - Black

£139

4.8 out of 5 stars

212 reviews

Fridgemaster MS91558DEB 179cm High, Non-Plumbed, Total No Frost, American Fridge Freezer, E Rated - Black

MS91558DEB 179cm High, Non-Plumbed, Total No Frost, American Fridge Freezer, E Rated - Black

£549

5 out of 5 stars

3 reviews

Puma Womens Speedcat Ballet SD Trainer - Black

Womens Speedcat Ballet SD Trainer - Black

£70

5 out of 5 stars

1 review

Columbia Mens Tech Wind Pants - Black

Mens Tech Wind Pants - Black

£60

Fridgemaster MCF198EB 198L Chest Freezer - Black

MCF198EB 198L Chest Freezer - Black

£199

4.6 out of 5 stars

13 reviews

Columbia Womens Paracutie II Windbreaker - Black

Bank Holiday Deal

Womens Paracutie II Windbreaker - Black

Current sale price is £45

(Save £30)

Regular price was £75

Fridgemaster MUR4894EB, 48cm Wide Under-Counter Fridge with Ice box - Black

MUR4894EB, 48cm Wide Under-Counter Fridge with Ice box - Black

£149

4.5 out of 5 stars

8 reviews

Fridgemaster MS91558DEB American Side By Side Black- E Rated

Bank Holiday Deal

MS91558DEB American Side By Side Black- E Rated

Current sale price is £499

(Save £100)

Regular price was £599

Columbia Youth Boys Watertight Ii Jacket - Black

Bank Holiday Deal

Youth Boys Watertight Ii Jacket - Black

Current sale price is £27.50

(Save £27.50)

Regular price was £55

Style Cheat Button Waistcoat - Black

Bank Holiday Deal

Button Waistcoat - Black

Current sale price is £32.75

(Save £9.25)

Regular price was £42

Puma Womens Carina Mia Animal Print Trainer - Black

Bank Holiday Deal

Womens Carina Mia Animal Print Trainer - Black

Current sale price is £39.60

(Save £15.40)

Regular price was £55

Columbia Womens Sequoia Grove 1/2 Zip Fleece - Black

Bank Holiday Deal

Womens Sequoia Grove 1/2 Zip Fleece - Black

Current sale price is £34

(Save £26)

Regular price was £60

Style Cheat Bandeau Pleat Dress - Black

Bank Holiday Deal

Bandeau Pleat Dress - Black

Current sale price is £53.50

(Save £14.50)

Regular price was £68

1 out of 5 stars

1 review

Columbia Women's Sequoia Grove Full Zip Fleece - Black

Bank Holiday Deal

Women's Sequoia Grove Full Zip Fleece - Black

Current sale price is £39

(Save £26)

Regular price was £65

Columbia Men's Challenger Windbreaker Anorak - Black

Bank Holiday Deal

Men's Challenger Windbreaker Anorak - Black

Current sale price is £50.50

(Save £14.50)

Regular price was £65

Puma Junior Speedcat Ballet Velvet Trainers - Black

Junior Speedcat Ballet Velvet Trainers - Black

£55

5 out of 5 stars

1 review

Puma Mens Caven III Trainer - Black/White

Bank Holiday Deal

Mens Caven III Trainer - Black/White

Current sale price is £39

(Save £11)

Regular price was £50

Fridgemaster MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

£319

4.3 out of 5 stars

69 reviews

Columbia Women's Lake 22 Ii Down Long Hooded Jacket - Black

Bank Holiday Deal

Women's Lake 22 Ii Down Long Hooded Jacket - Black

Current sale price is £113

(Save £32)

Regular price was £145

5 out of 5 stars

2 reviews

Columbia Womens Flash Forward II Windbreaker - Black

Bank Holiday Deal

Womens Flash Forward II Windbreaker - Black

Current sale price is £30

(Save £15)

Regular price was £45

Puma Unisex Club II Era Trainers - Black

Bank Holiday Deal

Unisex Club II Era Trainers - Black

Current sale price is £40

(Save £20)

Regular price was £60

3.7 out of 5 stars

3 reviews

Style Cheat Spot Print Blazer Mini Dress- White/Black

Bank Holiday Deal

Spot Print Blazer Mini Dress- White/Black

Current sale price is £39

(Save £26)

Regular price was £65

Puma Womens Running Velocity 2 In 1 3Inch Shorts - Black

Bank Holiday Deal

Womens Running Velocity 2 In 1 3Inch Shorts - Black

Current sale price is £19.50

(Save £15.50)

Regular price was £35

3 out of 5 stars

1 review

Fridgemaster MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

MS83430EB 80cm Wide Side by Side, American Fridge Freezer - Black

Current sale price is £459

(Save £40)

Regular price was £499

4.4 out of 5 stars

62 reviews

Columbia Women's Jasper Ridge Pebbled Fleece Full Snap - Black

Bank Holiday Deal

Women's Jasper Ridge Pebbled Fleece Full Snap - Black

Current sale price is £47

(Save £23)

Regular price was £70

3 out of 5 stars

2 reviews

Puma Men's Caven 20 - Black

Bank Holiday Deal

Men's Caven 20 - Black

Current sale price is £48

(Save £32)

Regular price was £80

3.7 out of 5 stars

3 reviews

Columbia Junior Boys Spire Valley Windbreaker - Black

Bank Holiday Deal

Junior Boys Spire Valley Windbreaker - Black

Current sale price is From £27.25

(Save up to £9)

Regular price was From £35

Columbia Women's Powder Lite Ii Vest - Black

Bank Holiday Deal

Women's Powder Lite Ii Vest - Black

Current sale price is £54

(Save £36)

Regular price was £90

Puma Mens Running Maxima Pro Trainers - Black

Bank Holiday Deal

Mens Running Maxima Pro Trainers - Black

Current sale price is £56

(Save £14)

Regular price was £70

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.