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Armani Exchange Slim Fit Tipped Polo Shirt - Navy

Bank Holiday Deal

Armani Exchange

Slim Fit Tipped Polo Shirt - Navy

Current sale price is £45

(Save £30)

Regular price was £75

Bank Holiday Deal

Armani Exchange

Logo Collar Slim Fit Polo Shirt - Dark Khaki

Current sale price is £66.25

(Save £18.75)

Regular price was £85

Very Man Longline Hooded Parka Jacket - Khaki

Longline Hooded Parka Jacket - Khaki

£69

4.5 out of 5 stars

2 reviews

Bank Holiday Deal

Armani Exchange

Gold Pixel Logo T-Shirt - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Armani Exchange Lucky Microsuede Mesh Trainer - White

Bank Holiday Deal

Armani Exchange

Lucky Microsuede Mesh Trainer - White

Current sale price is £157.25

(Save £27.75)

Regular price was £185

Ben & Holly's Little Kingdom Thistle Castle Play Set

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Ben & Holly's Little Kingdom

Thistle Castle Play Set

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.8 out of 5 stars

16 reviews

Armani Exchange Dusseldorf Pu Mesh Trainer - Off White

Armani Exchange

Dusseldorf Pu Mesh Trainer - Off White

£175

Armani Exchange T-Shirt - Black

Bank Holiday Deal

Armani Exchange

T-Shirt - Black

Current sale price is £36

(Save £9)

Regular price was £45

Bank Holiday Deal

Armani Exchange

Logo T-Shirt - Black

Current sale price is £50.50

(Save £14.50)

Regular price was £65

Very Man Washed Oversized Cardigan - Charcoal

Washed Oversized Cardigan - Charcoal

£32

4 out of 5 stars

4 reviews

Helly Hansen Mens Daybreaker Block Jacket - Navy

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Mens Daybreaker Block Jacket - Navy

Current sale price is £48

(Save £32)

Regular price was £80

Armani Exchange

Slim Fit Ax Chest Logo T-Shirt - Green

£42

Bank Holiday Deal

Armani Exchange

Slim Fit White Edition Logo Polo Shirt - Navy

Current sale price is £58.50

(Save £16.50)

Regular price was £75

Armani Exchange

Logo Blouson Jacket - Black/Gold

£250

Armani Exchange

White/Gold Badge Logo T-Shirt - Off White

£50

Bank Holiday Deal

Armani Exchange

Drop Logo Suede Runner Trainers - Off White

Current sale price is £107.10

(Save £32.90)

Regular price was £140

Armani Exchange Regular Fit Short Sleeve Polo Shirt - Black

Bank Holiday Deal

Armani Exchange

Regular Fit Short Sleeve Polo Shirt - Black

Current sale price is £46.50

(Save £38.50)

Regular price was £85

Bank Holiday Deal

Armani Exchange

Slim Fit White Edition Logo Polo Shirt - Cream

Current sale price is £58.50

(Save £16.50)

Regular price was £75

Armani Exchange All Over Print Slim Fit Short Sleeve Shirt - Off White

Bank Holiday Deal

Armani Exchange

All Over Print Slim Fit Short Sleeve Shirt - Off White

Current sale price is £72.25

(Save £12.75)

Regular price was £85

Bank Holiday Deal

Armani Exchange

3D Ny Milan Logo T-Shirt - Blue

Current sale price is £42

(Save £18)

Regular price was £60

Armani Exchange Suede Cupsole Trainer - Beige

Bank Holiday Deal

Armani Exchange

Suede Cupsole Trainer - Beige

Current sale price is £126.23

(Save £53.77)

Regular price was £180

Armani Exchange Icon Project Polo Shirt - Off White

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Armani Exchange

Icon Project Polo Shirt - Off White

Current sale price is £58.50

(Save £16.50)

Regular price was £75

Bank Holiday Deal

Armani Exchange

3D Ny Milan Logo T-Shirt - Navy

Current sale price is £36

(Save £24)

Regular price was £60

Armani Exchange Harrington Jacket - Black

Armani Exchange

Harrington Jacket - Black

£190

1 out of 5 stars

1 review

Armani Exchange

Logo Collar Polo Shirt - Off White

£85

Ben & Holly's Little Kingdom Electronic Elf Rocket

Bank Holiday Deal

Ben & Holly's Little Kingdom

Electronic Elf Rocket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

5 reviews

Armani Exchange Full Zip Sweat - Off White

Bank Holiday Deal

Armani Exchange

Full Zip Sweat - Off White

Current sale price is £117

(Save £33)

Regular price was £150

Armani Exchange Piped Track Top - Grey

Bank Holiday Deal

Armani Exchange

Piped Track Top - Grey

Current sale price is £63

(Save £77)

Regular price was £140

Helly Hansen Mens Crew Hooded Midlayer Jacket 2 -black

Mens Crew Hooded Midlayer Jacket 2 -black

£170

Armani Exchange Icon Stretch Cotton Shirt - Black

Bank Holiday Deal

Armani Exchange

Icon Stretch Cotton Shirt - Black

Current sale price is £70

(Save £20)

Regular price was £90

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.