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Abercrombie & Fitch26

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Armani Exchange Slim Fit Jeans - Mid Wash

Bank Holiday Deal

Armani Exchange

Slim Fit Jeans - Mid Wash

Current sale price is £85.75

(Save £24.25)

Regular price was £110

Armani Exchange Regular Fit Jean - Midi Wash

Bank Holiday Deal

Armani Exchange

Regular Fit Jean - Midi Wash

Current sale price is £66

(Save £44)

Regular price was £110

3 out of 5 stars

1 review

Merrell Mens Moab Speed 2 Hiking Shoes - Navy

Mens Moab Speed 2 Hiking Shoes - Navy

Current sale price is £109

(Save £16)

Regular price was £125

5 out of 5 stars

1 review

Armani Exchange Icon Project Hoodie - Navy

Bank Holiday Deal

Armani Exchange

Icon Project Hoodie - Navy

Current sale price is £98

(Save £42)

Regular price was £140

Armani Exchange Regular Fit Jean - Midi Wash

Bank Holiday Deal

Armani Exchange

Regular Fit Jean - Midi Wash

Current sale price is £74.75

(Save £35.25)

Regular price was £110

5 out of 5 stars

1 review

Jones Bootmaker Geneve Block Heel Sandal - Navy

Jones Bootmaker

Geneve Block Heel Sandal - Navy

£89

Armani Exchange Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Bank Holiday Deal

Armani Exchange

Men's Sync Chronograph Stainless Steel Watch, Ax4189 - Blue

Current sale price is £143

(Save £56)

Regular price was £199

5 out of 5 stars

1 review

Armani Exchange Slim Fit Jeans - Mid Wash

Bank Holiday Deal

Armani Exchange

Slim Fit Jeans - Mid Wash

Current sale price is £66

(Save £44)

Regular price was £110

3 out of 5 stars

1 review

Armani Exchange Comfort Tapered Fit Jeans - Mid Wash

Bank Holiday Deal

Armani Exchange

Comfort Tapered Fit Jeans - Mid Wash

Current sale price is £58.50

(Save £71.50)

Regular price was £130

Armani Exchange

AX Logo Print Slim Fit T-Shirt - Navy

£44

5 out of 5 stars

6 reviews

Merrell Mens Moab Speed 2 Mid Goretex Hiking Boots - Navy

Bank Holiday Deal

Mens Moab Speed 2 Mid Goretex Hiking Boots - Navy

Current sale price is £115.20

(Save £44.80)

Regular price was £160

5 out of 5 stars

1 review

Bank Holiday Deal

Armani Exchange

3D Ny Milan Logo T-Shirt - Navy

Current sale price is £36

(Save £24)

Regular price was £60

Reflex Active Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

£65

4.3 out of 5 stars

7 reviews

Merrell Mens Trail Running Agility Peak 6 Trainers - Blue

Bank Holiday Deal

Mens Trail Running Agility Peak 6 Trainers - Blue

Current sale price is £108.50

(Save £36.50)

Regular price was £145

Bank Holiday Deal

Armani Exchange

3D Ny Milan Logo Joggers - Navy

Current sale price is £80.50

(Save £34.50)

Regular price was £115

Bank Holiday Deal

Armani Exchange

3D Ny Milan Logo Sweat Shorts - Navy

Current sale price is £78

(Save £22)

Regular price was £100

Armani Exchange Full Zip Waffle Knit Jacket - Navy

Armani Exchange

Full Zip Waffle Knit Jacket - Navy

£160

Armani Exchange 0Ax4161Su Pilot Sunglasses - Blue

Armani Exchange

0Ax4161Su Pilot Sunglasses - Blue

£84

Jones Bootmaker Sunstone Wide Fit Heeled Pump - Navy

Jones Bootmaker

Sunstone Wide Fit Heeled Pump - Navy

£89

Bank Holiday Deal

Armani Exchange

Logo Buckle Reversible Leather Belt - Navy

Current sale price is £49

(Save £21)

Regular price was £70

Bank Holiday Deal

Armani Exchange

Slim Fit White Edition Logo Polo Shirt - Navy

Current sale price is £58.50

(Save £16.50)

Regular price was £75

Armani Exchange Slim Fit Tipped Polo Shirt - Navy

Bank Holiday Deal

Armani Exchange

Slim Fit Tipped Polo Shirt - Navy

Current sale price is £45

(Save £30)

Regular price was £75

Bank Holiday Deal

Armani Exchange

Box Logo T-Shirt - Navy

Current sale price is £36

(Save £24)

Regular price was £60

Tikkers Smart Series 13 Blue Silicone Strap Smart Watch

Bank Holiday Deal

Smart Series 13 Blue Silicone Strap Smart Watch

Current sale price is £28

(Save £6.99)

Regular price was £34.99

Armani Exchange Padded Hooded Jacket - Navy

Armani Exchange

Padded Hooded Jacket - Navy

£190

Merrell Womens Trail Running Agility Peak 6 Trainers - Blue

Bank Holiday Deal

Womens Trail Running Agility Peak 6 Trainers - Blue

Current sale price is £104.40

(Save £40.60)

Regular price was £145

Armani Exchange Automatic Blue Stainless Steel Watch

Bank Holiday Deal

Armani Exchange

Automatic Blue Stainless Steel Watch

Current sale price is £231

(Save £58)

Regular price was £289

Jones Bootmaker Soleil Wide Fit Patent Ballerina - Navy

Jones Bootmaker

Soleil Wide Fit Patent Ballerina - Navy

£89

Jones Bootmaker Yamila Block Heel Mary Jane - Navy

Jones Bootmaker

Yamila Block Heel Mary Jane - Navy

£99

Bank Holiday Deal

Armani Exchange

Icon Project Left Chest Logo T-Shirt - Navy

Current sale price is £35.75

(Save £10.25)

Regular price was £46

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.