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Garmin vivoactive 5 Music Smartwatch with GPS, WiFi

Available in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple coloursAvailable in blue, black, purple colours

vivoactive 5 Music Smartwatch with GPS, WiFi

Current sale price is From £179.99

(Save up to £29.01)

Regular price was From £209

4.3 out of 5 stars

1.4k reviews

XOOTZ Quad Skates - Blue

Bank Holiday Deal

Quad Skates - Blue

Current sale price is £19.99

(Save £8)

Regular price was £27.99

4 out of 5 stars

9 reviews

XOOTZ Enigma Kids Electric Scooter - Blue

Enigma Kids Electric Scooter - Blue

Current sale price is £99.99

(Save £30)

Regular price was £129.99

4.7 out of 5 stars

3 reviews

Lyle & Scott Tipped Polo Shirt - Blue

Bank Holiday Deal

Tipped Polo Shirt - Blue

Current sale price is £38.50

(Save £16.50)

Regular price was £55

Lilly + Sid Baby Boys Textured Stripe Dungarees - Blue

Baby Boys Textured Stripe Dungarees - Blue

From £20

XOOTZ BMX Scooter- Blue

Bank Holiday Deal

BMX Scooter- Blue

Current sale price is £74.99

(Save £15)

Regular price was £89.99

4.3 out of 5 stars

13 reviews

Garmin Forerunner 265 Music, Aqua

Available in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white coloursAvailable in blue, black, white colours

Forerunner 265 Music, Aqua

£369

Belstaff Cargo 4 Pocket Hooded Cotton Jacket - Navy

Bank Holiday Deal

Cargo 4 Pocket Hooded Cotton Jacket - Navy

Current sale price is £296

(Save £74)

Regular price was £370

Left Chest Patch Logo Regular Fit Polo Shirt - Dark Blue

£95

Belstaff Forge 4 Pocket Linen Overshirt - Navy

Forge 4 Pocket Linen Overshirt - Navy

£280

Surface Large Logo T-Shirt - Light Blue

£65

OEX Mens Pental Tracktop- Dark Blue

Bank Holiday Deal

Mens Pental Tracktop- Dark Blue

Current sale price is £49

(Save £41)

Regular price was £90

5 out of 5 stars

1 review

Left Chest Patch Logo Regular Fit T-shirt - Dark Blue

£60

5 out of 5 stars

1 review

Lyle & Scott Big & Tall Tipped Polo Shirt - Blue

Bank Holiday Deal

Big & Tall Tipped Polo Shirt - Blue

Current sale price is £28.50

(Save £26.50)

Regular price was £55

Belstaff Chassis Jacket – Navy

Chassis Jacket – Navy

£350

XOOTZ Elements Electric Folding Kids Scooter - Blue

Elements Electric Folding Kids Scooter - Blue

Current sale price is £76.99

(Save £23)

Regular price was £99.99

4.2 out of 5 stars

6 reviews

Left Chest Patch Logo Regular Fit T-Shirt - Dark Blue

£60

Garmin Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

Instinct 3 45mm Smartwatch - Black with Bolt Blue Band

£349

4.3 out of 5 stars

81 reviews

Lyle & Scott Plain T-Shirt - Blue

Bank Holiday Deal

Plain T-Shirt - Blue

Current sale price is £24.75

(Save £6.25)

Regular price was £31

Lyle & Scott Big Tall Cotton Blend Harrington Jacket - Navy

Bank Holiday Deal

Big Tall Cotton Blend Harrington Jacket - Navy

Current sale price is £77

(Save £33)

Regular price was £110

5 out of 5 stars

1 review

Belstaff Route Cargo Shorts - Navy

Route Cargo Shorts - Navy

£150

Garmin Bounce 2 Smartwatch - Slate Grey

Available in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise coloursAvailable in purple, grey, turquoise colours

Bounce 2 Smartwatch - Slate Grey

Current sale price is From £235

(Save up to £24)

Regular price was From £259

3.7 out of 5 stars

24 reviews

Lyle & Scott Lyle & Scott Bellingham Check Pyjama Set - Navy

Bank Holiday Deal

Lyle & Scott Bellingham Check Pyjama Set - Navy

Current sale price is £29

(Save £36)

Regular price was £65

1 out of 5 stars

1 review

Disney 2 Pack Monsters Inc Mike & Sulley Pyjamas - Blue

Bank Holiday Deal

2 Pack Monsters Inc Mike & Sulley Pyjamas - Blue

Current sale price is From £16.75

(Save up to £8)

Regular price was From £24

5 out of 5 stars

2 reviews

Lyle & Scott Essentials Plain Polo Shirt -Blue - Light Blue

Bank Holiday Deal

Essentials Plain Polo Shirt -Blue - Light Blue

Current sale price is £33

(Save £22)

Regular price was £55

5 out of 5 stars

1 review

Belstaff Coast Knitted Silk Blend Open Collar Polo Shirt - Navy

Coast Knitted Silk Blend Open Collar Polo Shirt - Navy

£215

5 out of 5 stars

1 review

Belstaff Expedition Eiger Lightweight Jacket - Blue

Expedition Eiger Lightweight Jacket - Blue

£470

Patch Logo Jersey Shorts - Dark Blue

£110

5 out of 5 stars

1 review

LEGO Technic Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

Bank Holiday Deal

Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.8 out of 5 stars

35 reviews

Border Large Back Logo Hoodie - Navy

£155

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.