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JoJo Maman Bebe Toddler Girls Strawberry Glitter Jelly Sandals - Pink

JoJo Maman Bebe

Toddler Girls Strawberry Glitter Jelly Sandals - Pink

From £15

Helly Hansen Womens Escape Waterproof Utility Jacket - Purple

Womens Escape Waterproof Utility Jacket - Purple

£140

5 out of 5 stars

1 review

Idea Pen Creator Studio

Bank Holiday Deal

Pen Creator Studio

Current sale price is £16.99

(Save £8)

Regular price was £24.99

5 out of 5 stars

2 reviews

Ben & Holly's Little Kingdom Thistle Castle Play Set

Bank Holiday Deal

Ben & Holly's Little Kingdom

Thistle Castle Play Set

Current sale price is £21.99

(Save £8)

Regular price was £29.99

4.8 out of 5 stars

16 reviews

Helly Hansen Mens Daybreaker Block Jacket - Navy

Bank Holiday Deal

Mens Daybreaker Block Jacket - Navy

Current sale price is £48

(Save £32)

Regular price was £80

Helly Hansen Womens Maridalen Shorts - Green

Bank Holiday Deal

Womens Maridalen Shorts - Green

Current sale price is £35

(Save £35)

Regular price was £70

1 out of 5 stars

1 review

Helly Hansen Mens Crew Insulator Vest - Grey

Mens Crew Insulator Vest - Grey

£125

5 out of 5 stars

1 review

Baby Einstein Dive & Discover 3-in-1 Submarine Walker

Bank Holiday Deal

Dive & Discover 3-in-1 Submarine Walker

Current sale price is £54.99

(Save £15)

Regular price was £69.99

4.5 out of 5 stars

51 reviews

Helly Hansen Mens Crew Hooded Jacket - Navy

Mens Crew Hooded Jacket - Navy

£160

4.7 out of 5 stars

3 reviews

JoJo Maman Bebe Toddler Girls Floral Smocked Puff Sleeve Dress - Blue

Bank Holiday Deal

JoJo Maman Bebe

Toddler Girls Floral Smocked Puff Sleeve Dress - Blue

Current sale price is From £25.50

(Save up to £7.75)

Regular price was From £32

Ben & Holly's Little Kingdom Electronic Elf Rocket

Bank Holiday Deal

Ben & Holly's Little Kingdom

Electronic Elf Rocket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

5 reviews

Baby Einstein Hape Magic Touch Piano Musical Toy

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Hape Magic Touch Piano Musical Toy

Current sale price is £23.99

(Save £6)

Regular price was £29.99

4.3 out of 5 stars

37 reviews

JoJo Maman Bebe Toddler Girls Strawberry Embroidered Gingham Playsuit - Light Pink

JoJo Maman Bebe

Toddler Girls Strawberry Embroidered Gingham Playsuit - Light Pink

From £25

JoJo Maman Bebe Toddler Girls Butterfly Jelly Sandals - Purple

JoJo Maman Bebe

Toddler Girls Butterfly Jelly Sandals - Purple

From £15

Helly Hansen Mens Crew Hooded Midlayer Jacket 2 -black

Mens Crew Hooded Midlayer Jacket 2 -black

£170

JoJo Maman Bebe Baby Boys Safari Applique Sleepsuit - Beige

Bank Holiday Deal

JoJo Maman Bebe

Baby Boys Safari Applique Sleepsuit - Beige

Current sale price is £18.50

(Save £3.50)

Regular price was £22

JoJo Maman Bebe Baby Girls Bow Embroidered Sleepsuit - Cream

JoJo Maman Bebe

Baby Girls Bow Embroidered Sleepsuit - Cream

£22

Reebok Junior Smash Edge Trainers - Black

Bank Holiday Deal

Junior Smash Edge Trainers - Black

Current sale price is £18

(Save £27)

Regular price was £45

Ben & Holly's Little Kingdom 5 Figure Pack

Ben & Holly's Little Kingdom

5 Figure Pack

£9.99

4.7 out of 5 stars

30 reviews

Helly Hansen Mens Dubliner Jacket - Black

Bank Holiday Deal

Mens Dubliner Jacket - Black

Current sale price is £91

(Save £39)

Regular price was £130

5 out of 5 stars

1 review

Helly Hansen Womens Active Puffy Jacket - Black

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Womens Active Puffy Jacket - Black

Current sale price is £100

(Save £100)

Regular price was £200

JoJo Maman Bebe Baby Girls Heart Embroidered Sleepsuit - Pink

JoJo Maman Bebe

Baby Girls Heart Embroidered Sleepsuit - Pink

£22

5 out of 5 stars

1 review

JoJo Maman Bebe Baby Girls Duck Applique Sleepsuit - Pink

Bank Holiday Deal

JoJo Maman Bebe

Baby Girls Duck Applique Sleepsuit - Pink

Current sale price is £18.50

(Save £3.50)

Regular price was £22

Helly Hansen Mens Daybreaker Block Jacket - Black

Mens Daybreaker Block Jacket - Black

£80

5 out of 5 stars

1 review

JoJo Maman Bebe Toddler Girls Plain Glitter Jelly Sandals - Red

JoJo Maman Bebe

Toddler Girls Plain Glitter Jelly Sandals - Red

From £15

JoJo Maman Bebe Baby Girls Gingham Sleepsuit & Headband Set - Yellow

Bank Holiday Deal

JoJo Maman Bebe

Baby Girls Gingham Sleepsuit & Headband Set - Yellow

Current sale price is £22

(Save £6)

Regular price was £28

JoJo Maman Bebe Toddler Boys Anchor Jelly Sandals - Beige

JoJo Maman Bebe

Toddler Boys Anchor Jelly Sandals - Beige

From £15

JoJo Maman Bebe Baby Girls Strawberry Embroidered Sleepsuit - Cream

Bank Holiday Deal

JoJo Maman Bebe

Baby Girls Strawberry Embroidered Sleepsuit - Cream

Current sale price is £17

(Save £5)

Regular price was £22

Helly Hansen Men's Reine Parka Jacket - Green

Bank Holiday Deal

Men's Reine Parka Jacket - Green

Current sale price is £168

(Save £112)

Regular price was £280

5 out of 5 stars

1 review

Helly Hansen Mens Seven J Jacket - Black

Mens Seven J Jacket - Black

£120

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.