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Freya Love Crush Underwire Plunge Bra - Aqua

Bank Holiday Deal

Love Crush Underwire Plunge Bra - Aqua

Current sale price is £26.75

(Save £7.25)

Regular price was £34

So Chill Mini Fridge Infinity - Chills 6 Regular Cans, Mirror Effect LED Door - Dark Blue

Mini Fridge Infinity - Chills 6 Regular Cans, Mirror Effect LED Door - Dark Blue

£44.99

2.9 out of 5 stars

18 reviews

Jon Richard Rhodium Plated and Blue Heart Stud Earrings

Rhodium Plated and Blue Heart Stud Earrings

£20

River Island Baby Boys Bear Dungarees - Blue

Bank Holiday Deal

River Island Baby

Boys Bear Dungarees - Blue

Current sale price is £22.75

(Save £6.25)

Regular price was £29

Freya Fiji Falls Underwire High Apex Bikini Top - Ocean

Bank Holiday Deal

Fiji Falls Underwire High Apex Bikini Top - Ocean

Current sale price is £33.50

(Save £8.50)

Regular price was £42

Freya Nomad Nights Underwire Sweetheart Bikini Top - Marine

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Nomad Nights Underwire Sweetheart Bikini Top - Marine

Current sale price is £28.50

(Save £13.50)

Regular price was £42

River Island Baby Girls Denim Daisy Gilet Set - Blue

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River Island Baby

Girls Denim Daisy Gilet Set - Blue

Current sale price is £24.50

(Save £7.50)

Regular price was £32

5 out of 5 stars

1 review

Freya Love Crush Underwire Moulded Plunge T-Shirt Bra - Aqua

Bank Holiday Deal

Love Crush Underwire Moulded Plunge T-Shirt Bra - Aqua

Current sale price is £25

(Save £12)

Regular price was £37

GLOBBER Small Helmet GO-UP Lights - Pastel Blue

Small Helmet GO-UP Lights - Pastel Blue

£29.99

5 out of 5 stars

3 reviews

Freya Fiji Falls High Waist Bikini Brief - Ocean

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Fiji Falls High Waist Bikini Brief - Ocean

Current sale price is £17.75

(Save £10.25)

Regular price was £28

Jon Richard Gold Plated and Blue Round Hoop Earrings

Gold Plated and Blue Round Hoop Earrings

£20

Freya Arizona Wave Underwire High Apex Bikini Top - Twilight

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Arizona Wave Underwire High Apex Bikini Top - Twilight

Current sale price is £20.50

(Save £21.50)

Regular price was £42

Jon Richard Silver Plated and Blue Clover Stud Earrings

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Silver Plated and Blue Clover Stud Earrings

Current sale price is £17

(Save £3)

Regular price was £20

5 out of 5 stars

1 review

Freya Love Crush Thong - Aqua

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Love Crush Thong - Aqua

Current sale price is £12.75

(Save £4.25)

Regular price was £17

Freya Arizona Wave Non Wired Swimsuit - Twilight

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Arizona Wave Non Wired Swimsuit - Twilight

Current sale price is £33

(Save £33)

Regular price was £66

1 out of 5 stars

1 review

Joolz Aer2 Buggy - Dark Navy Blue

Aer2 Buggy - Dark Navy Blue

£440

Jon Richard Gold Plated and Blue Enamel Flower Clip Earrings

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Gold Plated and Blue Enamel Flower Clip Earrings

Current sale price is £21

(Save £4)

Regular price was £25

Jon Richard Navy Large Hat Fascinator

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Navy Large Hat Fascinator

Current sale price is £60

(Save £10)

Regular price was £70

EKO Stainless Steel Regal Dish Rack - Blue/grey

Stainless Steel Regal Dish Rack - Blue/grey

£40

River Island Baby Boys Stripe Foods Dungaree Set - Blue

River Island Baby

Boys Stripe Foods Dungaree Set - Blue

£29

Freya Jewel Cove High Waist Bikini Brief - Plain Moonstone

Bank Holiday Deal

Jewel Cove High Waist Bikini Brief - Plain Moonstone

Current sale price is £21

(Save £7)

Regular price was £28

Jon Richard Silver Plated Blue Heart Drop Earrings

Bank Holiday Deal

Silver Plated Blue Heart Drop Earrings

Current sale price is £21

(Save £4)

Regular price was £25

4.8 out of 5 stars

5 reviews

Jon Richard Small Sky Blue Clip Fascinator

Bank Holiday Deal

Small Sky Blue Clip Fascinator

Current sale price is £21

(Save £4)

Regular price was £25

Jon Richard Navy Small Clip Fascinator

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Navy Small Clip Fascinator

Current sale price is £51

(Save £9)

Regular price was £60

Jon Richard Gold Plated Blue Clover Huggie Earrings

Bank Holiday Deal

Gold Plated Blue Clover Huggie Earrings

Current sale price is £21

(Save £4)

Regular price was £25

Freya Nomad Nights Bikini Brief - Marine

Nomad Nights Bikini Brief - Marine

£26

Jon Richard Meduim Sky Blue Fascinator Headband

Bank Holiday Deal

Meduim Sky Blue Fascinator Headband

Current sale price is £26

(Save £4)

Regular price was £30

River Island Baby Boys Little Prince Outfit Set - Light Blue

Bank Holiday Deal

River Island Baby

Boys Little Prince Outfit Set - Light Blue

Current sale price is £15.50

(Save £4.50)

Regular price was £20

1 out of 5 stars

1 review

Freya Fiji Falls Underwire Bralette Bikini Top - Ocean

Bank Holiday Deal

Fiji Falls Underwire Bralette Bikini Top - Ocean

Current sale price is £26

(Save £14)

Regular price was £40

River Island Baby Girls Stripe Bow Fruit Top Set - Blue

River Island Baby

Girls Stripe Bow Fruit Top Set - Blue

£24

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.