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Smoby Life Mud Cooking House

Life Mud Cooking House

Current sale price is £199.99

(Save £50)

Regular price was £249.99

Smoby Sweet Corner Playhouse with 18 Accessories

Sweet Corner Playhouse with 18 Accessories

£179.99

4.3 out of 5 stars

12 reviews

Hisense 27G6QUK - 27in - QHD - 300Hz - IPS - Gaming Monitor

27G6QUK - 27in - QHD - 300Hz - IPS - Gaming Monitor

Current sale price is £219

(Save £20)

Regular price was £239

5 out of 5 stars

1 review

Smoby Life Nature Playhouse and Workshop

Life Nature Playhouse and Workshop

£179.99

Hot Wheels City Ultimate Garage Playset with 2 Toy Cars

City Ultimate Garage Playset with 2 Toy Cars

Current sale price is £79.99

(Save £50)

Regular price was £129.99

4.6 out of 5 stars

68 reviews

Smoby Life Super Megagliss 2-in-1 Slide

Life Super Megagliss 2-in-1 Slide

£269.99

3 out of 5 stars

1 review

Clarks Kids Daze Step Double Strap Leather Shoe - Black

Kids Daze Step Double Strap Leather Shoe - Black

Current sale price is From £33.50

(Save up to £9)

Regular price was From £42

5 out of 5 stars

1 review

Clarks Kids Steggystride Leather Shoe - Black

Kids Steggystride Leather Shoe - Black

Current sale price is From £36.75

(Save up to £10)

Regular price was From £46

4.2 out of 5 stars

5 reviews

Smoby Disney Princess 2-in-1 Picnic Basket

Bank Holiday Deal

Disney Princess 2-in-1 Picnic Basket

Current sale price is £14.99

(Save £5)

Regular price was £19.99

Smoby Be Move Tricycle Pink - From 15 Months

Be Move Tricycle Pink - From 15 Months

Current sale price is £39.99

(Save £15)

Regular price was £54.99

5 out of 5 stars

1 review

Clarks Lorcam Loop K - Black

Bank Holiday Deal

Lorcam Loop K - Black

Current sale price is From £35

(Save up to £16)

Regular price was From £50

Clarks Dance Wish K. Older/junior - Black

Bank Holiday Deal

Dance Wish K. Older/junior - Black

Current sale price is £21

(Save £6)

Regular price was £27

Clarks Older Finja Loafer - Black

Older Finja Loafer - Black

£34

4 out of 5 stars

1 review

Clarks Toddler Luana Bow Sandal - Champagne

Toddler Luana Bow Sandal - Champagne

£24

Hot Wheels Back Print Sweatshirt - Blue

Bank Holiday Deal

Back Print Sweatshirt - Blue

Current sale price is From £7.25

(Save up to £10.75)

Regular price was From £17

5 out of 5 stars

1 review

Stackers Oatmeal Supersize Jewellery Box - Set of 2 (with drawers)

Oatmeal Supersize Jewellery Box - Set of 2 (with drawers)

£130

Clarks Laser Track K - Black

Bank Holiday Deal

Laser Track K - Black

Current sale price is From £37.75

(Save up to £10.50)

Regular price was From £48

1 out of 5 stars

3 reviews

Hot Wheels Short Sleeve Pyjamas - Multi

Short Sleeve Pyjamas - Multi

Current sale price is From £11.20

(Save up to £5.40)

Regular price was From £16

5 out of 5 stars

1 review

Smoby Baby Balade 3-in-1 Tricycle - Pink

Baby Balade 3-in-1 Tricycle - Pink

Current sale price is £89.99

(Save £20)

Regular price was £109.99

3.6 out of 5 stars

11 reviews

Hot Wheels 10" Balance Bike

Bank Holiday Deal

10" Balance Bike

Current sale price is £29.99

(Save £10)

Regular price was £39.99

Clarks Baby Briley Fly First Shoe - Green

Baby Briley Fly First Shoe - Green

£20

Clarks Toddler Cypress Step Trainer - Blue

Toddler Cypress Step Trainer - Blue

£30

Smoby Little Smoby 3-in-1 Walker

Little Smoby 3-in-1 Walker

£44.99

3.7 out of 5 stars

10 reviews

Creative Tops Naturals Set of 2 Granite Placemats

Bank Holiday Deal

Naturals Set of 2 Granite Placemats

Current sale price is £15

(Save £5)

Regular price was £20

5 out of 5 stars

2 reviews

Smoby Little First Garage with Car

Little First Garage with Car

Current sale price is £25.99

(Save £9)

Regular price was £34.99

1 out of 5 stars

1 review

Clarks Baby Briley Fly First Shoe - Pink

Baby Briley Fly First Shoe - Pink

£20

Peter Rabbit My First Little Library 4 Book Set

Bank Holiday Deal

My First Little Library 4 Book Set

Current sale price is £11.99

(Save £4)

Regular price was £15.99

Clarks Junior/older Finja Bar Leather Mary-jane Shoe - Black

Junior/older Finja Bar Leather Mary-jane Shoe - Black

Current sale price is £27

(Save £7)

Regular price was £34

Clarks FinjaBrogue O. - Black

Bank Holiday Deal

FinjaBrogue O. - Black

Current sale price is £29.70

(Save £18.30)

Regular price was £48

4 out of 5 stars

1 review

Clarks Youth Cypress Lace Trainer - Brown

Youth Cypress Lace Trainer - Brown

Current sale price is £27

(Save £7)

Regular price was £34

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.