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Inicio 14Ct Real Gold Plated Heart Set - Gift Box

Bank Holiday Deal

Inicio

14Ct Real Gold Plated Heart Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Jon Richard Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

5 out of 5 stars

1 review

Jon Richard Gold Plated Filigree and Mother of Pearl Clover Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Filigree and Mother of Pearl Clover Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Inicio Gold Plated and Mother of Pearl Celestial Starburst Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated and Mother of Pearl Celestial Starburst Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Jon Richard Gold Plated and Crystal Open Knot Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated and Crystal Open Knot Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

Inicio 14K Gold Plated Opal Stone Pendant Set - Gift Box - Gold

Bank Holiday Deal

Inicio

14K Gold Plated Opal Stone Pendant Set - Gift Box - Gold

Current sale price is £26

(Save £4)

Regular price was £30

Jon Richard Gold Plated Crystal and Moon Trio Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Crystal and Moon Trio Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

Inicio 14K Gold Plated Cubic Zirconia Star Set - Gift Box

Bank Holiday Deal

Inicio

14K Gold Plated Cubic Zirconia Star Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

5 out of 5 stars

1 review

Jon Richard Gold Plated and Crystal Flower Bridal Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated and Crystal Flower Bridal Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

The Love Collection 18ct Gold PVD Plated Waterproof Stainless Steel Shell Necklace Set

The Love Collection

18ct Gold PVD Plated Waterproof Stainless Steel Shell Necklace Set

£22

Inicio Gold Plated Padlock Heart Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated Padlock Heart Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Jon Richard Gold Plated Diamond Cut Heart Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Diamond Cut Heart Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

Bank Holiday Deal

AllSaints

Mini Huggie Set Earrings

Current sale price is £22.50

(Save £6.50)

Regular price was £29

1 out of 5 stars

1 review

Harry Potter Amortentia Necklace and Stud Earring Gift Set

Harry Potter

Amortentia Necklace and Stud Earring Gift Set

£20

Jon Richard Gold Plated Pave and Pearl Starfish Trio Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Pave and Pearl Starfish Trio Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

Jon Richard Gold Plated Cubic Zirconia Cross Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Cubic Zirconia Cross Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Jon Richard Gold Plated and Malachite Clover Trio Set - Gift Box

Jon Richard

Gold Plated and Malachite Clover Trio Set - Gift Box

£30

5 out of 5 stars

1 review

Mood Gold Plated Turquoise and Pearl Beaded Set

Bank Holiday Deal

Mood

Gold Plated Turquoise and Pearl Beaded Set

Current sale price is £21

(Save £5)

Regular price was £26

Inicio 14Ct Real Gold Plated Turquoise Star Trio Set - Gift Box

Bank Holiday Deal

Inicio

14Ct Real Gold Plated Turquoise Star Trio Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

1 out of 5 stars

1 review

Inicio Gold Plated Cubic Zirconia Teardrop Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated Cubic Zirconia Teardrop Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

4.3 out of 5 stars

3 reviews

Inicio 14K Gold Plated and Cubic Zirconia Clover Set - Gift Box

Bank Holiday Deal

Inicio

14K Gold Plated and Cubic Zirconia Clover Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

Inicio Gold Plated and Cubic Zirconia Ridged Heart Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated and Cubic Zirconia Ridged Heart Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

5 out of 5 stars

1 review

Jon Richard Gold Plated Crystal and Red Heart Trio Set - Gift Box

Jon Richard

Gold Plated Crystal and Red Heart Trio Set - Gift Box

£30

Inicio 14K Gold Plated and Cubic Zirconia Snake Set - Gift Box

Bank Holiday Deal

Inicio

14K Gold Plated and Cubic Zirconia Snake Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

The Love Collection Gold Plated Sterling Silver Ruby Ombre Stud and Hoop Set

The Love Collection

Gold Plated Sterling Silver Ruby Ombre Stud and Hoop Set

Current sale price is £30

(Save £8)

Regular price was £38

Inicio 14K Gold Plated Cubic Zirconia and Opal Cross Set - Gift Box

Bank Holiday Deal

Inicio

14K Gold Plated Cubic Zirconia and Opal Cross Set - Gift Box

Current sale price is £26

(Save £4)

Regular price was £30

2 out of 5 stars

1 review

Inicio Gold Plated and Pave Moon Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated and Pave Moon Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Jon Richard Gold Plated Diamond Cut Butterfly Set - Gift Box

Bank Holiday Deal

Jon Richard

Gold Plated Diamond Cut Butterfly Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Inicio Gold Plated and Opal Moon Set - Gift Box

Bank Holiday Deal

Inicio

Gold Plated and Opal Moon Set - Gift Box

Current sale price is £24

(Save £6)

Regular price was £30

Pilgrim MAEVE earrings 2-in-1 set, gold-plated

Pilgrim

MAEVE earrings 2-in-1 set, gold-plated

£25.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

Up to 30% off your first credit order!

What you need to know
Apply for Very Pay and enter WELCOME at the checkout. 30% off Clothing & Footwear and 20% off all other departments.

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes iPad Air M4, Samsung S26 range, PlayStation 5 consoles, Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.