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Garmin vivoactive 5 Music Smartwatch with GPS, WiFi

Available in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple colours

vivoactive 5 Music Smartwatch with GPS, WiFi

Current sale price is From £179.99

(Save up to £29.01)

Regular price was From £209

4.3 out of 5 stars

1.4k reviews

Garmin Instinct 3 AMOLED Smartwatch 45mm - Neo Tropic

Instinct 3 AMOLED Smartwatch 45mm - Neo Tropic

Current sale price is £309

(Save £46)

Regular price was £355

5 out of 5 stars

1 review

FP Movement Womens Training Inbound All-in-One - Blue

Womens Training Inbound All-in-One - Blue

£118

5 out of 5 stars

2 reviews

PS PAUL SMITH Regular Fit Short Sleeve Zebra T-Shirt - Blue

Regular Fit Short Sleeve Zebra T-Shirt - Blue

£55

PS PAUL SMITH Regular Fit Zebra T-Shirt - Blue

Bank Holiday Deal

Regular Fit Zebra T-Shirt - Blue

Current sale price is £46.75

(Save £8.25)

Regular price was £55

Garmin Forerunner 265 Music, Aqua

Available in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white colours

Forerunner 265 Music, Aqua

£369

PS PAUL SMITH Regular Fit Zebra Badge Jersey Short

Bank Holiday Deal

Regular Fit Zebra Badge Jersey Short

Current sale price is £88

(Save £22)

Regular price was £110

PS PAUL SMITH Classic Chino Shorts - Navy

Bank Holiday Deal

Classic Chino Shorts - Navy

Current sale price is £85

(Save £15)

Regular price was £100

Regular Fit Short Sleeve Zebra Logo Polo Shirt - Blue

£85

PS PAUL SMITH Regular Fit Tipped Placket Polo Shirt - Blue

Bank Holiday Deal

Regular Fit Tipped Placket Polo Shirt - Blue

Current sale price is £85

(Save £15)

Regular price was £100

Bank Holiday Deal

Short Sleeve Casual Fit Zebra Logo Shirt - Blue

Current sale price is £104

(Save £26)

Regular price was £130

Garmin Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

£349

4.3 out of 5 stars

81 reviews

Bank Holiday Deal

Womens Training Long Haul Logo Bra - Navy

Current sale price is £28.50

(Save £15.50)

Regular price was £44

Short Sleeve Casual Fit Zebra Logo Shirt - Blue

£130

Garmin Bounce 2 Smartwatch - Slate Grey

Available in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise colours

Bounce 2 Smartwatch - Slate Grey

Current sale price is From £235

(Save up to £24)

Regular price was From £259

3.7 out of 5 stars

23 reviews

PS PAUL SMITH Jenson Moccasin Driving Shoes - Navy

Jenson Moccasin Driving Shoes - Navy

£220

Joma Jewellery BIRTHSTONE EARRINGS - JANUARY GARNET - Silver Plated - Earrings

+5 colours+4 colours+3 colours+2 colours+1 colour

Available in september, may, july and 5 more coloursAvailable in september, may, july, january, december, august, october, november coloursAvailable in september, may, july, january, december, august, october, november coloursAvailable in september, may, july, january, december, august, october, november coloursAvailable in september, may, july, january, december, august, october, november colours

BIRTHSTONE EARRINGS - JANUARY GARNET - Silver Plated - Earrings

£17.99

1 out of 5 stars

1 review

FP Movement Womens Training Intercept Pullover - Blue

Bank Holiday Deal

Womens Training Intercept Pullover - Blue

Current sale price is £39

(Save £39)

Regular price was £78

PS PAUL SMITH Amos Suede Trainers - Navy

Bank Holiday Deal

Amos Suede Trainers - Navy

Current sale price is £103.28

(Save £31.72)

Regular price was £135

PS PAUL SMITH Zebra Regular Fit T-shirt - Navy

Bank Holiday Deal

Zebra Regular Fit T-shirt - Navy

Current sale price is £50.50

(Save £14.50)

Regular price was £65

2 out of 5 stars

1 review

Garmin Vivofit Jr 3 Fitness Tracker for Kids

Available in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink colours

Vivofit Jr 3 Fitness Tracker for Kids

£79.99

5 out of 5 stars

3 reviews

PS PAUL SMITH Men's Lee Trainers - Blue

Bank Holiday Deal

Men's Lee Trainers - Blue

Current sale price is £156

(Save £39)

Regular price was £195

PS PAUL SMITH Nylon Shirt Jacket - Navy

Nylon Shirt Jacket - Navy

£325

PS PAUL SMITH Button Through Knitted Cardigan - Navy

Button Through Knitted Cardigan - Navy

£225

FP Movement Womens Training Mountain High 1/2 Zip Fleece - Navy

Bank Holiday Deal

Womens Training Mountain High 1/2 Zip Fleece - Navy

Current sale price is £68.50

(Save £19.50)

Regular price was £88

5 out of 5 stars

1 review

PS PAUL SMITH Regular Fit Zebra Short Sleeve Polo Shirt - Blue

Regular Fit Zebra Short Sleeve Polo Shirt - Blue

£85

Regular Fit Short Sleeve Zebra Logo Polo Shirt - Blue

£85

FP Movement Womens Running Righteous Runsie - Navy

Womens Running Righteous Runsie - Navy

£88

PS PAUL SMITH Zebra Crew Sweatshirt - Blue

Bank Holiday Deal

Zebra Crew Sweatshirt - Blue

Current sale price is £100

(Save £25)

Regular price was £125

FP Movement Womens Training Swing Of Things Skort - Navy

Bank Holiday Deal

Womens Training Swing Of Things Skort - Navy

Current sale price is £33

(Save £41)

Regular price was £74

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.