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Technology & Gaming12

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Gifts & Jewellery21

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7 FOR ALL MANKIND8

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Abercrombie & Fitch8

Adam Fires & Fireplaces2

adidas Originals361

adidas Sportswear432

adidas Terrex137

Alessandro Zavetti15

Alix the Label3

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Armani Exchange93

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B By Ted Baker15

Barbour International80

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black plus blum17

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Calvin Klein228

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compania fantastica6

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Devotion Twins4

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EA7 Emporio Armani70

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K-Pop Demon Hunters4

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Made By Mitchell1

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Reflex Active15

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Scottish Everlastings5

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The Love Collection8

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UNDER ARMOUR371

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V by Very Comfort2

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Weekend Offender34

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Zavetti Canada26

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£100 - £25061

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Crossbody Bags5

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Sharp HE2245KW 32-inch Smart TV HDR10 LED with Freely- 1T-C32HE2245KW- in White

HE2245KW 32-inch Smart TV HDR10 LED with Freely- 1T-C32HE2245KW- in White

£179

5 out of 5 stars

2 reviews

Kinderkraft ESME PRO 3-in-1 Travel System - Black

Bank Holiday Deal

ESME PRO 3-in-1 Travel System - Black

£199

3 out of 5 stars

8 reviews

Kinderkraft Apino Compact Stroller - Raven Black

Bank Holiday Deal

Apino Compact Stroller - Raven Black

Current sale price is £105

(Save £15)

Regular price was £120

1 out of 5 stars

1 review

Armani Exchange Las Vegas Flat Crossbody Bag - Black

Armani Exchange

Las Vegas Flat Crossbody Bag - Black

£100

Bank Holiday Deal

Girls Gold Logo Sweat Set - Black

Current sale price is From £31

(Save up to £10)

Regular price was From £40

5 out of 5 stars

1 review

Older Girls Woven Logo Sandals - Black

From £34

Armani Exchange Regular Fit Jean - Black

Bank Holiday Deal

Armani Exchange

Regular Fit Jean - Black

Current sale price is £66

(Save £44)

Regular price was £110

Armani Exchange 0AX2047S Aviator Sunglasses - Black

Armani Exchange

0AX2047S Aviator Sunglasses - Black

£82

5 out of 5 stars

1 review

Ted Baker Croc Effect Wide Icon Tote Bag - Black

Croc Effect Wide Icon Tote Bag - Black

£65

Sharp HD2225K 24-inch Roku Smart TV HDR10 LED with Freely- 1T-C24HD2225KB

HD2225K 24-inch Roku Smart TV HDR10 LED with Freely- 1T-C24HD2225KB

£139

3 out of 5 stars

3 reviews

Sharp Soundbar HT-SB147 150W 2.0 Channel HDMI ARC Black

Soundbar HT-SB147 150W 2.0 Channel HDMI ARC Black

£69

5 out of 5 stars

1 review

Ted Baker Knot Bow Tote Bag - Black

Bank Holiday Deal

Knot Bow Tote Bag - Black

Current sale price is £31

(Save £9)

Regular price was £40

Bank Holiday Deal

Boys Logo T-Shirt & Sweat Short Set - Black

Current sale price is From £25.50

(Save up to £5.75)

Regular price was From £30

Bank Holiday Deal

Younger Boys Logo Clog Shoes - Black

Current sale price is £20.50

(Save £5.50)

Regular price was £26

Sharp HE3245K 40-inch Full HD QLED Smart TV HDR10 LED with Freely- 2T-C40HE3245KB

HE3245K 40-inch Full HD QLED Smart TV HDR10 LED with Freely- 2T-C40HE3245KB

Current sale price is £219

Regular price was £229

1 out of 5 stars

1 review

Armani Exchange Square Sunglasses - Black

Bank Holiday Deal

Armani Exchange

Square Sunglasses - Black

Current sale price is £70.50

(Save £12.50)

Regular price was £83

5 out of 5 stars

3 reviews

Armani Exchange Belt - Black

Bank Holiday Deal

Armani Exchange

Belt - Black

Current sale price is £54.50

(Save £15.50)

Regular price was £70

Armani Exchange Leather Belt - Black

Bank Holiday Deal

Armani Exchange

Leather Belt - Black

Current sale price is £54.50

(Save £15.50)

Regular price was £70

4 out of 5 stars

4 reviews

Armani Exchange Polly Shopping M - Black

Bank Holiday Deal

Armani Exchange

Polly Shopping M - Black

Current sale price is £102

(Save £68)

Regular price was £170

Ted Baker Older Girls 2 Piece Lace Trim T-Shirt Set - Black

Older Girls 2 Piece Lace Trim T-Shirt Set - Black

From £28

Armani Exchange Tory Saddle Bag - Black

Armani Exchange

Tory Saddle Bag - Black

£150

Older Boys Oversized Logo Sweat Set - Black

From £33

Bank Holiday Deal

Boys Logo Cap - Black

Current sale price is £13.50

(Save £2.50)

Regular price was £16

Bank Holiday Deal

Armani Exchange

Gold Pixel Logo T-Shirt - Black

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Bank Holiday Deal

Armani Exchange

All Over Logo Long Sleeve Shirt - Black

Current sale price is £47

(Save £58)

Regular price was £105

Armani Exchange T-Shirt - Black

Bank Holiday Deal

Armani Exchange

T-Shirt - Black

Current sale price is £36

(Save £9)

Regular price was £45

Armani Exchange Slim Fit Jeans - Black

Bank Holiday Deal

Armani Exchange

Slim Fit Jeans - Black

Current sale price is £77

(Save £33)

Regular price was £110

Armani Exchange Liam Monogram Pu Crossbody Bag - Black

Bank Holiday Deal

Armani Exchange

Liam Monogram Pu Crossbody Bag - Black

Current sale price is £68

(Save £32)

Regular price was £100

1 out of 5 stars

1 review

Armani Exchange Monogram Pu Trainers - Black

Bank Holiday Deal

Armani Exchange

Monogram Pu Trainers - Black

Current sale price is £124.75

(Save £35.25)

Regular price was £160

3 out of 5 stars

1 review

Ted Baker Bow Patent Make Up Bag - Black

Bank Holiday Deal

Bow Patent Make Up Bag - Black

Current sale price is £18

(Save £14)

Regular price was £32

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.