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UNDER ARMOUR Unisex Training Undeniable 5.0 Small Duffle Bag - Black

Unisex Training Undeniable 5.0 Small Duffle Bag - Black

Current sale price is £28

(Save £7)

Regular price was £35

4.8 out of 5 stars

194 reviews

Lifesystems Trek First Aid Kit

Trek First Aid Kit

£19.99

Lifesystems Dual-Palm Magnetic Handwarmer/Power Bank

Dual-Palm Magnetic Handwarmer/Power Bank

£34.99

Peppa Pig Travel Magnetic Scribbler

Travel Magnetic Scribbler

Current sale price is £8.99

(Save £1)

Regular price was £9.99

4.4 out of 5 stars

8 reviews

UNDER ARMOUR Mens Golf Tech Polo - White

Mens Golf Tech Polo - White

Current sale price is £28

(Save £7)

Regular price was £35

4.8 out of 5 stars

2.1k reviews

Dynamix T3000 Large LED display Foldable Motorised Treadmill (with Bluetooth app) with 15 auto incline levels

T3000 Large LED display Foldable Motorised Treadmill (with Bluetooth app) with 15 auto incline levels

Current sale price is £335.50

(Save £84.49)

Regular price was £419.99

3.3 out of 5 stars

16 reviews

Peppa Pig 12" Bike

Early Deal Unlocked

12" Bike

Current sale price is £99.99

(Save £45)

Regular price was £144.99

UNDER ARMOUR Unisex Training Undeniable 5.0 Medium Duffle Bag - Multi

Unisex Training Undeniable 5.0 Medium Duffle Bag - Multi

Current sale price is £32

(Save £8)

Regular price was £40

4.8 out of 5 stars

340 reviews

UNDER ARMOUR Adults Unisex Training Hustle Lite Backpack - Grey

Adults Unisex Training Hustle Lite Backpack - Grey

Current sale price is £25.50

(Save £6.50)

Regular price was £32

5 out of 5 stars

1 review

UNDER ARMOUR Training Undeniable 5.0 Medium Duffle Bag - Black

Training Undeniable 5.0 Medium Duffle Bag - Black

Current sale price is £32

(Save £8)

Regular price was £40

4.8 out of 5 stars

346 reviews

Peppa Pig Balance Bike - 10inch

Early Deal Unlocked

Balance Bike - 10inch

Current sale price is £29.99

(Save £10)

Regular price was £39.99

UNDER ARMOUR Mens Golf Tech Polo - Black

Mens Golf Tech Polo - Black

£35

4.8 out of 5 stars

2.1k reviews

Dynamix T2000 LED Display Foldable Motorised Treadmill (with Bluetooth app) with 3 levels manual incline

T2000 LED Display Foldable Motorised Treadmill (with Bluetooth app) with 3 levels manual incline

£339.99

4 out of 5 stars

23 reviews

UNDER ARMOUR Womens Training Studio Tote Bag - Black

Womens Training Studio Tote Bag - Black

£55

4.8 out of 5 stars

16 reviews

UNDER ARMOUR Training Undeniable 5.0 Large Duffle Bag - Black

Training Undeniable 5.0 Large Duffle Bag - Black

Current sale price is £36

(Save £9)

Regular price was £45

4.8 out of 5 stars

131 reviews

Kickmaster One on One Folding Goal Set

One on One Folding Goal Set

£34.99

5 out of 5 stars

1 review

UNDER ARMOUR Mens Golf Matchplay Polo - Blue

Mens Golf Matchplay Polo - Blue

Current sale price is £32

(Save £8)

Regular price was £40

4.9 out of 5 stars

273 reviews

UNDER ARMOUR Undeniable 5.0 Medium Duffle - Black

Undeniable 5.0 Medium Duffle - Black

Current sale price is £32

(Save £8)

Regular price was £40

4.8 out of 5 stars

341 reviews

Peppa Pig 10 Inch Balance Bike

Early Deal Unlocked

10 Inch Balance Bike

Current sale price is £29.99

(Save £10)

Regular price was £39.99

3.1 out of 5 stars

7 reviews

Kickmaster 7ft Goal

7ft Goal

Current sale price is £28.99

(Save £4)

Regular price was £32.99

2.8 out of 5 stars

13 reviews

UNDER ARMOUR Adults Unisex Training Undeniable 5.0 Duffle Small - Green

Adults Unisex Training Undeniable 5.0 Duffle Small - Green

£35

4.8 out of 5 stars

193 reviews

Peppa Pig Peppa Pig Sunny Ready Bed

Peppa Pig Sunny Ready Bed

£34.99

UNDER ARMOUR Womens Training Studio Campus Backpack - Pink

Womens Training Studio Campus Backpack - Pink

£55

4.4 out of 5 stars

22 reviews

UNDER ARMOUR Mens Golf Matchplay Ls Polo - Navy

Mens Golf Matchplay Ls Polo - Navy

Current sale price is £40

(Save £10)

Regular price was £50

4.8 out of 5 stars

51 reviews

Lifesystems Adventurer First Aid Kit

Adventurer First Aid Kit

£26.99

UNDER ARMOUR Mens Golf Tech Taper Shorts - Black

Mens Golf Tech Taper Shorts - Black

Current sale price is From £36

(Save up to £9)

Regular price was From £45

4.3 out of 5 stars

14 reviews

UNDER ARMOUR Adults Unisex Training Hustle Lite Backpack - Black

Adults Unisex Training Hustle Lite Backpack - Black

£32

5 out of 5 stars

1 review

New Image FITT Gym

FITT Gym

£199.99

3.7 out of 5 stars

7 reviews

UNDER ARMOUR Adults Unisex Running Launch Reflective Beanie Hat - Black

Adults Unisex Running Launch Reflective Beanie Hat - Black

Current sale price is £25.20

(Save £9.80)

Regular price was £35

4.9 out of 5 stars

8 reviews

Peppa Pig Peppa Goglow Buddy Night Light

Peppa Goglow Buddy Night Light

£12.99

5 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.