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Huffy Vintage 14" Wheel Bike - Grey Matte

Vintage 14" Wheel Bike - Grey Matte

Current sale price is £99.99

(Save £30)

Regular price was £129.99

4.5 out of 5 stars

2 reviews

Cath Kidston Girls Queen London Medium Backpack - Pink

Bank Holiday Deal

Girls Queen London Medium Backpack - Pink

Current sale price is £25.50

(Save £6.50)

Regular price was £32

Uno H20 to GO Water Resistant Card Game

Bank Holiday Deal

H20 to GO Water Resistant Card Game

Current sale price is £11.99

(Save £5)

Regular price was £16.99

Huffy So Sweet 16" Bike Gloss White

So Sweet 16" Bike Gloss White

Current sale price is £119.99

(Save £20)

Regular price was £139.99

5 out of 5 stars

1 review

Huffy 16" Frozen Bike

16" Frozen Bike

Current sale price is £139.99

(Save £20)

Regular price was £159.99

4.5 out of 5 stars

2 reviews

Helly Hansen Mens Dubliner Jacket - Black

Bank Holiday Deal

Mens Dubliner Jacket - Black

Current sale price is £91

(Save £39)

Regular price was £130

5 out of 5 stars

1 review

MSI Summit Copilot+ PC - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in Laptop - Black

Bank Holiday Deal

Summit Copilot+ PC - AMD Ryzen AI 9 - 32GB RAM - 1TB SSD - 16in Laptop - Black

Current sale price is £1449

(Save £250)

Regular price was £1699

Smoby Beauty Centre Dressing Table

Bank Holiday Deal

Beauty Centre Dressing Table

Current sale price is £53.99

(Save £16)

Regular price was £69.99

Helly Hansen Mens Daybreaker Block Jacket - Navy

Bank Holiday Deal

Mens Daybreaker Block Jacket - Navy

Current sale price is £48

(Save £32)

Regular price was £80

MSI Cyborg 14 A13V Laptop - Intel Core i7-13620, GeForce RTX 4060, 16GB RAM, 512GB SSD - Black

Cyborg 14 A13V Laptop - Intel Core i7-13620, GeForce RTX 4060, 16GB RAM, 512GB SSD - Black

£1199

3.5 out of 5 stars

2 reviews

Uno Spin

Bank Holiday Deal

Spin

Current sale price is £8.99

(Save £8)

Regular price was £16.99

5 out of 5 stars

4 reviews

Cath Kidston London Print Dress - Pink

Bank Holiday Deal

London Print Dress - Pink

Current sale price is From £23

(Save up to £8.50)

Regular price was From £30

Cath Kidston Jersey Pyjama Fancy Dogs Print - Pink

Jersey Pyjama Fancy Dogs Print - Pink

£36

Helly Hansen Mens Daybreaker 1/2 Zip Fleece - Grey

Bank Holiday Deal

Mens Daybreaker 1/2 Zip Fleece - Grey

Current sale price is £44

(Save £21)

Regular price was £65

Huffy Disney 14" Princess Bike

Disney 14" Princess Bike

Current sale price is £139.99

(Save £10)

Regular price was £149.99

Helly Hansen Mens Vancouver Rain Jacket - Green

Mens Vancouver Rain Jacket - Green

£120

Cath Kidston Younger Girls Floral Corsage Occasion Dress - Purple

Bank Holiday Deal

Younger Girls Floral Corsage Occasion Dress - Purple

Current sale price is From £17.50

(Save up to £6.50)

Regular price was From £23

Huffy Delirium 16" Bike

Delirium 16" Bike

Current sale price is £134.99

Regular price was £139.99

5 out of 5 stars

5 reviews

Ben & Holly's Little Kingdom Electronic Elf Rocket

Bank Holiday Deal

Ben & Holly's Little Kingdom

Electronic Elf Rocket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

5 reviews

Huffy Disney Frozen 14" Bike

Disney Frozen 14" Bike

£149.99

5 out of 5 stars

1 review

Uno Minecraft Card Game

Bank Holiday Deal

Minecraft Card Game

Current sale price is £4.99

(Save £7)

Regular price was £11.99

5 out of 5 stars

9 reviews

Cath Kidston Younger Girls Floral Prom Dress - Blue

Bank Holiday Deal

Younger Girls Floral Prom Dress - Blue

Current sale price is From £22.50

(Save up to £7.50)

Regular price was From £29

Smoby Disney Princess Beauty Vanity

Bank Holiday Deal

Disney Princess Beauty Vanity

Current sale price is £26.99

(Save £13)

Regular price was £39.99

1.3 out of 5 stars

4 reviews

Helly Hansen Womens Imperial Pile Zip Pullover Fleece - Black

Bank Holiday Deal

Womens Imperial Pile Zip Pullover Fleece - Black

Current sale price is £68

(Save £32)

Regular price was £100

Womens Hh Logo T-Shirt - Coral

£28

Helly Hansen Mens Crew Hooded Midlayer Jacket 2 -black

Mens Crew Hooded Midlayer Jacket 2 -black

£170

Helly Hansen Mens Daybreaker Block Jacket - Black

Mens Daybreaker Block Jacket - Black

£80

5 out of 5 stars

1 review

Ben & Holly's Little Kingdom 5 Figure Pack

Ben & Holly's Little Kingdom

5 Figure Pack

£9.99

4.7 out of 5 stars

30 reviews

Helly Hansen Mens Gravity Ski Jacket - Black

Bank Holiday Deal

Mens Gravity Ski Jacket - Black

Current sale price is £135

(Save £135)

Regular price was £270

One Piece Monkey D. Luffy Action Figure With 6 Accessories

Monkey D. Luffy Action Figure With 6 Accessories

£19.99

4.4 out of 5 stars

21 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.