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Joules Boys Woody Short Sleeve Stripe Polo - Orange

Bank Holiday Deal

Boys Woody Short Sleeve Stripe Polo - Orange

Current sale price is From £12.75

(Save up to £4.25)

Regular price was From £16

Liverpool FC 4 Pack Gifting Set - Multi

Bank Holiday Deal

4 Pack Gifting Set - Multi

Current sale price is From £15

(Save up to £11)

Regular price was From £25

5 out of 5 stars

2 reviews

Joules Unisex Kids Sundaze Co-ord Sweat Top - Orange

Bank Holiday Deal

Unisex Kids Sundaze Co-ord Sweat Top - Orange

Current sale price is From £13.50

(Save up to £3)

Regular price was From £16

Joules Boys Collared Sweatshirt - Green/White

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Boys Collared Sweatshirt - Green/White

Current sale price is From £20.25

(Save up to £4.75)

Regular price was From £24

Joules Girls Sundaze Co-ord Sweat - Pink

Bank Holiday Deal

Girls Sundaze Co-ord Sweat - Pink

Current sale price is From £12.75

(Save up to £3.75)

Regular price was From £16

Joules Girls Harper Fruit Stripe Jersey Dress - Multi

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Girls Harper Fruit Stripe Jersey Dress - Multi

Current sale price is From £11.75

(Save up to £3)

Regular price was From £14

Liverpool FC Baby Fairisle Christmas Jumper - Multi

Baby Fairisle Christmas Jumper - Multi

From £18

5 out of 5 stars

1 review

Joules Girls Fundays Strawberry Short Sleeve Tshirt - Cream

Bank Holiday Deal

Girls Fundays Strawberry Short Sleeve Tshirt - Cream

Current sale price is From £11

(Save up to £3.50)

Regular price was From £14

Joules Boys Archie Puffer Fish Short Sleeve Tshirt - Orange

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Boys Archie Puffer Fish Short Sleeve Tshirt - Orange

Current sale price is From £11

(Save up to £3.50)

Regular price was From £14

Joules Girls Sundaze Co-ord Sweat Shorts - Pink

Bank Holiday Deal

Girls Sundaze Co-ord Sweat Shorts - Pink

Current sale price is From £10.25

(Save up to £3.75)

Regular price was From £13

Joules Boys Rain Jacket - Navy

Boys Rain Jacket - Navy

From £29

Joules Boys Summit Colour Block Fleece - Blue

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Boys Summit Colour Block Fleece - Blue

Current sale price is From £28.50

(Save up to £8.25)

Regular price was From £36

Trust GXT1251RB Hardcase for Nintendo Switch 2

Available in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue coloursAvailable in black, red, blue colours

GXT1251RB Hardcase for Nintendo Switch 2

£12.99

4.9 out of 5 stars

16 reviews

Joules Boys Stripe Short Sleeve Tshirt - Navy

Bank Holiday Deal

Boys Stripe Short Sleeve Tshirt - Navy

Current sale price is From £8

(Save up to £4.25)

Regular price was From £11

Joules Girls Emma Strawberry Short Sleeve Jersey Dress - Pink

Bank Holiday Deal

Girls Emma Strawberry Short Sleeve Jersey Dress - Pink

Current sale price is From £19

(Save up to £5.75)

Regular price was From £24

Joules Girls Emma Long Sleeve Floral Dress - Multi

Girls Emma Long Sleeve Floral Dress - Multi

From £26

Liverpool FC 3 Pack Bibs - Multi

Bank Holiday Deal

3 Pack Bibs - Multi

Current sale price is £7.50

(Save £7.50)

Regular price was £15

5 out of 5 stars

1 review

Joules Girls Laura Stripe Sleeveless Dress - Multi

Girls Laura Stripe Sleeveless Dress - Multi

From £29

Joules Girls Summit Colour Block Fleece - Pink

Bank Holiday Deal

Girls Summit Colour Block Fleece - Pink

Current sale price is From £28.75

(Save up to £8)

Regular price was From £36

Joules Unisex Kids Sundaze Co-ord Sweat Shorts - Orange

Bank Holiday Deal

Unisex Kids Sundaze Co-ord Sweat Shorts - Orange

Current sale price is From £11

(Save up to £2.75)

Regular price was From £13

Joules Boys Woody Short Sleeve Stripe Polo - Blue

Boys Woody Short Sleeve Stripe Polo - Blue

From £16

Joules Girls Waverley Embroidered Ice Cream Tshirt - Blue

Girls Waverley Embroidered Ice Cream Tshirt - Blue

From £14

Nip + Fab Peptide Fix 2-in-1 Tone & Top Up SPF 50 Mist 4% 75ml

Peptide Fix 2-in-1 Tone & Top Up SPF 50 Mist 4% 75ml

£29.95

4.8 out of 5 stars

396 reviews

Joules Girls Portwell Rain Jacket - Pink

Girls Portwell Rain Jacket - Pink

From £39

Joules Girls Mackenzie Fairies Sweat - Light Blue

Bank Holiday Deal

Girls Mackenzie Fairies Sweat - Light Blue

Current sale price is From £18.50

(Save up to £6.25)

Regular price was From £24

5 out of 5 stars

1 review

Joules Boys Parkside Hoody - Green

Bank Holiday Deal

Boys Parkside Hoody - Green

Current sale price is From £19.50

(Save up to £4.50)

Regular price was From £23

Joules Girls Splash Ice Cream Swimsuit - Pink

Bank Holiday Deal

Girls Splash Ice Cream Swimsuit - Pink

Current sale price is From £13.50

(Save up to £3)

Regular price was From £16

Joules Girls Deedee Strawberry Print Leggings - Blue

Bank Holiday Deal

Girls Deedee Strawberry Print Leggings - Blue

Current sale price is From £9.50

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Regular price was From £12

Liverpool FC Baby Family Christmas LFC You'll Never Walk Alone PJ- Red/White

Baby Family Christmas LFC You'll Never Walk Alone PJ- Red/White

From £18

Nip + Fab Peptide Fix Finishing Oil 2% - 30ml

Peptide Fix Finishing Oil 2% - 30ml

£29.95

4.9 out of 5 stars

1.7k reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.