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Mini V by Very Boys Hooded Padded Coat - Stone Grey

Boys Hooded Padded Coat - Stone Grey

From £30

4.5 out of 5 stars

4 reviews

Mini V by Very Girls Animal Print Oversized Sweatshirt - Lilac

Bank Holiday Deal

Girls Animal Print Oversized Sweatshirt - Lilac

Current sale price is From £5

(Save up to £4.50)

Regular price was From £9

5 out of 5 stars

1 review

Mini V by Very Unisex Baby Winter Wonderland Romper - Cream

Unisex Baby Winter Wonderland Romper - Cream

£14

5 out of 5 stars

2 reviews

Mini V by Very Girls 4 Pack Bow Tulle T-Shirts With Frill Shoulder - Multi

Bank Holiday Deal

Girls 4 Pack Bow Tulle T-Shirts With Frill Shoulder - Multi

Current sale price is From £11

(Save up to £5.75)

Regular price was From £16

1 out of 5 stars

1 review

LPD Home Set Of 2 Dorchester Bar Stools

Set Of 2 Dorchester Bar Stools

Current sale price is £169

(Save £40)

Regular price was £209

Mini V by Very Girls Zip Up Hooded Cardigan - Multi

Girls Zip Up Hooded Cardigan - Multi

From £18

3.5 out of 5 stars

2 reviews

Mini V by Very Girls Chenille Jumper - Blue

Girls Chenille Jumper - Blue

From £12

4 out of 5 stars

2 reviews

LPD Furniture Portland 2 Door, 2 Drawer Kitchen Cart - Black

Portland 2 Door, 2 Drawer Kitchen Cart - Black

Current sale price is £169

(Save £50)

Regular price was £219

5 out of 5 stars

2 reviews

Mini V by Very Borg Jacket - Baby Cream

Bank Holiday Deal

Borg Jacket - Baby Cream

Current sale price is From £11

(Save up to £5.50)

Regular price was From £16

5 out of 5 stars

1 review

LPD Furniture Portland 2 Door, 2 Drawer Kitchen Cart - Grey

Portland 2 Door, 2 Drawer Kitchen Cart - Grey

Current sale price is £169

(Save £50)

Regular price was £219

5 out of 5 stars

2 reviews

Barbour Shell Swim Short - Dark Green

Shell Swim Short - Dark Green

£45

LPD Home Set Of 2 Dorchester Dining Chairs

Set Of 2 Dorchester Dining Chairs

Current sale price is £169

(Save £40)

Regular price was £209

Mini V by Very Girls Dropped Shoulder Tulle Detail Dress - Blue

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Girls Dropped Shoulder Tulle Detail Dress - Blue

Current sale price is From £7.75

(Save up to £7.25)

Regular price was From £14

4.5 out of 5 stars

2 reviews

LPD Furniture Portland 2 Door, 2 Drawer Kitchen Cart - White

Portland 2 Door, 2 Drawer Kitchen Cart - White

Current sale price is £169

(Save £50)

Regular price was £219

3.6 out of 5 stars

7 reviews

Barbour Smart Chino Shorts - Navy

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Smart Chino Shorts - Navy

Current sale price is £54.50

(Save £15.50)

Regular price was £70

Mini V by Very Baby Unisex Lined Cardigan - Ivory

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Baby Unisex Lined Cardigan - Ivory

Current sale price is £12

(Save £4)

Regular price was £16

4.9 out of 5 stars

11 reviews

LPD Home Set Of 2 Carlo Taupe Dining Chairs

Set Of 2 Carlo Taupe Dining Chairs

Current sale price is £149

(Save £40)

Regular price was £189

Barbour Ripstop Cargo Shorts - Navy

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Ripstop Cargo Shorts - Navy

Current sale price is £52.50

(Save £22.50)

Regular price was £75

5 out of 5 stars

1 review

Mini V by Very Baby Boy 3 Pack Mummy And Daddy Sleepsuits - Multi

Baby Boy 3 Pack Mummy And Daddy Sleepsuits - Multi

£18

5 out of 5 stars

5 reviews

Scruff-A-Luvs Pet Single Blue

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Pet Single Blue

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

106 reviews

Barbour Smart Chino Shorts - beige

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Smart Chino Shorts - beige

Current sale price is £47.50

(Save £22.50)

Regular price was £70

KitchenAid Artisan Kettle and 2 slot toaster Pistachio

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Artisan Kettle and 2 slot toaster Pistachio

Current sale price is £359

(Save £90)

Regular price was £449

LPD Home Set Of 2 Carlo Black Dining Chairs With Arms

Set Of 2 Carlo Black Dining Chairs With Arms

Current sale price is £139

(Save £40)

Regular price was £179

Bank Holiday Deal

Staple Logo 5" Swim Shorts - Blue

Current sale price is £34

(Save £6)

Regular price was £40

Bank Holiday Deal

Staple Logo 5" Swim Shorts - Aqua

Current sale price is £34

(Save £6)

Regular price was £40

Barbour Washed Oxford Relaxed Shorts - Dark Green

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Washed Oxford Relaxed Shorts - Dark Green

Current sale price is £47.50

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Regular price was £70

HYPERX QuadCast 2

QuadCast 2

£124.99

4.5 out of 5 stars

261 reviews

KitchenAid Artisan Kettle and 2 slot toaster Onyx Black

Bank Holiday Deal

Artisan Kettle and 2 slot toaster Onyx Black

Current sale price is £359

(Save £90)

Regular price was £449

Mini V by Very Girls 2 Piece Printed Floral Knitted Jumper and Skirt Set - Grey

Girls 2 Piece Printed Floral Knitted Jumper and Skirt Set - Grey

From £20

5 out of 5 stars

1 review

Barbour Staple Tartan Swim Shorts - Dark Multi

Staple Tartan Swim Shorts - Dark Multi

£50

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.