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undefined Mens Specs Short Sleeve Hydroguard T Shirt - White

Mens Specs Short Sleeve Hydroguard T Shirt - White

£36

undefined 50N+ Buoyancy Aid For Kayak & Stand-Up Paddleboarding - Orange

50N+ Buoyancy Aid For Kayak & Stand-Up Paddleboarding - Orange

£34.99

3 out of 5 stars

1 review

undefined Womens Victory Swim Slim Legging-black

Bank Holiday Deal

Womens Victory Swim Slim Legging-black

Current sale price is £32.25

(Save £26.75)

Regular price was £59

undefined Mens Specs Short Sleeve Hydroguard T Shirt - Black

Mens Specs Short Sleeve Hydroguard T Shirt - Black

£36

undefined Junior Buoyancy Aid 50N - Blue

Osprey Action Sports

Junior Buoyancy Aid 50N - Blue

Current sale price is £39.99

(Save £8)

Regular price was £47.99

5 out of 5 stars

1 review

undefined Mens Specs Short Sleeve Hydroguard T Shirt - Blue

Mens Specs Short Sleeve Hydroguard T Shirt - Blue

£36

undefined Junior Buoyancy Aid 50N - Red

Osprey Action Sports

Junior Buoyancy Aid 50N - Red

Current sale price is £39.99

(Save £8)

Regular price was £47.99

5 out of 5 stars

2 reviews

undefined Origin Men's Shorty Wetsuit - Black / Red

Osprey Action Sports

Origin Men's Shorty Wetsuit - Black / Red

Current sale price is £35.99

(Save £9)

Regular price was £44.99

4.1 out of 5 stars

10 reviews

undefined Buoyancy Aid 50N+ Grey

Buoyancy Aid 50N+ Grey

£34.99

undefined Womens Shaping Aquanite Swimsuit - Black

Womens Shaping Aquanite Swimsuit - Black

£47

4.6 out of 5 stars

5 reviews

undefined Womens Racer Zip Swimsuit With Built In Swim Bra - Blue

Bank Holiday Deal

Womens Racer Zip Swimsuit With Built In Swim Bra - Blue

Current sale price is £27.50

(Save £27.50)

Regular price was £55

1.3 out of 5 stars

3 reviews

undefined Origin Women's Shorty Length Wetsuit - Black/Blue

Osprey Action Sports

Origin Women's Shorty Length Wetsuit - Black/Blue

Current sale price is £35.99

(Save £9)

Regular price was £44.99

3.1 out of 5 stars

7 reviews

undefined Endurance® + Medalist Swimsuit - Black

Bank Holiday Deal

Endurance® + Medalist Swimsuit - Black

Current sale price is £21.50

(Save £9.50)

Regular price was £31

4.1 out of 5 stars

14 reviews

undefined Womens Adilette Lite Sliders - Black/Gold

Bank Holiday Deal

adidas Originals

Womens Adilette Lite Sliders - Black/Gold

Current sale price is £28

(Save £7)

Regular price was £35

4.7 out of 5 stars

2.4k reviews

undefined Mens Split Extended Size 5 Inch Volley Swim Short - Black

Mens Split Extended Size 5 Inch Volley Swim Short - Black

£36

undefined Coogee Sonicback Ecolast Swimsuit - Black

Bank Holiday Deal

Coogee Sonicback Ecolast Swimsuit - Black

Current sale price is £21.50

(Save £5.50)

Regular price was £27

5 out of 5 stars

1 review

undefined Mens Adilette Comfort Sliders - Black

Bank Holiday Deal

adidas Sportswear

Mens Adilette Comfort Sliders - Black

Current sale price is £30.25

(Save £7.75)

Regular price was £38

4.8 out of 5 stars

6.5k reviews

undefined Womens Digital Printed Legsuit - Blue

Womens Digital Printed Legsuit - Blue

£44

5 out of 5 stars

1 review

undefined Mens Voyage 5 Inch Volley Short - Fir - Green

Bank Holiday Deal

Mens Voyage 5 Inch Volley Short - Fir - Green

Current sale price is £27.25

(Save £18.75)

Regular price was £46

undefined Womens Sneakerkini 2.0 Crossback One Piece Swimsuit - Black

Bank Holiday Deal

Womens Sneakerkini 2.0 Crossback One Piece Swimsuit - Black

Current sale price is £21

(Save £21)

Regular price was £42

undefined Womens Sportswear Swimsuit - Black

Bank Holiday Deal

Womens Sportswear Swimsuit - Black

Current sale price is £15

(Save £23)

Regular price was £38

5 out of 5 stars

1 review

undefined Mens 3 Stripe 8in Swim Shorts - Black/White

Mens 3 Stripe 8in Swim Shorts - Black/White

£35

5 out of 5 stars

14 reviews

undefined Girls Junior Biofuse 2.0 Swimming Goggles - Pink

Bank Holiday Deal

Girls Junior Biofuse 2.0 Swimming Goggles - Pink

Current sale price is £16

(Save £4)

Regular price was £20

5 out of 5 stars

2 reviews

undefined Mens Split Extended Size 5 Inch Volley Swim Short - Blue

Bank Holiday Deal

Mens Split Extended Size 5 Inch Volley Swim Short - Blue

Current sale price is £23

(Save £13)

Regular price was £36

5 out of 5 stars

1 review

undefined Womens Endurance+ Medalist - Navy

Bank Holiday Deal

Womens Endurance+ Medalist - Navy

Current sale price is £21.50

(Save £9.50)

Regular price was £31

undefined Boy's Solid Swim Shorts - Green

Boy's Solid Swim Shorts - Green

From £30

4.8 out of 5 stars

4 reviews

undefined Women's Essentials Cottesloe Flyback Swimsuit - Black

Bank Holiday Deal

Women's Essentials Cottesloe Flyback Swimsuit - Black

Current sale price is £20.75

(Save £5.25)

Regular price was £26

1 out of 5 stars

1 review

undefined Mens Voyage 5 Inch Volley Short - Navy

Bank Holiday Deal

Mens Voyage 5 Inch Volley Short - Navy

Current sale price is £36.75

(Save £9.25)

Regular price was £46

undefined Kids Boys 3 Stripe Swim Shorts - Royal Blue/White

Bank Holiday Deal

Kids Boys 3 Stripe Swim Shorts - Royal Blue/White

Current sale price is £12.50

(Save £10.50)

Regular price was £23

4.9 out of 5 stars

8 reviews

undefined Womens Essential 5 Inch Volley Swim Short - Purple

Bank Holiday Deal

Womens Essential 5 Inch Volley Swim Short - Purple

Current sale price is £32

(Save £8)

Regular price was £40

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.