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adidas Terrex Womens Xpr Zip Off Walking Trousers - Black

Womens Xpr Zip Off Walking Trousers - Black

Current sale price is £72

(Save £18)

Regular price was £90

2 out of 5 stars

1 review

THE NORTH FACE Men's 24/7 7 Inch Shorts - Black

Men's 24/7 7 Inch Shorts - Black

£40

2.3 out of 5 stars

3 reviews

Regatta Womens Pack It Iii Jacket - Blue

Womens Pack It Iii Jacket - Blue

Current sale price is £21.50

(Save £13.50)

Regular price was £35

2.5 out of 5 stars

4 reviews

The North Face Junior Unisex Simple Dome T-Shirt - Navy

Junior Unisex Simple Dome T-Shirt - Navy

£15

2 out of 5 stars

1 review

Regatta Womens Orla Keily Trench Coat - Giant Poppy Navy

Womens Orla Keily Trench Coat - Giant Poppy Navy

Current sale price is £78

(Save £12)

Regular price was £90

2 out of 5 stars

1 review

Craghoppers Womens Alex Legging - Black

Womens Alex Legging - Black

Current sale price is £30

(Save £15)

Regular price was £45

2.5 out of 5 stars

2 reviews

Regatta Mens Leesville III Shorts - Grey

Mens Leesville III Shorts - Grey

£30

2.8 out of 5 stars

6 reviews

Regatta Mens Highton II Trousers - Green

Mens Highton II Trousers - Green

£42

2 out of 5 stars

1 review

The North Face Men's 24/7 Woven Jogger - Black

Men's 24/7 Woven Jogger - Black

£65

2.5 out of 5 stars

2 reviews

The North Face Women's Flex Straight Leg Tights - Black

Women's Flex Straight Leg Tights - Black

Current sale price is £34

(Save £16)

Regular price was £50

2.3 out of 5 stars

3 reviews

adidas Terrex Womens Skychaser Ax5 Hiking Shoes - Grey

Womens Skychaser Ax5 Hiking Shoes - Grey

Current sale price is £45.75

(Save £39.25)

Regular price was £85

2 out of 5 stars

2 reviews

Regatta Womens Orla Keily Slides - Navy

Womens Orla Keily Slides - Navy

Current sale price is £19

(Save £3)

Regular price was £22

2 out of 5 stars

3 reviews

The North Face Women's Flex 25 Inch Graphic Leggings - Black

Women's Flex 25 Inch Graphic Leggings - Black

Current sale price is £27.50

(Save £22.50)

Regular price was £50

2 out of 5 stars

1 review

Columbia Womens Provisions Baseball Cap - Pink

Womens Provisions Baseball Cap - Pink

Current sale price is £12.75

(Save £9.25)

Regular price was £22

2 out of 5 stars

1 review

THE NORTH FACE Womens Skeena II Sandals - Black

Womens Skeena II Sandals - Black

£52

2.3 out of 5 stars

4 reviews

The North Face Women's Mountain Athletics Fleece Print - Blue

Women's Mountain Athletics Fleece Print - Blue

Current sale price is £44

(Save £36)

Regular price was £80

2 out of 5 stars

1 review

Regatta Womens Samaris 2 Season Hiking Socks - Pink

Womens Samaris 2 Season Hiking Socks - Pink

£18

2 out of 5 stars

1 review

Regatta Kids Calderdale III Jacket - Blue

Kids Calderdale III Jacket - Blue

From £38

2 out of 5 stars

1 review

adidas Terrex Terrex Skychaser Ax5 Hiking Shoes

Available in beige/white, beige, purple coloursAvailable in beige/white, beige, purple coloursAvailable in beige/white, beige, purple coloursAvailable in beige/white, beige, purple coloursAvailable in beige/white, beige, purple colours

Terrex Skychaser Ax5 Hiking Shoes

£85

2 out of 5 stars

2 reviews

Sweaty Betty Ribbed Base Layer Top - Purple

Ribbed Base Layer Top - Purple

Current sale price is £25

(Save £55)

Regular price was £80

2 out of 5 stars

1 review

Sweaty Betty Womens Soft Cloud Knitted Beanie - Purple

Womens Soft Cloud Knitted Beanie - Purple

Current sale price is £18

(Save £17)

Regular price was £35

2 out of 5 stars

1 review

THE NORTH FACE Women's Vectiv Fastpack Lite Waterproof Hiking Shoes - Black

Women's Vectiv Fastpack Lite Waterproof Hiking Shoes - Black

Current sale price is £100

(Save £25)

Regular price was £125

2 out of 5 stars

1 review

Regatta Survivor V5 85L Backpack - Ash

Survivor V5 85L Backpack - Ash

Current sale price is £64.99

(Save £30.01)

Regular price was £95

2 out of 5 stars

3 reviews

Roxy Womens Oceanregular Corpo Short Sleeve Top - White

Womens Oceanregular Corpo Short Sleeve Top - White

Current sale price is £10

(Save £8)

Regular price was £18

2 out of 5 stars

1 review

Regatta Mens Holcombe Classic Waterproof Walking Boot -brown

Mens Holcombe Classic Waterproof Walking Boot -brown

Current sale price is £50

(Save £20)

Regular price was £70

2 out of 5 stars

2 reviews

Regatta Mens Samaris Low Waterproof Walking Shoe -black

Mens Samaris Low Waterproof Walking Shoe -black

£70

2.3 out of 5 stars

4 reviews

Cotswold Maisemore Low Mens Suede Mesh Hiking Shoe - Brown

Maisemore Low Mens Suede Mesh Hiking Shoe - Brown

£48

2.8 out of 5 stars

6 reviews

Cotswold Blenheim Everyday Wellingtons - Black

Blenheim Everyday Wellingtons - Black

£35

2.4 out of 5 stars

7 reviews

Cotswold Abbeydale Low Ladies Soft Shell Hiking Shoe - Grey

Abbeydale Low Ladies Soft Shell Hiking Shoe - Grey

£60

2.8 out of 5 stars

4 reviews

Regatta Mens Calderdale Jacket - Black

Mens Calderdale Jacket - Black

Current sale price is £34.50

(Save £20.50)

Regular price was £55

2 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.