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Kate Spade New York Deco Straw Small Tulip Tote - Beige

Kate Spade New York

Deco Straw Small Tulip Tote - Beige

£295

Kate Spade New York Loop Pebbled Leather Crossbody - Southwest Desert

Kate Spade New York

Loop Pebbled Leather Crossbody - Southwest Desert

£195

Kate Spade New York Loop Pebbled Leather Shoulder Bag - Black

Bank Holiday Deal

Kate Spade New York

Loop Pebbled Leather Shoulder Bag - Black

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York Grace Fine Grain Leather Shoulder Bag - Black

Bank Holiday Deal

Kate Spade New York

Grace Fine Grain Leather Shoulder Bag - Black

Current sale price is £245.70

(Save £104.30)

Regular price was £350

5 out of 5 stars

1 review

Kate Spade New York Deco Pebbled Leather Large Shoulder Bag

Bank Holiday Deal

Kate Spade New York

Deco Pebbled Leather Large Shoulder Bag

Current sale price is £318.50

(Save £106.50)

Regular price was £425

5 out of 5 stars

1 review

Kate Spade New York Deco Snake Embossed Leather Mini Flap Chain Crossbody - Beige

Kate Spade New York

Deco Snake Embossed Leather Mini Flap Chain Crossbody - Beige

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York Deco Pebbled Leather Mini Flap Chain Crossbody Bag - Black

Bank Holiday Deal

Kate Spade New York

Deco Pebbled Leather Mini Flap Chain Crossbody Bag - Black

Current sale price is £198

(Save £77)

Regular price was £275

Kate Spade New York Halo Fine Grain Leather Medium Wristlet - Black

Kate Spade New York

Halo Fine Grain Leather Medium Wristlet - Black

£95

Kate Spade New York Loop Pebbled Leather Shoulder Bag - Cream

Bank Holiday Deal

Kate Spade New York

Loop Pebbled Leather Shoulder Bag - Cream

Current sale price is £220

(Save £55)

Regular price was £275

Kate Spade New York Loop East West Zip Pebbled Leather Card Case - Red

Bank Holiday Deal

Kate Spade New York

Loop East West Zip Pebbled Leather Card Case - Red

Current sale price is £52

(Save £43)

Regular price was £95

Kate Spade New York Loop Pebbled Leather Zip Card Case - Beige

Kate Spade New York

Loop Pebbled Leather Zip Card Case - Beige

Current sale price is £76

(Save £19)

Regular price was £95

Kate Spade New York Do It All Fine Grain Leather Large Tote - Black

Kate Spade New York

Do It All Fine Grain Leather Large Tote - Black

Current sale price is £177

(Save £118)

Regular price was £295

5 out of 5 stars

1 review

Kate Spade New York Deco Fine Grain Leather Tulip Tote - Black

Kate Spade New York

Deco Fine Grain Leather Tulip Tote - Black

Current sale price is £234

(Save £156)

Regular price was £390

Kate Spade New York Deco Pebbled Leather Crossbody Bag Tote Bag - Black

Kate Spade New York

Deco Pebbled Leather Crossbody Bag Tote Bag - Black

Current sale price is £210

(Save £140)

Regular price was £350

5 out of 5 stars

1 review

Kate Spade New York Loop Pebbled Leather Shoulder Bag - Black

Kate Spade New York

Loop Pebbled Leather Shoulder Bag - Black

Current sale price is £151

(Save £124)

Regular price was £275

Kate Spade New York Deco Fine Grain Leather Small Tulip Tote - Cream

Kate Spade New York

Deco Fine Grain Leather Small Tulip Tote - Cream

Current sale price is £210

(Save £140)

Regular price was £350

Kate Spade New York Deco Suede Xl Tulip Tote - Black

Kate Spade New York

Deco Suede Xl Tulip Tote - Black

Current sale price is £300

(Save £200)

Regular price was £500

Kate Spade New York Liv Smooth Leather Small Flap Crossbody Bag - Light Purple

Kate Spade New York

Liv Smooth Leather Small Flap Crossbody Bag - Light Purple

Current sale price is £150

(Save £225)

Regular price was £375

Kate Spade New York The Fine Grain Leather Shoulder Bag - Black

Kate Spade New York

The Fine Grain Leather Shoulder Bag - Black

Current sale price is £165

(Save £110)

Regular price was £275

Kate Spade New York Halo Suede Mini Bucket - Purple

Kate Spade New York

Halo Suede Mini Bucket - Purple

Current sale price is £177

(Save £118)

Regular price was £295

Kate Spade New York Grace Fine Grain Leather Pochette - Pink

Kate Spade New York

Grace Fine Grain Leather Pochette - Pink

Current sale price is £87.75

(Save £107.25)

Regular price was £195

Kate Spade New York Loop East West Zip Pebbled Leather Card Case - Black

Kate Spade New York

Loop East West Zip Pebbled Leather Card Case - Black

Current sale price is £57

(Save £38)

Regular price was £95

Kate Spade New York Loop Pebbled Leather Ew Zip Card Case - Purple

Kate Spade New York

Loop Pebbled Leather Ew Zip Card Case - Purple

Current sale price is £66.50

(Save £28.50)

Regular price was £95

Kate Spade New York Liv Smooth Leather Shoulder Bag - Black

Kate Spade New York

Liv Smooth Leather Shoulder Bag - Black

Current sale price is £165

(Save £110)

Regular price was £275

Kate Spade New York Deco Quilted Denim Suede Mini Flap Chain Crossbody - Blue

Kate Spade New York

Deco Quilted Denim Suede Mini Flap Chain Crossbody - Blue

Current sale price is £132.75

(Save £162.25)

Regular price was £295

Kate Spade New York Grace Fine Grain Leather Large Hobo - Black

Kate Spade New York

Grace Fine Grain Leather Large Hobo - Black

Current sale price is £234

(Save £156)

Regular price was £390

Kate Spade New York Halo Suede Medium Wristlet - Purple

Kate Spade New York

Halo Suede Medium Wristlet - Purple

Current sale price is £57

(Save £38)

Regular price was £95

Kate Spade New York Serena Saffiano Leather With Pop Edgepaint Flap Chain Wallet - Pink

Kate Spade New York

Serena Saffiano Leather With Pop Edgepaint Flap Chain Wallet - Pink

Current sale price is £151.25

(Save £123.75)

Regular price was £275

Kate Spade New York Devin I Love You Embossed Leather Small Slim Bifold Wallet - Cream

Kate Spade New York

Devin I Love You Embossed Leather Small Slim Bifold Wallet - Cream

Current sale price is £87.50

(Save £37.50)

Regular price was £125

Kate Spade New York Critters Hedgehog Mini Bag - Cream

Kate Spade New York

Critters Hedgehog Mini Bag - Cream

Current sale price is £177

(Save £118)

Regular price was £295

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.