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Lilly + Sid Boys Colour Block Joggers - Navy

Boys Colour Block Joggers - Navy

From £16

XOOTZ BMX Scooter- Blue

Bank Holiday Deal

BMX Scooter- Blue

Current sale price is £74.99

(Save £15)

Regular price was £89.99

4.3 out of 5 stars

13 reviews

Lilly + Sid Baby Boys Textured Stripe Dungarees - Blue

Baby Boys Textured Stripe Dungarees - Blue

From £20

Lilly + Sid Boys Ok Slogan Print Sweatshirt - Navy

Boys Ok Slogan Print Sweatshirt - Navy

From £16

XOOTZ Enigma Kids Electric Scooter - Blue

Enigma Kids Electric Scooter - Blue

Current sale price is £99.99

(Save £30)

Regular price was £129.99

4.7 out of 5 stars

3 reviews

Lilly + Sid Boys Check Cargo Jogger - Navy

Boys Check Cargo Jogger - Navy

From £16

Levi's Plus 311 Shaping Skinny Jeans (plus Size) - Lapis Gallop Plus

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311 Shaping Skinny Jeans (plus Size) - Lapis Gallop Plus

Current sale price is £54

(Save £26)

Regular price was £80

4.5 out of 5 stars

43 reviews

Lilly + Sid Boys Octo Applique T-Shirt - Navy

Boys Octo Applique T-Shirt - Navy

From £14

Levi's Plus 314 Shaping Straight Jeans - Zealous Blue Plus

Bank Holiday Deal

314 Shaping Straight Jeans - Zealous Blue Plus

Current sale price is £62.25

(Save £17.75)

Regular price was £80

4.3 out of 5 stars

17 reviews

Levi's Plus 318 Shaping Wide Leg Jeans - Blue

Bank Holiday Deal

318 Shaping Wide Leg Jeans - Blue

Current sale price is £40.50

(Save £49.50)

Regular price was £90

4.5 out of 5 stars

31 reviews

Levi's Plus 318 Shaping Wide-Leg Jeans - Clever Girl Plus - Navy

318 Shaping Wide-Leg Jeans - Clever Girl Plus - Navy

£90

4.3 out of 5 stars

75 reviews

XOOTZ Quad Skates - Blue

Bank Holiday Deal

Quad Skates - Blue

Current sale price is £19.99

(Save £8)

Regular price was £27.99

4 out of 5 stars

9 reviews

XOOTZ Elements Electric Folding Kids Scooter - Blue

Elements Electric Folding Kids Scooter - Blue

Current sale price is £76.99

(Save £23)

Regular price was £99.99

4.2 out of 5 stars

6 reviews

XOOTZ BMW X5 12v Electric Ride-On Lithium - Blue

BMW X5 12v Electric Ride-On Lithium - Blue

£299.99

5 out of 5 stars

5 reviews

Levi's Plus 90s Trucker Jacket (plus Size) - Turning Heads

90s Trucker Jacket (plus Size) - Turning Heads

£80

4.8 out of 5 stars

11 reviews

Levi's Plus Shaping Bermuda Shorts (plus Size) - Clever Girl - Blue

Bank Holiday Deal

Shaping Bermuda Shorts (plus Size) - Clever Girl - Blue

Current sale price is £44

(Save £11)

Regular price was £55

4.4 out of 5 stars

10 reviews

XOOTZ Bubble Go Trike - Blue with LED Lights

Bank Holiday Deal

Bubble Go Trike - Blue with LED Lights

Current sale price is £54.99

(Save £10)

Regular price was £64.99

5 out of 5 stars

8 reviews

Osprey Action Sports Origin Women's Shorty Length Wetsuit - Black/Blue

Osprey Action Sports

Origin Women's Shorty Length Wetsuit - Black/Blue

£50.99

3.1 out of 5 stars

7 reviews

Levi's Plus 501® Original Jeans (plus Size) - Erin Cant Wait St Pl - Navy

Bank Holiday Deal

501® Original Jeans (plus Size) - Erin Cant Wait St Pl - Navy

Current sale price is £78

(Save £22)

Regular price was £100

4.8 out of 5 stars

6 reviews

XOOTZ Bubble Go Tri-Scooter - Blue

Bank Holiday Deal

Bubble Go Tri-Scooter - Blue

Current sale price is £29.99

(Save £10)

Regular price was £39.99

4.6 out of 5 stars

23 reviews

Osprey Action Sports Origin Ladies Long Length Wetsuit - Black/Blue

Osprey Action Sports

Origin Ladies Long Length Wetsuit - Black/Blue

£66.99

3.7 out of 5 stars

13 reviews

XOOTZ Cyclone 24V Electric Drift Trike - Blue

Cyclone 24V Electric Drift Trike - Blue

£219.99

4.1 out of 5 stars

15 reviews

Osprey Action Sports Origin Ladies Long Wetsuit 5mm (Black/Blue)

Osprey Action Sports

Origin Ladies Long Wetsuit 5mm (Black/Blue)

£114.99

4.1 out of 5 stars

28 reviews

Scruff-A-Luvs Pet Single Blue

Pet Single Blue

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

106 reviews

Osprey Action Sports Junior Buoyancy Aid 50N - Blue

Osprey Action Sports

Junior Buoyancy Aid 50N - Blue

£41.99

5 out of 5 stars

1 review

Abigail Ahern Herringbone Weave Dusk - Wallpaper

Herringbone Weave Dusk - Wallpaper

£90

Very Man Skinny Jeans With Stretch - Mid Blue Wash

Bank Holiday Deal

Skinny Jeans With Stretch - Mid Blue Wash

Current sale price is £12.50

(Save £9.50)

Regular price was £22

3.3 out of 5 stars

10 reviews

JML Chillmax Cooling Gel Pillow 2 pack

Chillmax Cooling Gel Pillow 2 pack

£20

4.1 out of 5 stars

75 reviews

Very Man Pure Cotton Long Sleeve Poplin Check Shirt - Navy

Bank Holiday Deal

Pure Cotton Long Sleeve Poplin Check Shirt - Navy

Current sale price is £13.25

(Save £14.75)

Regular price was £28

5 out of 5 stars

2 reviews

Lilly + Sid Girls Rainbow Pocket Chambray Cropped Trouser - Blue

Girls Rainbow Pocket Chambray Cropped Trouser - Blue

From £18

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.