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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink coloursAvailable in black, blue, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

£179

3.5 out of 5 stars

147 reviews

Fitbit Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

Available in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange coloursAvailable in black, lilac, orange colours

Inspire 3 - Black/Midnight Zen Health and Fitness Tracker with up to 10-days battery life. Android and iOS compatible

From £84

4.3 out of 5 stars

72 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

£139

4.3 out of 5 stars

61 reviews

Zombie Outbreak BMX Bike

Outbreak BMX Bike

£179.99

3.5 out of 5 stars

11 reviews

Fitbit Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

Versa 4 (Black/Graphite) Smartwatch with Additional Sports Strap

£179

3.2 out of 5 stars

13 reviews

Only Gemma Faux Leather Biker Jacket - Black

Bank Holiday Deal

Gemma Faux Leather Biker Jacket - Black

Current sale price is £35

(Save £10)

Regular price was £45

4.3 out of 5 stars

4 reviews

Only Onlcelle Sleeveless Smock Midi Dress - Black

Bank Holiday Deal

Onlcelle Sleeveless Smock Midi Dress - Black

Current sale price is £18

(Save £12)

Regular price was £30

Zombie Infest BMX Bike

Infest BMX Bike

£199.99

4.6 out of 5 stars

5 reviews

Showerdrape Apex Towel Ladder Black

Bank Holiday Deal

Apex Towel Ladder Black

Current sale price is £23

(Save £6)

Regular price was £29

5 out of 5 stars

2 reviews

Only Amara Quilted Jacket - Black

Bank Holiday Deal

Amara Quilted Jacket - Black

Current sale price is £37.75

(Save £10.25)

Regular price was £48

Showerdrape Dante Bathroom Storage Floor Caddy Black

Bank Holiday Deal

Available in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black colours

Dante Bathroom Storage Floor Caddy Black

Current sale price is £18

(Save £4)

Regular price was £22

4.2 out of 5 stars

5 reviews

Zombie Slackjaw BMX Bike

Slackjaw BMX Bike

£239.99

3.6 out of 5 stars

5 reviews

Only Marie Button Detail Top - Black

Bank Holiday Deal

Marie Button Detail Top - Black

Current sale price is £15

(Save £10)

Regular price was £25

Showerdrape Dante Mini Shower Caddy Black

Bank Holiday Deal

Available in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black coloursAvailable in chrome, black colours

Dante Mini Shower Caddy Black

Current sale price is £10

(Save £2)

Regular price was £12

4.5 out of 5 stars

2 reviews

Only Lamina Long Sleeve Button Front Blazer - Brown

Bank Holiday Deal

Lamina Long Sleeve Button Front Blazer - Brown

Current sale price is £33

(Save £22)

Regular price was £55

Only Onlmarinna Selene V Waist Gingham Dress - Black

Onlmarinna Selene V Waist Gingham Dress - Black

Current sale price is £24.75

(Save £7.25)

Regular price was £32

Showerdrape Aspen Towel Stand Black

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Aspen Towel Stand Black

£55

5 out of 5 stars

1 review

Only Butter-2 Boot - Black

Butter-2 Boot - Black

£70

Only Betty-9 Warm Lined Boot - Black

Betty-9 Warm Lined Boot - Black

£65

Bunty Woodland Easy Clean Polyester Pet Bed

Woodland Easy Clean Polyester Pet Bed

From £30

3.8 out of 5 stars

13 reviews

Walplus Black Metro Subway Glossy 3D Tile Sticker 30.5 x 15.4cm (12 x 6 in) - 20pcs in a pack

Black Metro Subway Glossy 3D Tile Sticker 30.5 x 15.4cm (12 x 6 in) - 20pcs in a pack

£22

5 out of 5 stars

1 review

Showerdrape Modernity Black 3pc Set (toilet Roll Holder, Towel Ring, Robe Hook)

Bank Holiday Deal

Modernity Black 3pc Set (toilet Roll Holder, Towel Ring, Robe Hook)

Current sale price is £40

(Save £10)

Regular price was £50

Showerdrape Corus Black Cosmetic Make up Vanity Mirror

Corus Black Cosmetic Make up Vanity Mirror

Current sale price is £26

(Save £17)

Regular price was £43

5 out of 5 stars

1 review

Showerdrape Aspen 3 In 1 Toilet Butler Black

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Aspen 3 In 1 Toilet Butler Black

£50

Only Maxi Buckle Sandal - Black

Maxi Buckle Sandal - Black

£40

Showerdrape Echo Toilet Brush & Holder Satin

+2 colours+1 colour

Available in black, silver, white, grey, green coloursAvailable in black, silver, white, grey, green coloursAvailable in black, silver, white, grey, green coloursAvailable in black, silver, white, grey, green coloursAvailable in black, silver, white, grey, green colours

Echo Toilet Brush & Holder Satin

£17

4 out of 5 stars

2 reviews

Bunty Seventh Heaven Donut Pet Bed

Seventh Heaven Donut Pet Bed

From £24

Only Dakota High Waist Faux Leather Wide Trousers - Black

Bank Holiday Deal

Dakota High Waist Faux Leather Wide Trousers - Black

Current sale price is £24.25

(Save £20.75)

Regular price was £45

Showerdrape Shoreditch 40cm Square Black Frame Mirror

Bank Holiday Deal

Shoreditch 40cm Square Black Frame Mirror

Current sale price is £49

(Save £5.50)

Regular price was £54.50

Only Tailored Warp Front Skort - Brown

Bank Holiday Deal

Tailored Warp Front Skort - Brown

Current sale price is £23.25

(Save £6.75)

Regular price was £30

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.