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Lilly + Sid Boys Colour Block Joggers - Navy

Boys Colour Block Joggers - Navy

From £16

Lilly + Sid Baby Boys Textured Stripe Dungarees - Blue

Baby Boys Textured Stripe Dungarees - Blue

From £20

Lilly + Sid Boys Ok Slogan Print Sweatshirt - Navy

Boys Ok Slogan Print Sweatshirt - Navy

From £16

LG QNED87 55" 4K HDR QNED evo AI MiniLED Smart AI TV - 55QNED87A6B.AEK

Bank Holiday Deal

QNED87 55" 4K HDR QNED evo AI MiniLED Smart AI TV - 55QNED87A6B.AEK

Current sale price is £699

(Save £50)

Regular price was £749

4.5 out of 5 stars

196 reviews

Joules Holkham Waterproof Packable Raincoat With Hood - Blue

Bank Holiday Deal

Holkham Waterproof Packable Raincoat With Hood - Blue

Current sale price is £53.75

(Save £15.25)

Regular price was £69

5 out of 5 stars

1 review

Joules Jade Moon Crossbody Bag - Navy

Jade Moon Crossbody Bag - Navy

£39

Lilly + Sid Boys Octo Applique T-Shirt - Navy

Boys Octo Applique T-Shirt - Navy

From £14

FitFlop Platfforms Denim Wedge Toe-Post Sandals - Light Denim

Bank Holiday Deal

Platfforms Denim Wedge Toe-Post Sandals - Light Denim

Current sale price is £60

(Save £15)

Regular price was £75

Joules Samantha - Toile - Blue

Samantha - Toile - Blue

£79

Joules Portwell Hooded Waterproof Raincoat - Blue

Portwell Hooded Waterproof Raincoat - Blue

£89

Joules Showerproof Diamond Quilted Gilet - Navy Blue

Bank Holiday Deal

Showerproof Diamond Quilted Gilet - Navy Blue

Current sale price is £39.25

(Save £10.70)

Regular price was £49.95

4.4 out of 5 stars

5 reviews

LG QNED87 50" 4K HDR QNED evo AI MiniLED Smart AI TV - 50QNED87A6D.AEK

QNED87 50" 4K HDR QNED evo AI MiniLED Smart AI TV - 50QNED87A6D.AEK

£629

4.5 out of 5 stars

191 reviews

Joules Delphine Shift Dress with Linen - Navy

Bank Holiday Deal

Delphine Shift Dress with Linen - Navy

Current sale price is £37

(Save £18)

Regular price was £55

LG QNED87 75" 4K HDR QNED evo AI MiniLED Smart AI TV - 75QNED87A6B.AEK

Bank Holiday Deal

QNED87 75" 4K HDR QNED evo AI MiniLED Smart AI TV - 75QNED87A6B.AEK

Current sale price is £1299

(Save £100)

Regular price was £1399

4.5 out of 5 stars

91 reviews

Joules Winnie Frill Shoulder Maxi Dress - Blue/White

Winnie Frill Shoulder Maxi Dress - Blue/White

£65

Joules Hallie Stripe Relaxed Wide Fit Cotton Trousers - Blue

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Hallie Stripe Relaxed Wide Fit Cotton Trousers - Blue

Current sale price is £30.75

(Save £8.25)

Regular price was £39

ONLY & SONS Dani Crochet Short Sleeve Shirt - Cloud Dancer

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Dani Crochet Short Sleeve Shirt - Cloud Dancer

Current sale price is £24

(Save £6)

Regular price was £30

Joules Jane Striped Button Collared Knee Length Dress - Navy

Bank Holiday Deal

Jane Striped Button Collared Knee Length Dress - Navy

Current sale price is £39

(Save £26)

Regular price was £65

FitFlop Solay Glossy Disc Toe-Post Sandals - Teal

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Solay Glossy Disc Toe-Post Sandals - Teal

Current sale price is £48

(Save £12)

Regular price was £60

ONLY & SONS Linus Linen Blend Shorts - Navy

Linus Linen Blend Shorts - Navy

£32

FitFlop F-mode Toe Post Sandal- Dark Denim

Bank Holiday Deal

F-mode Toe Post Sandal- Dark Denim

Current sale price is £72

(Save £18)

Regular price was £90

Joules Premium Ribbed Striped Jersey Cotton V-Neck Waistcoat - Blue

Bank Holiday Deal

Premium Ribbed Striped Jersey Cotton V-Neck Waistcoat - Blue

Current sale price is £21

(Save £14)

Regular price was £35

FitFlop Iqushion Multi-crystal Ergonomic Flip-flops - Teal

Bank Holiday Deal

Iqushion Multi-crystal Ergonomic Flip-flops - Teal

Current sale price is £32

(Save £8)

Regular price was £40

3 out of 5 stars

1 review

FitFlop Delicato Wave-edge Canvas Mary Janes

Delicato Wave-edge Canvas Mary Janes

£75

5 out of 5 stars

1 review

Joules Striped Cotton Knitted Crew Neck Jumper - Blue/White

Bank Holiday Deal

Striped Cotton Knitted Crew Neck Jumper - Blue/White

Current sale price is £36

(Save £26)

Regular price was £62

LEGO Technic Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

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Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.8 out of 5 stars

35 reviews

OEX Mens Pental Tracktop- Dark Blue

Bank Holiday Deal

Mens Pental Tracktop- Dark Blue

Current sale price is £49

(Save £41)

Regular price was £90

5 out of 5 stars

1 review

LG QNED87 65" 4K HDR QNED evo AI MiniLED Smart AI TV - 65QNED87A6B.AEK

QNED87 65" 4K HDR QNED evo AI MiniLED Smart AI TV - 65QNED87A6B.AEK

£899

4.4 out of 5 stars

193 reviews

Joules Lara Striped Rugby Shirt - Navy/Pink

Bank Holiday Deal

Lara Striped Rugby Shirt - Navy/Pink

Current sale price is £40

(Save £20)

Regular price was £60

FitFlop Gen-ff Max Buckle Two-bar Denim Slides - Dark Denim

Gen-ff Max Buckle Two-bar Denim Slides - Dark Denim

£125

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.