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Abercrombie & Fitch25

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Style Cheat Assymetric Cutout Dress - Blue

Bank Holiday Deal

Assymetric Cutout Dress - Blue

Current sale price is £46

(Save £22)

Regular price was £68

Style Cheat Bandeau Belted Dress - Baby Blue

Bank Holiday Deal

Bandeau Belted Dress - Baby Blue

Current sale price is £40.50

(Save £27.50)

Regular price was £68

Style Cheat New Birdie - Blue

Bank Holiday Deal

New Birdie - Blue

Current sale price is £45

(Save £30)

Regular price was £75

Style Cheat V-Neck Sleeveless Waistcoat - Blue

V-Neck Sleeveless Waistcoat - Blue

£48

Style Cheat Fit and Flare Midi Dress - Blue

Fit and Flare Midi Dress - Blue

£52

Copenhagen Home Gingham Blue Duvet Cover Set

Time Limited Deal

Copenhagen Home

Gingham Blue Duvet Cover Set

Current sale price is From £16

(Save up to £7)

Regular price was From £20

5 out of 5 stars

4 reviews

Style Cheat Birdie Long Sleeve Midi Dress - Blue

Bank Holiday Deal

Birdie Long Sleeve Midi Dress - Blue

Current sale price is £58.50

(Save £16.50)

Regular price was £75

5 out of 5 stars

1 review

Style Cheat Daphne Chiffon Dress - Blue

Daphne Chiffon Dress - Blue

£58

Bestway Blue Rectangular Family Pool

Bank Holiday Deal

Blue Rectangular Family Pool

Current sale price is £19.99

(Save £20)

Regular price was £39.99

3.8 out of 5 stars

251 reviews

Bestway 8ft Fast Set Pool

Bank Holiday Deal

8ft Fast Set Pool

Current sale price is £19.99

(Save £30)

Regular price was £49.99

3.8 out of 5 stars

55 reviews

EVO Mini Cruiser Tri Scooter - Blue

Bank Holiday Deal

Mini Cruiser Tri Scooter - Blue

Current sale price is £17.99

(Save £10)

Regular price was £27.99

5 out of 5 stars

1 review

Style Cheat Jasmine One Shoulder Dress - Blue

Jasmine One Shoulder Dress - Blue

£65

Copenhagen Home Pretty Bows Duvet Cover Set - Blue

Time Limited Deal

Copenhagen Home

Pretty Bows Duvet Cover Set - Blue

Current sale price is From £16

(Save up to £7)

Regular price was From £20

5 out of 5 stars

1 review

Style Cheat Wide Leg Tailored Trousers - Blue

Wide Leg Tailored Trousers - Blue

£45

EVO V-Flex Scooter - Blue

Bank Holiday Deal

V-Flex Scooter - Blue

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.2 out of 5 stars

5 reviews

Gym King Womens 365 Legging - Blue

Womens 365 Legging - Blue

£32

4 out of 5 stars

1 review

Copenhagen Home Wavy Stripe Duvet Cover Set - Blue - Super King

Time Limited Deal

Copenhagen Home

Wavy Stripe Duvet Cover Set - Blue - Super King

Current sale price is From £16

(Save up to £7)

Regular price was From £20

5 out of 5 stars

1 review

Copenhagen Home Rayne Blue Duvet Set

Copenhagen Home

Rayne Blue Duvet Set

From £16

5 out of 5 stars

2 reviews

Belkin SoundForm Kids Headphones

Available in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink coloursAvailable in blue, pink colours

SoundForm Kids Headphones

£24.99

4.8 out of 5 stars

132 reviews

Gym King Mens Fundamental Short - Blue

Mens Fundamental Short - Blue

£30

Style Cheat Daphne Dress - Navy

Bank Holiday Deal

Daphne Dress - Navy

Current sale price is £45.75

(Save £12.25)

Regular price was £58

4.2 out of 5 stars

5 reviews

Gym King Mens Energy Muscle Fit T-Shirt - Blue

Bank Holiday Deal

Mens Energy Muscle Fit T-Shirt - Blue

Current sale price is £18

(Save £10)

Regular price was £28

1 out of 5 stars

1 review

EVO Light Blast Foldable Scooter - Baby Blue

Bank Holiday Deal

Light Blast Foldable Scooter - Baby Blue

Current sale price is £29.99

(Save £10)

Regular price was £39.99

3 out of 5 stars

4 reviews

EVO Mini Cruiser Tri-Scooter with Basket - Sky Blue

Bank Holiday Deal

Mini Cruiser Tri-Scooter with Basket - Sky Blue

Current sale price is £22.99

(Save £10)

Regular price was £32.99

3.4 out of 5 stars

5 reviews

City Chic So Fancy Dress - Navy

So Fancy Dress - Navy

£60

Gym King Womens 365 Long Line Tank Sports Bra - Blue

Bank Holiday Deal

Womens 365 Long Line Tank Sports Bra - Blue

Current sale price is £21.25

(Save £3.75)

Regular price was £25

Gym King Mens Energy Gym Shorts - Blue

Bank Holiday Deal

Mens Energy Gym Shorts - Blue

Current sale price is £23.25

(Save £6.75)

Regular price was £30

Hunter Big Kids Water Shoe

Big Kids Water Shoe

£45

Belkin Soundform Surround Wireless Over-Ear Headphones - White

Soundform Surround Wireless Over-Ear Headphones - White

£29

4.3 out of 5 stars

21 reviews

Gym King Mens Fundamental Linear T-Shirt - Blue

Mens Fundamental Linear T-Shirt - Blue

£25

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.