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Jon Richard Gold Plated Crystal Clover Trio Set - Gift Boxed

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Gold Plated Crystal Clover Trio Set - Gift Boxed

Current sale price is £21

Regular price was £30

(Save £9)

4.2 out of 5 stars

6 reviews

3rd Avenue Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

Black Friday Price Promise >

Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Black

Current sale price is £119.99

Regular price was £159.99

(Save £40)

4.4 out of 5 stars

9 reviews

Reflex Active Spectra AMOLED Calling Smart Black Strap Watch

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Spectra AMOLED Calling Smart Black Strap Watch

Current sale price is £22

Regular price was £49.95

(Save £27.95)

5 out of 5 stars

1 review

3rd Avenue 5 Piece Kids Junior Drum Kit - Red

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5 Piece Kids Junior Drum Kit - Red

Current sale price is £199.99

Regular price was £219.99

(Save £20)

5 out of 5 stars

1 review

3rd Avenue Stateside Electric Guitar Pack - Liberty Green

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Stateside Electric Guitar Pack - Liberty Green

Current sale price is £119.99

Regular price was £189.99

(Save £70)

5 out of 5 stars

1 review

3rd Avenue Full Size Bass Guitar Ultimate Kit with 15W Amp - 6 Months FREE Lessons - Black

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Full Size Bass Guitar Ultimate Kit with 15W Amp - 6 Months FREE Lessons - Black

Current sale price is £174.99

Regular price was £194.99

(Save £20)

4.7 out of 5 stars

3 reviews

Reflex Active Venture AMOLED GPS Calling Black Strap Smart Watch

Venture AMOLED GPS Calling Black Strap Smart Watch

£59.95

5 out of 5 stars

4 reviews

3rd Avenue 3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Blue

Black Friday Price Promise >

3/4 Size Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Blue

Current sale price is £138.99

Regular price was £159.99

(Save £21)

3rd Avenue Soprano Ukulele Black Starter Pack

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Soprano Ukulele Black Starter Pack

Current sale price is £21.99

Regular price was £39.99

(Save £18)

5 out of 5 stars

1 review

3rd Avenue Full Size 4/4 Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Black

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Full Size 4/4 Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Black

Current sale price is £58.99

Regular price was £69.99

(Save £11)

4.1 out of 5 stars

10 reviews

3rd Avenue Left-Handed Electric Guitar Full Size with Amp - 6 Months FREE Lessons - Black

Black Friday Price Promise >

Left-Handed Electric Guitar Full Size with Amp - 6 Months FREE Lessons - Black

Current sale price is £139.99

Regular price was £159.99

(Save £20)

4.3 out of 5 stars

3 reviews

Reflex Active Nexus Calling Smart Watch and Headphone Set

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Nexus Calling Smart Watch and Headphone Set

Current sale price is £32

Regular price was £59.95

(Save £27.95)

1 out of 5 stars

2 reviews

3rd Avenue Electric Guitar Starter Pack - Pastel Pink

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Electric Guitar Starter Pack - Pastel Pink

£134.99

3rd Avenue Full Size 4/4 Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Redburst

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Full Size 4/4 Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Redburst

Current sale price is £58.99

Regular price was £69.99

(Save £11)

4.5 out of 5 stars

2 reviews

Jon Richard Rhodium Plated Cubic Zirconia Drop Clip Earrings

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Rhodium Plated Cubic Zirconia Drop Clip Earrings

Current sale price is £18

Regular price was £25

(Save £7)

3rd Avenue Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Sunburst

Black Friday Price Promise >

Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Sunburst

Current sale price is £139.99

Regular price was £159.99

(Save £20)

4 out of 5 stars

1 review

Jon Richard Silver Plated and Pave Bow Trio Set - Gift Box

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Silver Plated and Pave Bow Trio Set - Gift Box

Current sale price is £21

Regular price was £30

(Save £9)

2.5 out of 5 stars

2 reviews

Ferret THERMAL INSPECTION CAMERA

THERMAL INSPECTION CAMERA

£806

3rd Avenue Full Size Bass Guitar Ultimate Kit with 15W Amp - 6 Months FREE Lessons - Blueburst

Black Friday Price Promise >

Full Size Bass Guitar Ultimate Kit with 15W Amp - 6 Months FREE Lessons - Blueburst

Current sale price is £173.99

Regular price was £194.99

(Save £21)

4 out of 5 stars

1 review

3rd Avenue Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Blue

Black Friday Price Promise >

Full Size 4/4 Electric Guitar Ultimate Kit with Amp - 6 Months FREE Lessons - Blue

Current sale price is £139.99

Regular price was £159.99

(Save £20)

3.3 out of 5 stars

3 reviews

Ferret PLUS WIRELESS INSPECTION CAMERA

PLUS WIRELESS INSPECTION CAMERA

£254

Jon Richard Rhodium Plated Crystal Hoop Clip Earrings

Black Friday Price Promise >

Rhodium Plated Crystal Hoop Clip Earrings

Current sale price is £14

Regular price was £20

(Save £6)

Reflex Active Nexus Lite Mint Silicone Strap Smart Watch

Black Friday Price Promise >

Nexus Lite Mint Silicone Strap Smart Watch

Current sale price is £20

Regular price was £49.95

(Save £29.95)

Reflex Active Spectra AMOLED Calling Smart Berry Strap Watch

Spectra AMOLED Calling Smart Berry Strap Watch

£49.95

4 out of 5 stars

3 reviews

3rd Avenue Cutaway Electro Acoustic Guitar Pack - Blueburst

Cutaway Electro Acoustic Guitar Pack - Blueburst

£109.99

3.4 out of 5 stars

5 reviews

Jon Richard Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

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Cubic Zirconia Baguette Navette Sapphire Pear Drop Necklace

Current sale price is £63

Regular price was £90

(Save £27)

3.9 out of 5 stars

7 reviews

Jon Richard Two Tone Satin Hoop Earrings

Two Tone Satin Hoop Earrings

£20

3rd Avenue 1/2 Size Kids Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Pink

1/2 Size Kids Classical Guitar Beginner Bundle - 6 Months FREE Lessons - Pink

£64.99

5 out of 5 stars

1 review

Jon Richard 18K Gold Plated Chain And Cubic Zirconia Peardrop Necklace

Black Friday Price Promise >

18K Gold Plated Chain And Cubic Zirconia Peardrop Necklace

Current sale price is £25

Regular price was £35

(Save £10)

Reflex Active SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

£59.95

3.5 out of 5 stars

2 reviews

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

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Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

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Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.