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River Island Mini Mini Boys Rr T-shirt And Shorts Set - Light Blue

Bank Holiday Deal

River Island Mini

Mini Boys Rr T-shirt And Shorts Set - Light Blue

Current sale price is £12.75

(Save £3.25)

Regular price was £16

Lilly + Sid Baby Boys Textured Stripe Dungarees - Blue

Baby Boys Textured Stripe Dungarees - Blue

From £20

River Island Mini Girls Sequin Rain Mac Coat - Blue

Bank Holiday Deal

River Island Mini

Girls Sequin Rain Mac Coat - Blue

Current sale price is £24.50

(Save £17.50)

Regular price was £42

Osprey Action Sports Origin Women's Shorty Length Wetsuit - Black/Blue

Osprey Action Sports

Origin Women's Shorty Length Wetsuit - Black/Blue

£50.99

3.1 out of 5 stars

7 reviews

Lilly + Sid Boys Octo Applique T-Shirt - Navy

Boys Octo Applique T-Shirt - Navy

From £14

Lilly + Sid Boys Ok Slogan Print Sweatshirt - Navy

Boys Ok Slogan Print Sweatshirt - Navy

From £16

Ingersoll The Charles Leather Strap Watch

The Charles Leather Strap Watch

Current sale price is £198.75

(Save £156.25)

Regular price was £355

1 out of 5 stars

1 review

OEX Mens Pental Tracktop- Dark Blue

Bank Holiday Deal

Mens Pental Tracktop- Dark Blue

Current sale price is £49

(Save £41)

Regular price was £90

5 out of 5 stars

1 review

Ingersoll 1892 The Rigger Automatic Mens Watch with Black Dial and Blue PU Strap - I17901

Bank Holiday Deal

1892 The Rigger Automatic Mens Watch with Black Dial and Blue PU Strap - I17901

Current sale price is £189

(Save £126)

Regular price was £315

Ingersoll 1892 The Faller Automatic Mens Watch with Blue Dial and Gold Stainless Steel Bracelet - I17602

1892 The Faller Automatic Mens Watch with Blue Dial and Gold Stainless Steel Bracelet - I17602

£325

River Island Mini Mini Girls Ribbed T-shirt Set - Light Blue

Bank Holiday Deal

River Island Mini

Mini Girls Ribbed T-shirt Set - Light Blue

Current sale price is £12.75

(Save £3.25)

Regular price was £16

River Island Mini Girls Stripe La Mer Rashsuit Set - Blue

Bank Holiday Deal

River Island Mini

Girls Stripe La Mer Rashsuit Set - Blue

Current sale price is £17.50

(Save £8.50)

Regular price was £26

River Island Mini Girls La Mer Beach Print Dress - Blue/Pink

River Island Mini

Girls La Mer Beach Print Dress - Blue/Pink

£16

River Island Mini Boys Slip On Occasion Loafers - Blue

Bank Holiday Deal

River Island Mini

Boys Slip On Occasion Loafers - Blue

Current sale price is £12.60

(Save £5.40)

Regular price was £18

Osprey Action Sports Origin Ladies Long Length Wetsuit - Black/Blue

Osprey Action Sports

Origin Ladies Long Length Wetsuit - Black/Blue

£66.99

3.7 out of 5 stars

13 reviews

River Island Mini Boys Hoodie Set - Navy

Bank Holiday Deal

River Island Mini

Boys Hoodie Set - Navy

Current sale price is £20.25

(Save £5.75)

Regular price was £26

Scruff-A-Luvs Pet Single Blue

Bank Holiday Deal

Pet Single Blue

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

106 reviews

River Island Mini Girls Bow Pinafore Shirt Dress - Blue

Bank Holiday Deal

River Island Mini

Girls Bow Pinafore Shirt Dress - Blue

Current sale price is £24.75

(Save £7.25)

Regular price was £32

Ingersoll 1892 The Rider Automatic Mens Watch with Blue Dial and Blue PU Strap - I16802

Bank Holiday Deal

1892 The Rider Automatic Mens Watch with Blue Dial and Blue PU Strap - I16802

Current sale price is £195

(Save £130)

Regular price was £325

River Island Mini Mini Boys Luminis Badge Polo Shirt Set - Light Blue

Bank Holiday Deal

River Island Mini

Mini Boys Luminis Badge Polo Shirt Set - Light Blue

Current sale price is £20.50

(Save £5.50)

Regular price was £26

River Island Mini Girls Love Heart Graffiti Straight Jeans - Blue

Bank Holiday Deal

River Island Mini

Girls Love Heart Graffiti Straight Jeans - Blue

Current sale price is £15.50

(Save £8.50)

Regular price was £24

River Island Mini Girls Stripe La Mer Beach Print Swimsuit - Pink/Blue

Bank Holiday Deal

River Island Mini

Girls Stripe La Mer Beach Print Swimsuit - Pink/Blue

Current sale price is £12.50

(Save £3.50)

Regular price was £16

River Island Mini Boys Essentialism T-Shirt & Shorts Set - Light Blue

Bank Holiday Deal

River Island Mini

Boys Essentialism T-Shirt & Shorts Set - Light Blue

Current sale price is £12.75

(Save £3.25)

Regular price was £16

River Island Mini Boys Oversized Textured T-Shirt Set - Navy

River Island Mini

Boys Oversized Textured T-Shirt Set - Navy

£24

River Island Mini Boys Zip Funnel Sweatshirt Set - Navy

Bank Holiday Deal

River Island Mini

Boys Zip Funnel Sweatshirt Set - Navy

Current sale price is £19.50

(Save £10.50)

Regular price was £30

Ingersoll 1892 The Yield Automatic Mens Watch with Blue Dial and Silver Stainless Steel Bracelet - I17801

1892 The Yield Automatic Mens Watch with Blue Dial and Silver Stainless Steel Bracelet - I17801

£330

Osprey Action Sports Origin Ladies Long Wetsuit 5mm (Black/Blue)

Osprey Action Sports

Origin Ladies Long Wetsuit 5mm (Black/Blue)

£114.99

4.1 out of 5 stars

28 reviews

Ingersoll Outrider Automatic Gents Watch, Blue dial, Stainless Steel Case and Bracelet

Bank Holiday Deal

Outrider Automatic Gents Watch, Blue dial, Stainless Steel Case and Bracelet

Current sale price is £171

(Save £114)

Regular price was £285

River Island Mini Girls Wide Leg Jeans - Blue

Bank Holiday Deal

River Island Mini

Girls Wide Leg Jeans - Blue

Current sale price is £12

(Save £6)

Regular price was £18

Reflex Active Series 29 Smart Calling Watch

Series 29 Smart Calling Watch

£65

4.3 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.