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Embroidered Logo Polo - Black

Current sale price is £28

(Save £6)

Regular price was £34

4.8 out of 5 stars

43 reviews

Barbour Olivia Crossbody Bag - Black

Olivia Crossbody Bag - Black

Current sale price is £39

(Save £11)

Regular price was £50

4.8 out of 5 stars

4 reviews

JLab Go Air Pop True Wireless Signature Earbuds

+2 colours+1 colour

Available in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate coloursAvailable in black, teal, lilac, white, slate colours

Go Air Pop True Wireless Signature Earbuds

£24.99

4.6 out of 5 stars

3.8k reviews

UGG Goldenstar Wedge Sandals - Black

Goldenstar Wedge Sandals - Black

£110

3.9 out of 5 stars

15 reviews

Levi's 511 Slim Fit Jeans - Black

511 Slim Fit Jeans - Black

Current sale price is £76.50

(Save £13.50)

Regular price was £90

4.3 out of 5 stars

183 reviews

UGG Goldenstar Glide - Black

Goldenstar Glide - Black

£110

Levi's Cinch Baggy Jeans - Capturing Moments - Black

Cinch Baggy Jeans - Capturing Moments - Black

Current sale price is £59.50

(Save £10.50)

Regular price was £70

4.7 out of 5 stars

116 reviews

Barbour Liza Maxi Dress - Black

Liza Maxi Dress - Black

£130

Levi's 501® Original Straight Fit Jeans - Black 80701 - Black

501® Original Straight Fit Jeans - Black 80701 - Black

Current sale price is £78

(Save £22)

Regular price was £100

4.5 out of 5 stars

241 reviews

Levi's Cinch Barrel Jeans - Black

Cinch Barrel Jeans - Black

Current sale price is £54.50

(Save £15.50)

Regular price was £70

4.7 out of 5 stars

45 reviews

Relaxed Fit Logo Tab Short Sleeve T-Shirt - Black

Current sale price is £14

(Save £6)

Regular price was £20

5 out of 5 stars

1 review

Cresswell Logo Slider - Black

Current sale price is £29.75

(Save £5.25)

Regular price was £35

4 out of 5 stars

1 review

Levi's Reversible Core Leather Belt - Black

Available in black/brown, black/brown coloursAvailable in black/brown, black/brown coloursAvailable in black/brown, black/brown coloursAvailable in black/brown, black/brown coloursAvailable in black/brown, black/brown colours

Reversible Core Leather Belt - Black

Current sale price is £42.50

(Save £7.50)

Regular price was £50

3.9 out of 5 stars

111 reviews

Levi's XX Chino Taper Shorts - Black

XX Chino Taper Shorts - Black

Current sale price is £46.75

(Save £8.25)

Regular price was £55

4.5 out of 5 stars

28 reviews

Levi's 315 Shaping Bootcut Jeans - Soft Black

315 Shaping Bootcut Jeans - Soft Black

Current sale price is £64

(Save £16)

Regular price was £80

4.4 out of 5 stars

204 reviews

Levi's Housemark Vest - Black

Housemark Vest - Black

Current sale price is £17

(Save £3)

Regular price was £20

Levi's L-Pack Standard Issue Backpack- Black

L-Pack Standard Issue Backpack- Black

Current sale price is £24.50

(Save £10.50)

Regular price was £35

4.9 out of 5 stars

15 reviews

Levi's 512™ Slim Taper Fit Jeans - Nightshine - Black

512™ Slim Taper Fit Jeans - Nightshine - Black

Current sale price is £78

(Save £22)

Regular price was £100

4.2 out of 5 stars

118 reviews

Levi's Middy Loose Boot Jeans - Black

Middy Loose Boot Jeans - Black

Current sale price is £54

(Save £26)

Regular price was £80

5 out of 5 stars

1 review

Barbour Gabby Sandal - Black

Gabby Sandal - Black

Current sale price is £72.25

(Save £12.75)

Regular price was £85

UGG Goldengaze Toe Post - Black

Goldengaze Toe Post - Black

£100

4 out of 5 stars

1 review

Levi's 314 Shaping Straight Jeans - Soft Black

314 Shaping Straight Jeans - Soft Black

Current sale price is £68

(Save £12)

Regular price was £80

4.5 out of 5 stars

264 reviews

Levi's 501 Original Straight Fit Jeans - Blue Black Stretch - Dark Blue

501 Original Straight Fit Jeans - Blue Black Stretch - Dark Blue

Current sale price is £78

(Save £22)

Regular price was £100

3.9 out of 5 stars

16 reviews

Levi's 515 Slim Taper Fit Jeans - Copy That - Black

515 Slim Taper Fit Jeans - Copy That - Black

Current sale price is £54.50

(Save £15.50)

Regular price was £70

4.2 out of 5 stars

17 reviews

Levi's Barstow Western Standard Denim Shirt- Black

Barstow Western Standard Denim Shirt- Black

Current sale price is £58.50

(Save £16.50)

Regular price was £75

4.7 out of 5 stars

22 reviews

2 Pack Logo Short Sleeve T-Shirt - Black/White

Current sale price is £23

(Save £7)

Regular price was £30

4 out of 5 stars

1 review

Barbour Rosa Leather Crossbody Bag - Black

Rosa Leather Crossbody Bag - Black

£139

5 out of 5 stars

1 review

Levi's 501 Curve Short - Black

501 Curve Short - Black

£60

4.7 out of 5 stars

7 reviews

Barbour Tarbert Leather Wallet - Black

Tarbert Leather Wallet - Black

Current sale price is £37.75

(Save £10.25)

Regular price was £48

5 out of 5 stars

1 review

Levi's 94 Baggy Jeans - Open Mind - Black

94 Baggy Jeans - Open Mind - Black

Current sale price is £51

(Save £9)

Regular price was £60

4 out of 5 stars

20 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.