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Abercrombie & Fitch26

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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Bank Holiday Deal

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is £129

(Save £50)

Regular price was £179

3.5 out of 5 stars

147 reviews

Fitbit Sense 2, Health and Fitness Smartwatch

Bank Holiday Deal

Available in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £159

(Save £60)

Regular price was £219

3.3 out of 5 stars

76 reviews

Converse Infant Hi Top Trainer - White

Infant Hi Top Trainer - White

£37

4.6 out of 5 stars

7 reviews

Converse Unisex Hi Top Trainers - Navy

Bank Holiday Deal

Unisex Hi Top Trainers - Navy

Current sale price is £50

(Save £15)

Regular price was £65

4.9 out of 5 stars

23 reviews

Refurbished Samsung S20 5G - 128GB, Blue (Pristine Condition)

Samsung S20 5G - 128GB, Blue (Pristine Condition)

£209

3.8 out of 5 stars

355 reviews

Converse Womens Dainty Ox Trainers - White Multi

Bank Holiday Deal

Womens Dainty Ox Trainers - White Multi

Current sale price is £33.30

(Save £21.70)

Regular price was £55

3.8 out of 5 stars

41 reviews

Puma Mens Golf Pure 3.0 Quarter Zip - Navy

Bank Holiday Deal

Mens Golf Pure 3.0 Quarter Zip - Navy

Current sale price is £31

(Save £9)

Regular price was £40

Puma Womens Running Deviate Nitro 4 Trainers - Blue

Womens Running Deviate Nitro 4 Trainers - Blue

£150

Converse Unisex Ox Trainers - Navy

Bank Holiday Deal

Unisex Ox Trainers - Navy

Current sale price is £36

(Save £24)

Regular price was £60

4.7 out of 5 stars

142 reviews

Converse Mens CL98 Suede Low Top - Blue

Bank Holiday Deal

Mens CL98 Suede Low Top - Blue

Current sale price is £48.60

(Save £31.40)

Regular price was £80

4 out of 5 stars

1 review

Puma Mens Future 9 Ultimate Firm Ground Football Boots - Blue

Bank Holiday Deal

Mens Future 9 Ultimate Firm Ground Football Boots - Blue

Current sale price is £176

(Save £44)

Regular price was £220

Puma Mens Manchester City 25/26 Home Replica Shirt - Blue

Bank Holiday Deal

Mens Manchester City 25/26 Home Replica Shirt - Blue

Current sale price is £42.50

(Save £42.50)

Regular price was £85

5 out of 5 stars

1 review

Puma Mens Running Deviate Nitro 4 Trainers - Blue

Bank Holiday Deal

Mens Running Deviate Nitro 4 Trainers - Blue

Current sale price is £120

(Save £30)

Regular price was £150

Puma Women's Palermo-Peach Trainers - Orange

Women's Palermo-Peach Trainers - Orange

£75

Puma Manchester City 25/26 Home Minikit - Blue

Bank Holiday Deal

Manchester City 25/26 Home Minikit - Blue

Current sale price is £25

(Save £25)

Regular price was £50

4 out of 5 stars

1 review

Converse Girls Dainty Ballerina Slip-Ons - Navy

Bank Holiday Deal

Girls Dainty Ballerina Slip-Ons - Navy

Current sale price is £42.75

(Save £12.25)

Regular price was £55

Puma Mens Training PWR Hybrid Trainers - Blue

Bank Holiday Deal

Mens Training PWR Hybrid Trainers - Blue

Current sale price is £49.05

(Save £20.95)

Regular price was £70

5 out of 5 stars

1 review

Puma Womens Arizona Nylon Trainer - Blue

Bank Holiday Deal

Womens Arizona Nylon Trainer - Blue

Current sale price is £52.65

(Save £22.35)

Regular price was £75

Converse Unisex Chuck Taylor All Star Trainers - Slate Blue

Bank Holiday Deal

Unisex Chuck Taylor All Star Trainers - Slate Blue

Current sale price is £52

(Save £13)

Regular price was £65

Puma Junior Ultra 6 Play Velcro Firm Ground Football Boots - Blue

Bank Holiday Deal

Junior Ultra 6 Play Velcro Firm Ground Football Boots - Blue

Current sale price is £27.25

(Save £7.75)

Regular price was £35

Puma Junior Ultra 6 Play Astro Turf Football Boots - Blue

Bank Holiday Deal

Junior Ultra 6 Play Astro Turf Football Boots - Blue

Current sale price is £28

(Save £7)

Regular price was £35

Puma Mens Golf Cloudspun Fleece Hybrid Jacket - Navy

Mens Golf Cloudspun Fleece Hybrid Jacket - Navy

£80

Lace & Logo Non Padded Underwired Bra

£42

Puma Junior Boys Poly Suit B - Blue

Bank Holiday Deal

Junior Boys Poly Suit B - Blue

Current sale price is From £36

(Save up to £10)

Regular price was From £45

5 out of 5 stars

1 review

Converse Infant Boys Hi Top Trainers - Navy

Bank Holiday Deal

Infant Boys Hi Top Trainers - Navy

Current sale price is £29.50

(Save £7.50)

Regular price was £37

5 out of 5 stars

2 reviews

Converse Junior Boys Chuck Patch Backpack - Blue

Bank Holiday Deal

Junior Boys Chuck Patch Backpack - Blue

Current sale price is £14

(Save £22)

Regular price was £36

5 out of 5 stars

12 reviews

Converse Unisex Hi Top Trainers - Navy

Unisex Hi Top Trainers - Navy

£65

4.6 out of 5 stars

27 reviews

Converse Unisex Kids Hi Top Trainers - Navy

Bank Holiday Deal

Unisex Kids Hi Top Trainers - Navy

Current sale price is £27.90

(Save £12.10)

Regular price was £40

5 out of 5 stars

3 reviews

Puma Mens Phase Backpack - Navy

Mens Phase Backpack - Navy

£17

Converse Infant Girls Hi Top Trainers - Pink

Bank Holiday Deal

Infant Girls Hi Top Trainers - Pink

Current sale price is £29.50

(Save £7.50)

Regular price was £37

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.