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Regatta Womens Andreson Hybrid Padded Jacket - Black

Womens Andreson Hybrid Padded Jacket - Black

Current sale price is £30

(Save £12)

Regular price was £42

4.4 out of 5 stars

17 reviews

Columbia Mens Tech Wind Pants - Black

Mens Tech Wind Pants - Black

Current sale price is £42

(Save £18)

Regular price was £60

Columbia Womens Pouring Adventure III Jacket - Pink

Womens Pouring Adventure III Jacket - Pink

Current sale price is £54

(Save £36)

Regular price was £90

Berghaus Womens Prism 2.0 Microfleece Interactive Full Zip Jacket - Black

Womens Prism 2.0 Microfleece Interactive Full Zip Jacket - Black

Current sale price is £50.25

(Save £21.75)

Regular price was £72

5 out of 5 stars

1 review

The North Face Womens Essential Simple Dome Oversized T-Shirt - Black

Womens Essential Simple Dome Oversized T-Shirt - Black

Current sale price is £18

(Save £12)

Regular price was £30

5 out of 5 stars

2 reviews

Columbia Womens Benton Springs 1/2 Snap Pull Over - Beige

Womens Benton Springs 1/2 Snap Pull Over - Beige

Current sale price is £27

(Save £18)

Regular price was £45

Regatta Womens Orla Keily Waterproof Changing Robe - Orange

Womens Orla Keily Waterproof Changing Robe - Orange

Current sale price is £75

(Save £14)

Regular price was £89

4.7 out of 5 stars

6 reviews

Columbia Women's Sequoia Grove 1/2 Zip Fleece - Burgundy

Women's Sequoia Grove 1/2 Zip Fleece - Burgundy

Current sale price is £32.25

(Save £27.75)

Regular price was £60

adidas Terrex Womens Anylander Hiking Shoes - Black

Womens Anylander Hiking Shoes - Black

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.8 out of 5 stars

155 reviews

adidas Terrex Womens Xpr Zip Off Walking Trousers - Black

Womens Xpr Zip Off Walking Trousers - Black

Current sale price is £72

(Save £18)

Regular price was £90

2 out of 5 stars

1 review

Regatta Womens Orla Keily Slides - Green

Womens Orla Keily Slides - Green

Current sale price is £19

(Save £3)

Regular price was £22

4 out of 5 stars

2 reviews

The North Face Womens Yumiori 1/4 Zip Fleece - Grey

Womens Yumiori 1/4 Zip Fleece - Grey

Current sale price is £40

(Save £40)

Regular price was £80

adidas Terrex Womens Anylander Rain Ready Hiking Shoes - Blue

Womens Anylander Rain Ready Hiking Shoes - Blue

Current sale price is £45

(Save £30)

Regular price was £75

Regatta Womens Waterproof Changing Robe - Leopard Print

Womens Waterproof Changing Robe - Leopard Print

Current sale price is £60

(Save £24)

Regular price was £84

4.3 out of 5 stars

34 reviews

Columbia Womens Sequoia Grove 1/2 Zip Fleece - Beige

Womens Sequoia Grove 1/2 Zip Fleece - Beige

Current sale price is £34

(Save £26)

Regular price was £60

The North Face Women's Woven Pant - Black

Women's Woven Pant - Black

Current sale price is £50

(Save £50)

Regular price was £100

4.7 out of 5 stars

7 reviews

adidas Terrex Mens Anylander Hiking Shoes - Blue

Mens Anylander Hiking Shoes - Blue

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.8 out of 5 stars

550 reviews

Regatta Mens Fingal Edition T-Shirt - Orange

Mens Fingal Edition T-Shirt - Orange

Current sale price is £10

(Save £5)

Regular price was £15

Salomon Adults Unisex Trailblazer 20 Commuter Backpack - Black

Adults Unisex Trailblazer 20 Commuter Backpack - Black

Current sale price is £52.25

(Save £42.75)

Regular price was £95

Regatta Pack Away Jacket - Black

Pack Away Jacket - Black

Current sale price is £28

(Save £7)

Regular price was £35

4.2 out of 5 stars

40 reviews

adidas Terrex Womens Outdoor Multi Essentials Stretch Joggers - Black

Womens Outdoor Multi Essentials Stretch Joggers - Black

Current sale price is £37.50

(Save £12.50)

Regular price was £50

4.9 out of 5 stars

11 reviews

The North Face Womens Antora Rain Jacket - Pink

Womens Antora Rain Jacket - Pink

Current sale price is £92

(Save £23)

Regular price was £115

adidas Terrex Mens Anylander Hiking Shoes - Grey

Mens Anylander Hiking Shoes - Grey

Current sale price is £52

(Save £13)

Regular price was £65

4.8 out of 5 stars

552 reviews

Columbia Womens Sequoia Grove 1/2 Zip Fleece - Black

Womens Sequoia Grove 1/2 Zip Fleece - Black

Current sale price is £34

(Save £26)

Regular price was £60

The North Face Womens Diablo Dynamic Zip In Jacket - Grey

Womens Diablo Dynamic Zip In Jacket - Grey

Current sale price is £132

(Save £33)

Regular price was £165

5 out of 5 stars

1 review

THE NORTH FACE Junior Unisex Fastpack Ii Waterproof Mid Walking Boots - Black

Junior Unisex Fastpack Ii Waterproof Mid Walking Boots - Black

Current sale price is £46.25

(Save £33.75)

Regular price was £80

THE NORTH FACE Womens Antora Rain Parka Jacket - Black

Womens Antora Rain Parka Jacket - Black

Current sale price is £78

(Save £42)

Regular price was £120

4.6 out of 5 stars

289 reviews

Columbia Womens Sequoia Grove Full Zip Fleece - Purple

Womens Sequoia Grove Full Zip Fleece - Purple

Current sale price is £42.25

(Save £22.75)

Regular price was £65

adidas Terrex Womens Skychaser Ax5 Goretex Hiking Boots - Brown

Womens Skychaser Ax5 Goretex Hiking Boots - Brown

Current sale price is £78

(Save £42)

Regular price was £120

4 out of 5 stars

4 reviews

adidas Terrex Womens Anylander Rain Ready Mid hiking Shoes - Green

Womens Anylander Rain Ready Mid hiking Shoes - Green

Current sale price is £58

(Save £27)

Regular price was £85

4.6 out of 5 stars

127 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.