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Liverpool FC 4 Pack Gifting Set - Multi

Bank Holiday Deal

4 Pack Gifting Set - Multi

Current sale price is From £15

(Save up to £11)

Regular price was From £25

5 out of 5 stars

2 reviews

Garmin Lily 2 Smartwatch - Cream Gold with Coconut Silicone Band

Bank Holiday Deal

Lily 2 Smartwatch - Cream Gold with Coconut Silicone Band

Current sale price is £199

(Save £50)

Regular price was £249

Garmin Instinct 2 GPS Smartwatch, Graphite

Bank Holiday Deal

Instinct 2 GPS Smartwatch, Graphite

Current sale price is £149

(Save £20)

Regular price was £169

3.8 out of 5 stars

13 reviews

Swan Stealth 15 Plate Dish Rack, 2 Tier, Matte Black with removeable Drip Tray and Cutlery Basket

Stealth 15 Plate Dish Rack, 2 Tier, Matte Black with removeable Drip Tray and Cutlery Basket

£35

3.8 out of 5 stars

11 reviews

Garmin Lily 2 Active Smartwatch - Cream Gold

Bank Holiday Deal

Lily 2 Active Smartwatch - Cream Gold

Current sale price is £249

(Save £50)

Regular price was £299

4.2 out of 5 stars

71 reviews

Swan Windsor Kitchen Set, 1.7L Fast Boil Kettle & 2 Slice Toaster - Grey

Windsor Kitchen Set, 1.7L Fast Boil Kettle & 2 Slice Toaster - Grey

£36

4.5 out of 5 stars

2 reviews

Swan EEJB258 Windsor 2 Slice Toaster and Kettle Set - White

EEJB258 Windsor 2 Slice Toaster and Kettle Set - White

£36

3.8 out of 5 stars

6 reviews

Garmin Bounce 2 Smartwatch - Slate Grey

Available in grey, purple, turquoise coloursAvailable in grey, purple, turquoise coloursAvailable in grey, purple, turquoise coloursAvailable in grey, purple, turquoise coloursAvailable in grey, purple, turquoise colours

Bounce 2 Smartwatch - Slate Grey

Current sale price is From £235

(Save up to £24)

Regular price was From £259

3.7 out of 5 stars

24 reviews

Swan SAC16800GRY 2-in-1 Evaporative Air Cooler - Slate Grey

SAC16800GRY 2-in-1 Evaporative Air Cooler - Slate Grey

£89

4.4 out of 5 stars

5 reviews

Swan Hexton 2 Slice Toaster, Removable Crumb Tray, Black

Bank Holiday Deal

Hexton 2 Slice Toaster, Removable Crumb Tray, Black

Current sale price is £19

(Save £5)

Regular price was £24

Garmin Instinct 2 Solar GPS Smartwatch

Instinct 2 Solar GPS Smartwatch

£349

3.9 out of 5 stars

8 reviews

Swan EEJB245 Symphony 2 Slice Toaster and Kettle Set - Black

EEJB245 Symphony 2 Slice Toaster and Kettle Set - Black

£49

4 out of 5 stars

4 reviews

Swan EEJB247 Symphony 2 Slice Toaster and Kettle Set - White

EEJB247 Symphony 2 Slice Toaster and Kettle Set - White

£49

4.9 out of 5 stars

7 reviews

Garmin Lily 2 Active Smartwatch - Silver Purple

Bank Holiday Deal

Lily 2 Active Smartwatch - Silver Purple

Current sale price is £249

(Save £50)

Regular price was £299

5 out of 5 stars

1 review

Swan Retro Revive 2 Slice Toaster & Kettle Bundle - Cream

Retro Revive 2 Slice Toaster & Kettle Bundle - Cream

£65

4.5 out of 5 stars

2 reviews

Swan Hexton 1.7L Rapid Boil Kettle & 2 Slice Toaster, Cream

Hexton 1.7L Rapid Boil Kettle & 2 Slice Toaster, Cream

£44

Trust GXT493 Carus Wireless Gaming Headset for PS4/5, Nintendo Switch 1/2, PC, Laptop, Smartphone, Black

Bank Holiday Deal

GXT493 Carus Wireless Gaming Headset for PS4/5, Nintendo Switch 1/2, PC, Laptop, Smartphone, Black

Current sale price is £32.99

(Save £7)

Regular price was £39.99

4.4 out of 5 stars

16 reviews

Swan Solace 2 Slice Toaster & Kettle Bundle Black

Solace 2 Slice Toaster & Kettle Bundle Black

£70

Swan SAC16800OAT 2-in-1 Evaporative Air Cooler - Oat

SAC16800OAT 2-in-1 Evaporative Air Cooler - Oat

Current sale price is £76

(Save £13)

Regular price was £89

3.9 out of 5 stars

95 reviews

Garmin Lily 2 Active Smartwatch - Jasper Green

Bank Holiday Deal

Lily 2 Active Smartwatch - Jasper Green

Current sale price is £249

(Save £50)

Regular price was £299

Swan Hexton 1.7L Rapid Boil Kettle & 2 Slice Toaster, Black & Chrome

Hexton 1.7L Rapid Boil Kettle & 2 Slice Toaster, Black & Chrome

£44

Trust GXT493W Carus Wireless Gaming Headset for PS4/5, Nintendo Switch 1/2, PC, Laptop, Smartphone, White

Bank Holiday Deal

GXT493W Carus Wireless Gaming Headset for PS4/5, Nintendo Switch 1/2, PC, Laptop, Smartphone, White

Current sale price is £32.99

(Save £7)

Regular price was £39.99

4.6 out of 5 stars

17 reviews

Liverpool FC LFC Swim Shorts - Red

LFC Swim Shorts - Red

£28

Swan Solace 2 Slice Toaster Cream

Bank Holiday Deal

Solace 2 Slice Toaster Cream

Current sale price is £29

(Save £10)

Regular price was £39

Liverpool FC Baby Fairisle Christmas Jumper - Multi

Baby Fairisle Christmas Jumper - Multi

From £18

5 out of 5 stars

1 review

Swan Windsor 2 Slice Textured Black

Windsor 2 Slice Textured Black

£19

5 out of 5 stars

6 reviews

Swan Hexton 2 Slice Toaster, Removable Crumb Tray, Cream

Bank Holiday Deal

Hexton 2 Slice Toaster, Removable Crumb Tray, Cream

Current sale price is £19

(Save £5)

Regular price was £24

Swan Solace 2 Slice Toaster & Kettle Bundle Cream

Solace 2 Slice Toaster & Kettle Bundle Cream

£70

5 out of 5 stars

2 reviews

Swan Elevate 2-in1 Flat Spray Mop

Bank Holiday Deal

Elevate 2-in1 Flat Spray Mop

Current sale price is £25

(Save £5)

Regular price was £30

5 out of 5 stars

3 reviews

Trust GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

Available in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red coloursAvailable in white, black, red colours

GXT1246 Muta Wireless Bluetooth Controller for Nintendo Switch/Nintendo Switch 2

From £19.99

4.4 out of 5 stars

21 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.