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Apple AirPods Max 2 - Midnight

More time to pay with Very Pay

AirPods Max 2 - Midnight

£499

5 out of 5 stars

1 review

Apple AirPods Max 2 - Starlight

More time to pay with Very Pay

AirPods Max 2 - Starlight

£499

5 out of 5 stars

1 review

Apple 240W USB-C Charge Cable (2 m)

240W USB-C Charge Cable (2 m)

£29

5 out of 5 stars

8 reviews

Thrustmaster T98-P Ferrari 296 Gtb

T98-P Ferrari 296 Gtb

£89.99

5 out of 5 stars

2 reviews

adidas Womens Running Duramo Speed 2 Trainers - White

Bank Holiday Deal

Womens Running Duramo Speed 2 Trainers - White

Current sale price is £38

(Save £42)

Regular price was £80

4.3 out of 5 stars

6 reviews

Apple AirPods Max 2 - Purple

More time to pay with Very Pay

AirPods Max 2 - Purple

£499

adidas Womens Trail Running Tracefinder 2 Climawarm Trainers - Grey

Bank Holiday Deal

Womens Trail Running Tracefinder 2 Climawarm Trainers - Grey

Current sale price is £49

(Save £21)

Regular price was £70

4.6 out of 5 stars

14 reviews

adidas Mens Running Supernova Ease 2 Trainers - Black/orange

Bank Holiday Deal

Mens Running Supernova Ease 2 Trainers - Black/orange

Current sale price is £56

(Save £24)

Regular price was £80

4.6 out of 5 stars

17 reviews

adidas Mens Running Response 2 - Black

Bank Holiday Deal

Mens Running Response 2 - Black

Current sale price is £34.75

(Save £25.25)

Regular price was £60

5 out of 5 stars

4 reviews

adidas Liverpool 25/26 Away Mini Kit - White

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Liverpool 25/26 Away Mini Kit - White

Current sale price is £25

(Save £25)

Regular price was £50

4.6 out of 5 stars

20 reviews

adidas Women's Running Melange Pack 2-in-1 Shorts - Grey

Women's Running Melange Pack 2-in-1 Shorts - Grey

£45

adidas Arsenal Mini Kit 25/26 Away Full Kit - Navy

Bank Holiday Deal

Arsenal Mini Kit 25/26 Away Full Kit - Navy

Current sale price is £34

(Save £16)

Regular price was £50

3.7 out of 5 stars

3 reviews

adidas Womens Running Duramo Speed 2 Trainers - White

Bank Holiday Deal

Womens Running Duramo Speed 2 Trainers - White

Current sale price is £56

(Save £24)

Regular price was £80

4.3 out of 5 stars

6 reviews

adidas Mens Running Supernova Ease 2 Trainers - Blue

Bank Holiday Deal

Mens Running Supernova Ease 2 Trainers - Blue

Current sale price is £46.25

(Save £33.75)

Regular price was £80

4.8 out of 5 stars

17 reviews

adidas Women's Running Supernova Ease 2 Trainers - Blue

Bank Holiday Deal

Women's Running Supernova Ease 2 Trainers - Blue

Current sale price is £48

(Save £32)

Regular price was £80

4.7 out of 5 stars

13 reviews

adidas Womens Running Response 2 Trainer - Blue

Bank Holiday Deal

Womens Running Response 2 Trainer - Blue

Current sale price is £42

(Save £18)

Regular price was £60

adidas Womens Running Melange Pack 2In1 Shorts - Green

Bank Holiday Deal

Womens Running Melange Pack 2In1 Shorts - Green

Current sale price is £35

(Save £10)

Regular price was £45

adidas Marvel Spiderman Sport Set

Marvel Spiderman Sport Set

£35

5 out of 5 stars

3 reviews

adidas Seasonal Essentials French Terry Flared Pants

Seasonal Essentials French Terry Flared Pants

£40

5 out of 5 stars

1 review

adidas Mens Running Supernova Ease 2 Trainers - White

Bank Holiday Deal

Mens Running Supernova Ease 2 Trainers - White

Current sale price is £56

(Save £24)

Regular price was £80

4.8 out of 5 stars

16 reviews

adidas Kids Unisex Train Essentials Jogger Set

Kids Unisex Train Essentials Jogger Set

£33

5 out of 5 stars

1 review

adidas Womens Running Supernova Ease 2 Trainers - Navy

Womens Running Supernova Ease 2 Trainers - Navy

£80

4.7 out of 5 stars

13 reviews

Ellesse Men's Sucre 2 Jog Suit - Grey

Men's Sucre 2 Jog Suit - Grey

£70

5 out of 5 stars

3 reviews

adidas Synthetic Down Glam Jacket Kids

Synthetic Down Glam Jacket Kids

£55

5 out of 5 stars

4 reviews

adidas Real Madrid Mini Kit 25/26 Home Full Kit - White

Bank Holiday Deal

Real Madrid Mini Kit 25/26 Home Full Kit - White

Current sale price is £39

(Save £11)

Regular price was £50

5 out of 5 stars

12 reviews

adidas Liverpool 25/26 Away Goal Keeper Mini Kit -Green

Bank Holiday Deal

Liverpool 25/26 Away Goal Keeper Mini Kit -Green

Current sale price is £34

(Save £16)

Regular price was £50

adidas PREDATOR CLUB Fold-Over Tongue Firm Ground/Multi Ground Football Boots Kids

Available in black/white/blue, white/black/blue coloursAvailable in black/white/blue, white/black/blue coloursAvailable in black/white/blue, white/black/blue coloursAvailable in black/white/blue, white/black/blue coloursAvailable in black/white/blue, white/black/blue colours

PREDATOR CLUB Fold-Over Tongue Firm Ground/Multi Ground Football Boots Kids

£50

4.7 out of 5 stars

20 reviews

adidas Manchester United Mini Kit 25/26 Home Full Kit - Red

Bank Holiday Deal

Manchester United Mini Kit 25/26 Home Full Kit - Red

Current sale price is £34

(Save £16)

Regular price was £50

4.7 out of 5 stars

25 reviews

adidas Marvel Avengers Grand Court Shoes Kids

Marvel Avengers Grand Court Shoes Kids

£32

5 out of 5 stars

2 reviews

adidas Mens Training Rapidmove 2 Trainer - Black

Bank Holiday Deal

Mens Training Rapidmove 2 Trainer - Black

Current sale price is £46.50

(Save £38.50)

Regular price was £85

4 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.